Gary Graham

Tel: (919) 415-4717
1135 Kildaire Farm Rd.Suite 200
Cary, NC 27511

Different is not always better, but better is always differe

Triangle Money Coach | Financial Advisor in Cary ,NC

About Triangle Money Coach

If you're looking for clear and simple answers without someone trying to sell you something...is that too much to ask? We don't think so, it's actually a smart way to approach something as important as the security of your retirement and your hard-earned money. If that's you, then we are here to help. Our goal is to give you all the information you need to make an informed decision. The big thing is now YOU will be in control. You will have the information and it is your decision what to do with it.At Triangle Money Coach we strive to offer financial solutions that can help our clients minimize risks while growing and protecting their retirement and investable assets. We are not product driven; we look at the world through our client's eyes and help them identify areas where they may need financial planning assistance. That assistance is provided to our clients by helping them gain a better understanding of the financial services and products available to them. Through our Retirement Designed Money Management System, as well as our 21-point checklist, we look after our clients by making sure we have addressed not only the big issues, but also the many small issues that many other firms ignore.

10 Years of Experience


Connect With an Expert Financial Advisor and Get Answers

General Information

Firm Start Year:   2011
No.of Employees:   5-9
Insurance License#:   16371932
States Licensed in:   Insurance - NC, VA, GA
IAR - NC, VA
Number of Years with Current Firm:   7
I work with the following types of clients:   government employees , Businesses , Individual Investors


Services

Investment Types:   Insurance , Exchange Traded Funds (ETFs) , Annuities , Stocks , Alternative Investments , Bonds , Mutual Funds , Socially Responsible Investments (SRI)
I can meet clients in the following ways:   At your office , Via phone , At your home , Video Conference , At my office


Qualifications & Memberships

Insurance and Annuity Licenses:   Disability , Accident , Long Term Care , Life , Health , Annuity
Financial Organization Memberships:   Society of Financial Services Professionals
Non-Financial Organization Memberships:   Better Business Bureau
National Ethics Association


Compliance

Investment Advisor Representative:   Yes
I am an acknowledged fiduciary:   Yes
Compliance Disclosures in Last 5 years:   I have a clean record
Criminal Disclosures in Last 5 years:   I have a clean record


Compensation and Fees

Minimum Portfolio Size for New Managed Accounts:   $100,000


Education

BS  University of Tennessee - Knoxville, TN
-

MS  Miami University - Oxford, OH
-

Ph.d.  Miami University - Oxford, OH
-



Faqs

  • Do you have a customer satisfaction or refund policy? We do not charge an up-front fee for a planning, therefore if you are not satisfied with the plan, there is no fee. Many of the products and services we may use have a free-look period.
  • What services do you provide? What are your specialties? We are a holistic advisory firm and provide a full range of services. Although our primary services are retirement income planning and asset preservation, we address many other issues that may impact the attainment of your desired lifestyle in retirement. We use a comprehensive 21-point checklist, accessing many different data bases, to protect your lifestyle in retirement.
  • What is your experience? How many clients do you currently manage? We have been in business as an independent advisory firm since 2011. Before starting this firm I was an independent trader of stocks and bonds for 3 years. We have over 300 clients we have helped with planning and investment products.
  • What financial institution(s) do you represent? As a Series 65 Licensed Investment Advisor Representative, I represent Brookstone Capital Management, LLC and we use TD Ameritrade as the Custodian. As a fully licensed insurance professional I represent over 25 companies specializing in life insurance, annuities, and long term care.
  • How do you charge for your services? Depending upon the services provided were are paid on either a fee basis or a commission basis. Full disclosure is provided regarding all fees and/or commissions to be paid before any services are provided.
see more

Disclaimer

Investment Advisory Services offered through Brookstone Capital Management, LLC (BCM), a registered investment advisor. BCM and Triangle Money Coach are independent of each other. Insurance products and services are not offered through BCM but are offered through individually licensed and appointed agents.

Gary Graham

Gary Graham


What do you want to do in retirement? Do you have a plan to get there? Gary Graham has been working with individuals and small business owners for several years. He believes it's important to understand someone's retirement goals, concerns and risk tolerance before making any recommendations. "People place their trust in me to do the right thing with their retirement plan. It's a huge responsibility I take seriously."

As an Investment Advisor Representative, Gary has to follow the fiduciary standard - making recommendations that are in the best interest of the client. He wouldn't have it any other way! "I look at the fiduciary standard as a requirement I take the time to really understand my clients, he explains. He says people need to know as many of their options as possible, as well as the advantages and disadvantages of each. "I don't present a plan until we have explored, together, alternatives to reaching their retirement goals. In the end, they have designed the plan with my help."

Gary and his staff have also taken the time to become experts on benefits for both Federal and State government employees. They have helped more than 300 Federal and State employees in North Carolina and Virginia. They fully understand all of the issues related to TSP Retirement Savings, FEGLI Life Insurance, Social Security and Long Term Care benefits available to these employees.

My Services


Financial Advice & Consulting

We follow the fiduciary standard, which means we must act in your best interest, and not ours. In order to do this we must fully understand your specific individual situation, concerns and goals. We do a thorough portfolio review, needs analysis, risk tolerance, and 21-point checklist to develop a plan and make sure you are receiving all of the benefits you are entitled to. After the initial review of your current situation and benefits we will work with you to develop a plan to make sure you can meet your financial goals and maintain your lifestyle in retirement. There is no one-size-fits-all approach. If we did that we would be professional sales people, not professional financial advisors.


Financial Planning for Individuals

We do planning for middle class as well as high net-worth individuals. We have worked with both private sector employees as well as federal and state government employees. We appreciate the differences in government benefit programs and fully understand your options with such benefits as TSP, FEGLI Life Insurance, as well as long term care and annuity options available. Although our primary focus is on Retirement Income and Asset Preservation with growth, we do a 21-point checklist to make sure we have addressed all of the small issues and are assured you are receiving all of the benefits you are entitled to.


Financial Planning for Businesses

As a small business owner, I recognize you have different needs and different tools available to you in order to secure your financial future. Not only are you responsible for your own benefits, you want to make sure you have an employee benefit package that is cost efficient and meets your goals for employee retention.


Communities Served

Angier Apex
Buies Creek Carrboro
Chapel Hill Clayton
Coats Durham
Fuquay Varina Garner
Holly Springs Knightdale
Moncure Morrisville
New Hill Raleigh
Rolesville Wake Forest
Wendell Willow Spring

Office Hours

wiseradvisor-balck-li-img Mon. 9:00 AM - 5:00 PM
wiseradvisor-balck-li-img Tue. 9:00 AM - 5:00 PM
wiseradvisor-balck-li-img Wed. 9:00 AM - 5:00 PM
wiseradvisor-balck-li-img Thu. 9:00 AM - 5:00 PM
wiseradvisor-balck-li-img Fri. 9:00 AM - 5:00 PM
wiseradvisor-balck-li-img Sat. 9:00 AM - 12:00 PM

Compensation Arrangements

Check Money Order
C.O.D.