Les H. Kern, CRFA, LUTCF®
D.H. Hill Wealth Management

Tel: 910-763-5050
2306 Wrightsville Ave.
Unit 201
Wilmington, NC 28403
D.H. Hill Wealth Management | Financial Advisor in Wilmington ,NC

We help educate clients about retirement

About Les H. Kern

Over 400 years ago, John Donne wrote "No man is an island entire of itself; every man is a piece of the continent, a part of the main". It is this ethos that has guided my career as a financial advisor. I believe that only by working together can we achieve wonderful things. Planning for your financial future is no different. With the busyness of our daily lives, it is a team effort helping plan your family┬┤s financial future that makes the difference. My practice is supported by the good people at D.H. Hill Advisor and Belpointe Asset Management. People with years of experience contributing to my 30 plus years as an advisor with all of us looking to serve our clients.

Planning for retirement is the time to imagine a new life full of possibilities. With our listening ear and experience, we work to help make this a transition into the best stage of your life, allowing what is profoundly important to take center stage. I will deal with integrity and honesty, reflecting that people are important and that my purpose is to bring credit to our Lord Jesus Christ.

I have partnered with the Estate Planning Team which is comprised of tax attorneys, CPAs, and advisors like myself committed to assisting clients with business transitions. Over the next twenty years, it is estimated that 20 trillion dollars will transition to the next generation in the United States.

Should you have any questions or would like more information on our firm feel free to email us at lkern@dhhill.com or call us at (910) 763-5050. I am looking forward to hearing from you.

About D.H. Hill Wealth Management

History teaches us that Holding onto equity assets rotating on a relative strength basis produces the best long term wealth building. The more history you are aware of, the more this becomes critically apparent.

We believe that while it is important to choose investments with a strategy. We teach clients that to get the best return, their portfolios cannot go backwards. We recommend investments with well-defined sell strategies that we believe will weather downturns efficiently. The bottom line: We try to avoid loss whenever possible.

Les H. Kern is an Investment Advisor, of a wealth management firm of D.H. Hill Wealth management group, that is committed to helping clients get to retirement and to help provide a sound retirement income they cannot outlive. As a true independent advisor firm, our customized programs are designed to protect, conserve and grow our client's wealth by sound income strategies with investments that strive to deliver an unprecedented level of income with services.

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General Information

Firm Start Year:   1982
No. of Employees:   10-19
Name of Broker/Dealer:   D.H. Hill Advisors, LLLP
Name of Custodial Firm:   Schwab, TD, via Belpointe Asset Management
States Licensed in:   NC , SC, FL , MI, MO
Number of Years with Current Firm:   7
Work Experience:   Multiple independent and private schools and well as classes at different Broker Dealers I've worked with over the years.
Work with the following types of clients:   Businesses, Non-Profit Organizations, Individual Investors
Advisory Services Provided:   Investment Advice & Management, Estate Planning & Trusts, Insurance Products & Annuities, Financial Planning, Portfolio Management, Retirement Planning, 401K Rollovers, Wealth Management, Money Management, Risk Management, Education Funding and Planning, Financial Planning for Individuals, Financial Planning for Businesses, Tax Advice and Services, Financial Advice & Consulting


Investment Types:   Mutual Funds, Income strategies, Alternative Investments, Exchange Traded Funds (ETFs), Insurance, Annuities, Stocks, Bonds, Socially Responsible Investments (SRI)
Can meet clients in the following ways:   Our Office, Phone, Email, Video Conference, Your Home, Your Office

Qualifications & Memberships

Insurance and Annuity Licenses:   Variable Life, Long Term Care, Variable Annuity, Life, Health, Annuity, Accident, Casualty, Property, Disability
Financial Organization Memberships:   A.D.I.S.A.
Non-Financial Organization Memberships:   ADISA currently has more than 4,500 members from across the country in various alternative investments professions including attorneys, CPAs, broker-dealers, sponsors, lenders, mortgage brokers, qualified intermediaries, real estate agents, registered investment advisors and registered representatives. Association...Advisor Academy thru David Scranton CLU,ChFC,CFP,CFA,MISFS

Firm Information

Firm's Number of Clients:   2,000
Firm's Number of Planning Clients:   1,500
Firm's Number of Managed Clients:   2,000+
Assets Managed by Firm:   100,000,000
Advisor's Number of Clients:   200
Advisor's Number of Managed Clients:   70
Advisor's Number of Planning Clients:   70
Assets Managed by Advisor:   $20,000,000

Compensation and Fees

Fee Structure:   Fee-Based
Compensation Methods:   Flat Fee, Hourly, Based on Assets
Fee % Based on Assets:   .25. to 1%
Hourly Rate:   250.00
Additional Details on Charges:   No signup fees period. Minimum for managed accounts varies on what the client needs.
Minimum Fee Charged for Managed Accounts:   .25%
Minimum Fee Charged for Hourly Planning Accounts:   Pro bono for some

Board Positions

Organization :   Trolley Path, Wilmington
Position :   President
Duration :   06/01/2020-Present


Master Trader- Advance Covered Calls  - Master Trader- Advance Covered Calls   Wealth Intelligence Academy  - Salt Lake City, UT
12/2003- 1/2004
Ongoing classes  - Investment, financial planning, and client service   Advisors Academy  - Ft Lauerdale , FL
10/12/2013- 12/18/2013
Continuous Monthly Classes  - Financial Planning   Sigma Financial Corp  - Ann Arbor, MI
2/15/1989- 9/13/2006
Continuing education  - Alternative & Direct Investment Securities   Alternative & Direct Investment Securities Association  - Nationwide

Financial Services

Financial Advice & Consulting

Being the fiduciary has always come first with me. Whether it be through methods such as phone, video conferencing, or email, I am happy to consult with you. The first meeting is FREE so we can sit down and see if we are compatible to work together.

Financial Planning for Individuals

This is the beginning, something everyone should do. It is a written financial plan for themselves. The road map for their financial future.

Portfolio Management

All management depends on our focus on the client's needs and objectives. If the market moves, we will adjust your account accordingly. This is just not something you buy and hope for.

Retirement Planning

Retirement planning is a road map to where you want to be, mapped out in a financial plan in writing with sound strategies for income generation.

401K Rollovers

For people both near and in retirement, getting sound income strategies in place is one of the best ways to take less risk with money which can't afford to be lost. Most 401k's don't have a lot of fund choices, so rollovers are necessary in transitioning from work to retirement.

Insurance Planning

Insurance planning is just one part of the total planning process. Some need it, and some do not.


There are many products out there that may be right for the client once they know all the in's and out's of each. If this would meet their needs, then and only then is it appropriate.

Estate Planning & Trusts

I use a team approach along with an estate planning attorney and accountant. We work on preparing you for what you'll need to save money before you get to an attorney.

Tax Advice and Services

I use a team approach by working with a CPA to make sure we always have all bases covered.

Education Funding and Planning

Advise to which is best for you in education planning the different types of funding available For education planning and to give your child a helping hand up for college or vocational school.

Wealth Management

Wealth management is primarily meant for growth or for cash flow in retirement. It can also help to pass money to children, grandkids, or to charity with tax breaks.

Risk Management

Right from the beginning and is a ongoing process with the client's education about what is happening all of the time.

Money Management

Actively managed fixed-income strategies give you that control and transparency. Daily management to serve the client the best we can along with education meetings and symposiums. Analyzing all info that comes in to keep up with what is happening.


Do you have a customer satisfaction or refund policy?

for the fee based accounts and there are no up front charges on others. Which means you only stay if I do well.

Why should I choose you as my financial advisor?

started some classes at MI state and Lansing Community College but my LinkedIn profile has it all experience and licenses

What are your qualifications? What is your education background?

needs based by talking with client to see what best for them and appropriate for them. If it would be performance based or purpose based investing.

How do you charge for your services?

for the most part fee based.

How are you compensated? How will I pay for your services?

It depends on the client and what they may need. I help teach the client and show them options thru education.



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Advisory Services offered through D.H.Hill Advisors, Inc., an SEC Registered Investment Advisor. Securities offered through D.H. Hill Securities, LLLP Member FINRA/SIPC.

Additional Detailed Disclosures



Advisory through D.H. Hill Advisor Inc. A Registered Investment Advisor which is a fee only fiduciary.


Registered Representative:


Investment Advisor Representative:


Acknowledged fiduciary:


Compliance Disclosures in Last 5 years:

I have a clean record

Criminal Disclosures in Last 5 years:

I have a clean record

Office Hours

Mon. 9:00 AM - 4:00 PM
Tue. 9:00 AM - 4:00 PM
Wed. 9:00 AM - 4:00 PM
Thu. 9:00 AM - 4:00 PM
Fri. 9:00 AM - 2:00 PM

Communities Served

Bolivia, Burgaw, Carolina Beach, Castle Hayne, Kure Beach Delco, Hampstead, Leland, Oak Island, Riegelwood, Southport, Wilmington, Winnabow, Wrightsville Beach, Murrells Inlet

Awards & Recognitions

Awards & Recognitions Gold Record

For sales and service in the first six months of being with The Prudential

Awards & Recognitions Agent of the Year

Sales and Service at Prudential

Award of Honor 1987

The Prudential North Central Academy of Leaders

President's Trophy

Million Dollar Round table for being in the top 10%

Awards & Recognitions Award of Honor 1986

The Prudential North Central Academy of Leaders

Awards & Recognitions Award of Honor 1985

The Prudential North Central Academy of Leaders

Award of Honor 1983

The Prudential North Central Academy of Leaders

Awards & Recognitions Rookie of the Year

Top agent of Michigan region

Compensation Arrangements

Bank Transfer

Social Networks

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