If you're looking for clear and simple answers without someone trying to sell you something...is that too much to ask? We don't think so, it's actually a smart way to approach something as important as the security of your retirement and your hard-earned money. If that's you, then we are here to help. Our goal is to give you all the information you need to make an informed decision. The big thing is now YOU will be in control. You will have the information and it is your decision what to do with it.
At Triangle Money Coach we strive to offer financial solutions that can help our clients minimize risks while growing and protecting their retirement and investable assets. We are not product driven; we look at the world through our client's eyes and help them identify areas where they may need financial planning assistance. That assistance is provided to our clients by helping them gain a better understanding of the financial services and products available to them. Through our Retirement Designed Money Management System, as well as our 21-point checklist, we look after our clients by making sure we have addressed not only the big issues, but also the many small issues that many other firms ignore.
|Firm Start Year:||2011|
|States Licensed in:||
Insurance - NC, VA, GA|
IAR - NC, VA
|Number of Years with Current Firm:||7|
|I work with the following types of clients:||Businesses , Individual Investors , government employees|
|Investment Types:||Annuities , Stocks , Mutual Funds , Bonds , Alternative Investments , Exchange Traded Funds (ETFs) , Insurance , Socially Responsible Investments (SRI)|
|I can meet clients in the following ways:||At my office , At your home , At your office , Via phone , Video Conference|
Qualifications & Memberships
|Insurance and Annuity Licenses:||Accident , Disability , Health , Life , Long Term Care , Annuity|
|Financial Organization Memberships:||Society of Financial Services Professionals|
|Non-Financial Organization Memberships:||
Better Business Bureau
National Ethics Association
|Investment Advisor Representative:||Yes|
|I am an acknowledged fiduciary:||Yes|
|Compliance Disclosures in Last 5 years:||I have a clean record|
|Criminal Disclosures in Last 5 years:||I have a clean record|
Compensation and Fees
|Minimum Portfolio Size for New Managed Accounts:||$100,000|
University of Tennessee - Knoxville, TN
Miami University - Oxford, OH
Miami University - Oxford, OH
Investment Advisory Services offered through Brookstone Capital Management, LLC (BCM), a registered investment advisor. BCM and Triangle Money Coach are independent of each other. Insurance products and services are not offered through BCM but are offered through individually licensed and appointed agents.
What do you want to do in retirement? Do you have a plan to get there? Gary Graham has been working with individuals and small business owners for several years. He believes it's important to understand someone's retirement goals, concerns and risk tolerance before making any recommendations. "People place their trust in me to do the right thing with their retirement plan. It's a huge responsibility I take seriously."
As an Investment Advisor Representative, Gary has to follow the fiduciary standard - making recommendations that are in the best interest of the client. He wouldn't have it any other way! "I look at the fiduciary standard as a requirement I take the time to really understand my clients, he explains. He says people need to know as many of their options as possible, as well as the advantages and disadvantages of each. "I don't present a plan until we have explored, together, alternatives to reaching their retirement goals. In the end, they have designed the plan with my help."
Gary and his staff have also taken the time to become experts on benefits for both Federal and State government employees. They have helped more than 300 Federal and State employees in North Carolina and Virginia. They fully understand all of the issues related to TSP Retirement Savings, FEGLI Life Insurance, Social Security and Long Term Care benefits available to these employees.
Financial Advice & Consulting
We follow the fiduciary standard, which means we must act in your best interest, and not ours. In order to do this we must fully understand your specific individual situation, concerns and goals. We do a thorough portfolio review, needs analysis, risk tolerance, and 21-point checklist to develop a plan and make sure you are receiving all of the benefits you are entitled to. After the initial review of your current situation and benefits we will work with you to develop a plan to make sure you can meet your financial goals and maintain your lifestyle in retirement. There is no one-size-fits-all approach. If we did that we would be professional sales people, not professional financial advisors.
Financial Planning for Individuals
We do planning for middle class as well as high net-worth individuals. We have worked with both private sector employees as well as federal and state government employees. We appreciate the differences in government benefit programs and fully understand your options with such benefits as TSP, FEGLI Life Insurance, as well as long term care and annuity options available. Although our primary focus is on Retirement Income and Asset Preservation with growth, we do a 21-point checklist to make sure we have addressed all of the small issues and are assured you are receiving all of the benefits you are entitled to.
Financial Planning for Businesses
As a small business owner, I recognize you have different needs and different tools available to you in order to secure your financial future. Not only are you responsible for your own benefits, you want to make sure you have an employee benefit package that is cost efficient and meets your goals for employee retention.
|Mon.||9:00 AM - 5:00 PM|
|Tue.||9:00 AM - 5:00 PM|
|Wed.||9:00 AM - 5:00 PM|
|Thu.||9:00 AM - 5:00 PM|
|Fri.||9:00 AM - 5:00 PM|
|Sat.||9:00 AM - 12:00 PM|