Fragomeni Insurance & Finanicial Services | Financial Advisor in Saratoga Springs ,NY

3257 Route 9
Saratoga Springs, NY 12866

Professional Service With a Personal Touch


About

22 Years of Experience



General Information
Firm Start Year:   1964
No.of Employees:   5-9
Insurance License#:   Life, PC, BR # 609073
Name of Broker/Dealer:   ING Financial Partners
Name of Custodial Firm:   Pershing Brokerage
States Licensed in:   NY, MA, OR, FL,
Number of Years with Current Firm:   18
Work Experience:   Bank manager for largest National bank, 22+ years individually licensed in insurance fieled for family owned insurance agency, started seperate investment division to continue personal interest in the investment and retirement field
I work with the following types of clients:   Businesses , Individual Investors , Non-Profit Organizations


Services
Investment Types:   Stocks , Annuities , Insurance , Bonds , Mutual Funds , Exchange Traded Funds (ETFs) , Alternative Investments , Socially Responsible Investments (SRI)
I can meet clients in the following ways:   Via email , Via phone , At my office , At your home , At your office


Qualifications & Memberships
Insurance and Annuity Licenses:   Disability , Property , Casualty , Accident , Annuity , Health , Life , HMO , Variable Annuity , Long Term Care , Variable Life
Financial Organization Memberships:   Financial Planning Association (FPA)
Non-Financial Organization Memberships:   PTA LAke Avenue School - Saratoga NY
Corinth Merchangts Association, Northern & Sourthern Saratoga Chamber of Commerce, Malta Busainess Assoiciation, Saratoga Biathalon Club, Coach Saratoga American Little League


Firm Information
Firm's Number of Clients:   50
Firm's Number of Planning Clients:   10
Firm's Number of Managed Clients:   10
Assets Managed by Firm:   $6,000,000
Advisor's Number of Clients:   50
Advisor's Number of Managed Clients:   10
Advisor's Number of Planning Clients:   10
Assets Managed by Advisor:   $6,000,000


Compliance
Registered Investment Advisor:   Yes
Registered Representative:   Yes
Investment Advisor Representative:   Yes
Compliance Disclosures in Last 5 years:   I have a clean record
Criminal Disclosures in Last 5 years:   I have a clean record


Compensation & Fees
Fee Structure:   I am a fee-based financial professional
Minimum Portfolio Size for New Managed Accounts:   $250,000
Compensation Methods:   Flat Fee , Based on Assets , Hourly , Commissions
Fee % Based on Assets:   1.25 -1.5%
Hourly Rate:   $150-$200
Flat Fee Rate:   $150-$200
Additional Details on Charges:   Fee's are negogiable based on the amount and complexity of the goals and work required. To all be agreed and confirmed in writing so all parties are in agreement
Minimum Fee Charged for Managed Accounts:   $2,500
Minimum Fee Charged for Hourly Planning Accounts:   $1,500
Minimum Fee Charged for Flat Fee Accounts:   $1,500



FAQs

David  Fragomeni

David  Fragomeni

CERTIFIED FINANCIAL PLANNER™ Certificant, Certified Insurance Counselor

Communities Served

Any state as long as good solid relationship can be established

Office Hours

Mon. 7:00 AM - 9:00 PM
Tue. 7:00 AM - 9:00 PM
Wed. 7:00 AM - 9:00 PM
Thu. 7:00 AM - 9:00 PM
Fri. 7:00 AM - 9:00 PM

Compensation Arrangements

Check Money Order
C.O.D.