History teaches us that Holding onto equity assets rotating on a relative strength basis produces the best long term wealth building. The more history you are aware of, the more this becomes critically apparent. We believe that while it is important to choose investments with a strategy. We teach clients that to get the best return, their portfolios cannot go backwards. We recommend investments with well-defined sell strategies that we believe will weather downturns efficiently. The bottom line: We try to avoid loss whenever possible. Les H. Kern is an Investment Advisor, of a wealth management firm of D.H. Hill Advisors that is committed to helping clients get to retirement and to help provide a sound retirement income they cannot outlive. As a true independent advisor our customized programs are designed to protect, conserve and grow our client's wealth by sound income strategies with investments that deliver an unprecedented level of income with services.
General Information |
| Firm Start Year: | 1982 | |
| No.of Employees: | 1 | |
| Insurance License#: | yes |
| Name of Custodial Firm: | Schwab, TD, thru Belpointe Asset Management |
| States Licensed in: | NC , SC, FL , MI, MO, TN |
| Number of Years with Current Firm: | 4 |
| Work Experience: | different schools and school at the broker dealer I went to. |
| I work with the following types of clients: | Individual Investors, Businesses, Non-Profit Organizations |
Services |
| Investment Types: | Income strategies, Mutual Funds, Bonds, Stocks, Annuities, Insurance, Exchange Traded Funds (ETFs), Alternative Investments, Socially Responsible Investments (SRI) |
| I can meet clients in the following ways: | Via email, At your home, At my office, Via phone, At your office, Video Conference |
Qualifications & Memberships |
| Insurance and Annuity Licenses: | Disability, Property, Casualty, Accident, Annuity, Health, Life, Variable Annuity, Long Term Care, Variable Life |
| Financial Organization Memberships: | A.D.I.S.A. |
| Non-Financial Organization Memberships: | ADISA currently has more than 4,500 members from across the country in various alternative investments professions including attorneys, CPAs, broker-dealers, sponsors, lenders, mortgage brokers, qualified intermediaries, real estate agents, registered investment advisors and registered representatives. Association...Advisor Academy thru David Scranton CLU,ChFC,CFP,CFA,MISFS |
Firm Information |
| Firm's Number of Clients: | 70 |
| Firm's Number of Planning Clients: | 25 |
| Firm's Number of Managed Clients: | 1000 |
| Assets Managed by Firm: | 100,000,000 |
| Advisor's Number of Clients: | 80 |
| Advisor's Number of Managed Clients: | 50 |
| Advisor's Number of Planning Clients: | 70 |
| Assets Managed by Advisor: | $20,000,000 |
Compliance |
| Registered Representative: | Yes |
| Investment Advisor Representative: | Yes |
| I am an acknowledged fiduciary: | Yes |
| Compliance Disclosures in Last 5 years: | I have a clean record |
| Criminal Disclosures in Last 5 years: | I have a clean record |
Compensation and Fees |
| Fee Structure: | Fee-Based |
| Compensation Methods: | Commissions, Based on Assets, Hourly, Flat Fee |
| Fee % Based on Assets: | .25. to 1% |
| Additional Details on Charges: | No signup fees period minimum for managed accounts varies on what a client needs. Let's talk about what I can or can not do and if I am a fit for you first. |
| Minimum Fee Charged for Managed Accounts: | 1/4 of1% managed acc |
| Wealth Intelligence Academy - Master Trader- Advance Covered Calls |
Wealth Intelligence Academy - Salt Lake City, UT
12/2003- 1/2004 |
| on going classes - Investment,financial planning, and client service |
Advisors Academy - Ft Lauerdale , FL
10/12/2013- 12/18/2013 |
| Classes-no degrees - Wealth Transfer Deferred Sales Trust |
none.... passed exam - Wilmington, NC
3/1/2017- 3/31/2017 |
| Teaching classes - Pro-Bono Teaching to education the Public |
none-thru ACEF - Howell, MI
5/1/2006- 5/1/2007 |
| Series 24 - Compliance & Supervision |
none.... passed exam - Lansing MI
3/1/2010- 9/1/2010 |
| Monthly Classes - Financial Planning |
Sigma Financial Corp - Ann Arbor, MI
2/15/1989- 9/13/2006 |
| CRFA - Retirement Planning for Seniors |
Classes and. passed exam - Atlanta, GA
6/15/2005- 6/20/2005 |
| L.U.T.C.F - Insurance |
Private classes - Flint MI
1/10/1990-3/1/1990 |
| A.D.I.S.A. - on going education |
classes - diferant locations around the U.S.
10/2009-10/2020 |
Advisory Services offered through D.H.Hill Advisors, Inc.,A SEC Registered Investment Advisor Securities offered through D.H. Hill Securities,LLLP Member FINRA/SIPC
Advisory thru D.H. Hill Advisor Inc. A Registered Investment Advisor which is a fee only fiduciary
I am an Investment Advisor, Financial Advisor & Wealth Advisor of wealth management firm that is committed to listening and helping individuals investors to achieve their goals to get to or in retirement. If you need is to know how to go from accumulation to income for retirement. I operate as FIDUCIARIES so we are ethically and legally required to invest our client assets in their best interest. To help provide a sound retirement safely they cannot outlive. I'll design a portfolio to protect, conserve, and grow a client's wealth or to give income. I meet with my clients on a regular in-person or Zoom video and promptly returning their phone calls. You will discover the safe, easy way to get results. My mission is, "Collaborate and communicate with clients often to ensure they are being managed with a single voice and vision "Develop new relationships and build on existing relationships with clients and Investment Firms "Use consultative advising to identify the best solution for clients based on risk tolerance and goals "Provide timely resources to help clients and grow their business, maintain clients assets with advanced planning strategies and effectively communicate market updates and investment solutions for clients "Analyze market events, provide perspective, to aide in portfolio construction In doing so, I will deal with integrity and honesty, reflecting that people that are more important than dollars and that my purpose is to bring credit to our Lord Jesus Christ
Financial Advice & Consulting |
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Being the fiduciary has always come first with me. I am expressing more interest in communicating with clients through methods such as phone, video conferencing, and email...Please lets video conference! Today's market makes this a mandatory thing under the dept. of Labor. Your first meeting is FREE for me to sit down and see if we are compatible to work together |
Financial Planning for Individuals |
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This is the beginning,something everyone should do, is a written financial plan for themselves. The road map for themselves. |
Financial Planning for Businesses |
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For the business owner to sell his highly appreciate business and defer taxes gains thru Deferred Sales Trust or this is mostly for the owner and key employees to help them keep the business or help retain key employees. |
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Mon. | 9:00 AM - 5:00 PM |
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Tue. | 9:00 AM - 5:00 PM |
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Wed. | 9:00 AM - 5:00 PM |
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Thu. | 9:00 AM - 5:00 PM |
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Fri. | 9:00 AM - 12:00 PM |
| Bolivia | Burgaw |
| Carolina Beach | Castle Hayne |
| Kure Beach Delco | Hampstead |
| Leland | Oak Island |
| Riegelwood | Rocky Point |
| Southport | Wilmington |
| Winnabow | Wrightsville Beach |
| all the way to Murrells Inlet in South Carolina | |
| Bank Transfer |
A.D.I. S. A
When: 10/2018
Details:Educational fall conference with ADISA
10401 North Meridian St
Suite 202
Indianapolis, IN 46290
866-353-8422
adisa@adisa.org
ADISA Conference Spring 2017
When: 4/3-5/2017 |
By:
Les H. Kern
Location: New Orlean
Details:Learn about the latest innovations in product
structure.
Know what to anticipate regarding the dept of
labor Fiduciary Rule.
Anticipate industry and economic trends and
much more
for sales and service in the first six months of being with The Prudential
Sales and Service at Prudential
North Central Academy of Leaders The Prudential
Million Dollar Round table for being in the top 10%
North Central Academy of Leaders The Prudential
The Prudential North Central Academy of Leaders
North Central Academy of Leaders The Prudential
top agent of Michigan region
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