Do you have a customer satisfaction or refund policy?
We offer a satisfaction guarantee for initial Wealth Management Review.
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Why should I choose you as my financial advisor?
Dave is Chief Investment Officer, serves as Senior Advisor for many client relationships and is a member of the Investment Policy Committee. He is a CERTIFIED FINANCIALPLANNER" and Certified Trust and Financial Advisor with twenty years of professional investment management and financial planning experience and has a Masters in Taxation.
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What are your qualifications? What is your education background?
We provide a comprehensive Wealth Management Review which will provide a concise, customized review of your current financial position, prioritize areas of financial importance to you, and quantify what needs to be done for successfully accomplishing your financial goals and objectives.
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How do you charge for your services?
We charge for services on a "fee-only" basis to help ensure we provide unbiased advice, always in the client's best interest. No commissions are generated from mutual funds or insurance.
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How are you compensated? How will I pay for your services?
We accept no commissions for services or financial products. We are a fee-only firm, which helps to ensure all advice provided is in your best interest.
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If you are going to manage my account, will you obtain my permission every time you buy or sell something?
We maintain a discretionary relationship for our clients.
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How many clients do you currently manage?
We manage approximately 320 client relationships.
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Will you be the only person working with me?
You will be assigned lead contacts for both your financial planning and investment managment needs.
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Do you offer any guaranteed results?
We are registered with the Securities and Exchange Commission and, as such, are not permitted to guarantee investment returns.
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How much risk should I be willing to take?
All portfolios are structured and customized based on the individual's risk tolerance, timeframes, and other criteria.
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Have you ever been charged with any breaches?
No.
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What services do you provide? What are your specialties?
We provide comprehensive financial planning and investment management solutions to help clients achieve financial independence, security and peace of mind.We specialize in working with corporate executives, owners of family businesses, and families who are interested in multi-generational wealth planning.
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What is your experience? How many clients do you currently manage?
We have worked with clients for over 25 years in providing these services. Currently we have over 320 client relationships.
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What is your approach to financial planning?
We embrace the fiduciary standard, putting our clients interests first, and are passionate about helping our clients achieve their most valued lifetime goals and objectives and to realize financial peace of mind.
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What services do you offer?
The Wealth Management Review includes Tax Reduction Planning, Investment Advisory Services, College Planning and Selection, Retirement Planning, Employee Benefits Review, Cash Flow and Debt Management, Estate and Trust Planning, Succession and Business Planning for Successful Small Businesses, Risk Management and Insurance Planning, Lifetime Goal Setting and Implementation.
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What carrier(s) do you represent?
We have the ability to quote from all carriers but do not sell life insurance, allowing us to provide objective advice in this important area of financial planning.
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What is your approach to Education Planning?
Our trademarked College Success System (R) involves a comprehensive planning approach that combines little-known strategies to make college a more affordable financial experience for parents and a rewarding life experience for students.
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How many years of experience do you have?
We have 25+ years for experience providing this service.
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Why should I work with you on setting up an Education Plan?
Our unique approach as discussed above is unlike any other approach. We complete FASFA forms for our clients as well.
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What is your approach to 401 K plan rollovers?
We evaluate all alternatives including often overlooked tax strategies such as net unrealized appreciation, Roth Conversions, etc. to ensure clients are able to keep the most money possible for their needs.
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How many years of experience do you have?
We have several members of our team who have over 25 years of experience.
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How many 401K rollover clients do you currently manage?
We manage over 100 clients who have completed the rollover strategies discussed.
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Why should I roll over my 401K plan to your firm?
Our approach is comprehensive, heavily emphasizing tax planning and planning for multiple generations, using strategies that are often overlooked by individuals and other financial advisers.
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