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Joe Disalvo ChFC®
Quest Capital & Risk Management, Inc.

Tel: (631) 724-3933
23 Bellemeade
Smithtown, NY 11787
Quest Capital & Risk Management, Inc. | Financial Advisor in Smithtown ,NY

About Quest Capital & Risk Management, Inc.

At Quest Capital & Risk Management, we deeply value the trust that our clients have in us to help protect and build their wealth. It’s a privilege and an honor that we never take for granted. We know that next to health, family, and spirituality, money is a central part of any person’s life. Our goal is to help clients take control of their finances so that they can dedicate their time to other worthwhile pursuits and find deeper fulfillment in their lives, especially during retirement.

Our team takes a collaborative and comprehensive approach to providing high quality financial life planning and investment advisory services. We schedule regular meetings with our clients, hold educational events and provide a sincere, caring attitude towards everyone we work with. We are solely concerned with assisting our clients in meeting their most important life goals through the proper management of their financial resources. Our practice begins and ends with the needs of the client. We welcome the opportunity to meet with you to discuss how we can become an advocate of your life. Contact us today.


General Information

Firm Start Year:   1997
No.of Employees:   2-4
Name of Broker/Dealer:   Cetera Advisor Networks
Name of Custodial Firm:   TD Ameritrade, Asset Mark Trust
States Licensed in:   NY, FL, NC, CA, NM, TX, TN, MA, CO,
Number of Years with Current Firm:   17


Qualifications & Memberships

Insurance and Annuity Licenses:   Annuity, Casualty, Disability, Health, Long Term Care, Property, Variable Life, Variable Annuity
Financial Organization Memberships:   Financial Planning Association (FPA)
Non-Financial Organization Memberships:   *Marty Lyons Foundation - Board Member 2012 - present

*Smithtown Chamber of Commerce

Advisory Board - Asset Mark 2012 - present


Firm Information

Firm's Number of Clients:   100
Firm's Number of Planning Clients:   75
Firm's Number of Managed Clients:   100
Assets Managed by Firm:   $50,000,000+


Compliance

Registered Representative:   Yes
Investment Advisor Representative:   Yes
I am an acknowledged fiduciary:   Yes
Compliance Disclosures in Last 5 years:   I have a clean record
Criminal Disclosures in Last 5 years:   I have a clean record


Compensation and Fees

Fee Structure:   Fee Only
Compensation Methods:   Flat Fee, Based on Assets, Hourly


Board Positions

Organization:  Marty Lyons Foundation  Commack NY
Position :  Board of Directors
Duration :  June 2012-Currently holding


Education

Bachelor of Arts - Humanities  SUNY at Stony Brook
September 1992-December 1996



Faqs

  • Do you have a customer satisfaction or refund policy? One of the first things we do when working with a client is to complete a Financial Satisfaction Survey. The survey is designed to assess a persons satisfaction in a broad array of financial life circumstances. This helps us to ascertain where we may be most impactful in a client engagement, and provides us with a sense of life goals and personal values that we need to plan in accordance with.
  • What services do you provide? What are your specialties? Financial Life Planning, Investment Advisory, Comprehensive Retirement Income Planning focused on people 55 and over, Life Transitions which include retirement, semi retirement, divorce, loss of spouse, and business transition. Finally we specialize in & enjoy working with women over the age of 50 in transition.
  • What is your experience? How many clients do you currently manage? We bring combined over 40 years of experience. We hold designations as a ChFC & have a CFP candidate internally as well. I have conducted numerous courses on retirement planning through various educational institutions at both the high school and college level. In addition I have taught classes for continuing education to other practicing professionals.
  • What financial institution(s) do you represent? We are an independent fee only financial planning practice. We have a broker dealer relationship with Cetera Advisors Network, and custody client assets as TD Ameritrade & Asset Mark Trust Company.
  • How do you charge for your services? Fee for service only
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Disclaimer

Securities and advisory services offered through Cetera Advisor Networks LLC, member FINRA/SIPC. Cetera is under separate ownership from any other named entity.

Joe Disalvo ChFC®

Joe Disalvo ChFC®

ChFC®

S. Joseph DiSalvo, ChFC,has more than 15 years of experience in the financial services industry and is passionate about helping his clients raise awareness of their deeply-held values so they use their time and money in the pursuit of their version of the rich life. He founded Quest Capital & Risk Management in 1997, and his responsibilities include cultivating and developing strong client relationships, financial life planning education, and setting the strategic direction of the practice. He prides himself on having created quality processes and systems to deliver an outstanding level of service for clients.He enjoys leading an outstanding team of dedicated professionals who are passionate about coming to work each day and thrive on playing an important role in clients’ lives.

As a strong advocate of financial life planning and education, Mr. DiSalvo has completed specialized courses including the Money Quotient "Fundamentals of Financial Life Planning" as well as The Kinder Institute of Life Planning’s “The Seven Stages of Money Maturity® Workshop.” Both programs detail how to become an effective communicator for clients so they can truly reflect about what’s important in their lives.

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My Services

Financial Advice & Consulting

Quest Capital & Risk Management, Inc. is a financial planning practice specializing in wealth management. We are solely concerned with assisting our clients in meeting their most deeply held life goals through the proper management of their financial resources. Our success is not measured by performance statistics, but rather by our clients' success in achieving their goals. We offer a complimentary Explore meeting with no obligation. Our objective in this meeting is to gain an understanding of the clients objectives and expectations in order to ensure that it could be a mutually beneficial relationship.


Financial Planning for Individuals

Financial life planning is a holistic process that leads our clients step-by-step to uncovering and discovering what is most important to them in life and what will bring true happiness now and in retirement. In addition to setting meaningful goals, the process helps raise awareness of financial beliefs and decision-making habits, so that our clients can focus on the best choices and decisions for themselves going forward as they move through various life transitions. We deliver a comprehensive, CFP Board approved process of Financial planning that begins with a uniquely in-depth discovery process of our clients' vision of their desired future, incorporates cash flow analysis with ratios & benchmarks for financial well-being, and produces an individualized, strategic financial plan that directs clients toward their desired future.


Portfolio Management

The Quest Capital & Risk Management team provides fee-based investment management services based on our clients’ long- term needs and risk tolerance. Our core belief is that proper asset allocation and professional, ongoing advice are essential components of investment success. We believe that to properly manage your financial assets, we need to have a complete picture of who you are and what you hope to achieve financially. Our conversations with clients about risk and reward help guide us in designing investment portfolios that are tailored to each client’s life and risk appetite. Because of our independence, we can choose from a broad array of products and services. There are no proprietary products we are required to represent, so we can offer financial guidance based solely on our clients’ financial agendas. This model curtails conflicts of interest, since our fee is directly tied to the value we provide.


My Team

Marie  Madarasz
Marie Madarasz RP
Marie Madarasz is Associate Planner at Quest Capital & Risk Management and has nearly two decades of experience in the financial services industry. As Associate Planner, Ms. Madarasz incorporates financial life planning into her work with clients and is passionate about helping them use their finances to create the life they genuinely want to live. She prepares financial plans, cash flow, and net worth statements, and assists with teaching workshops on retirement planning. As an active member o ...more

Barbara Clemens
Barbara Clemens
Barbara Clemens is an Operations Specialist/Office Manager at Quest Capital & Risk Management and has been with the firm for over a decade. She is responsible for managing different types of account activity including account establishment and maintenance, deposits, withdrawals and transfers. She also handles many internal projects, including overseeing of office technology systems and implementation of financial applications. Barbara previously worked as an Assistant Vice President at Citigrou ...more

Office Hours

wiseradvisor-balck-li-img Mon. 9:00 AM - 5:00 PM
wiseradvisor-balck-li-img Tue. 9:00 AM - 5:00 PM
wiseradvisor-balck-li-img Wed. 9:00 AM - 5:00 PM
wiseradvisor-balck-li-img Thu. 9:00 AM - 5:00 PM
wiseradvisor-balck-li-img Fri. 9:00 AM - 5:00 PM

Communities Served

Northshore of Western Suffolk County

Compensation Arrangements

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