Dave Wilder
Total Wealth Planning LLC.

Tel: (513) 984-6696

4665 Cornell Rd
Suite 160
Cincinnati, OH 45241

About Total Wealth Planning LLC.

For over 30 years, our mission has been to place our clients' interests first, to provide comprehensive financial planning and investment management, and to be a premier provider of innovative and timely strategies that ensure every client meets their established lifetime objectives.

General Information

Firm Start Year:		1989
No.of Employees:		10-19
States Licensed in:		OH, KY, IL, IN, FL, TN, TX, CA, CO, AZ

Number of Years with Current Firm:

Work Experience:

Dave is Chief Investment Officer, serves as Senior Advisor for many client relationships and is a member of the Investment Policy Committee. He is a CERTIFIED FINANCIALPLANNER? and Certified Trust and Financial Advisor with thirty years of professional investment management and financial planning experience. He graduated from Villanova University with a Bachelor of Science, Accounting and a Master of Science, Taxation. His educational background also includes the College for Financial Planning and the Cannon Financial Institute. He began his career with the Vanguard Group, a leading mutual fund company, where he was a Senior Investment Advisor along with facilitating the creation of a new managed account service. His professional memberships include the National Association of Personal Financial Advisors, the Financial Planning Association, the Cincinnati Estate Planning Council, the American Bankers Association, and the Paladin Registry. He retired his service on the Finance and Investment Committee for the Cincinnati Association for the Blind and Visually Impaired, a non-profit community service organization. Dave is recognized as a Five-Star Advisor through Paladin Registry and as a 2008 Reuters Top Advisor. In 2009, Businessweek Ranked Dave as one of the Top 50 Independent Investment Advisors in the country.

I work with the following types of clients:

Individual Investors, Non-Profit Organizations

Services

Investment Types:

Alternative Investments, Stocks, Mutual Funds, Bonds, Exchange Traded Funds (ETFs), Annuities, Real Estate

I can meet clients in the following ways:

Via email, Via phone, At my office, Video Conference

Qualifications & Memberships

Financial Organization Memberships:

Paladin Registry, Financial Planning Association (FPA), National Association of Personal Financial Advisors (NAPFA)

Firm Information

Firm's Number of Clients:

350

Firm's Number of Planning Clients:

275

Firm's Number of Managed Clients:

350

Assets Managed by Firm:

$520M

Assets Managed by Advisor:

$520M

Compliance

Registered Investment Advisor:

Yes

I am an acknowledged fiduciary:

Yes

Compliance Disclosures in Last 5 years:

I have a clean record

Criminal Disclosures in Last 5 years:

I have a clean record

Compensation and Fees

Fee Structure:

Fee Only

Minimum Portfolio Size for New Managed Accounts:

$5,000

Compensation Methods:

Based on Assets, Flat Fee

Additional Details on Charges:

Fees vary depending on the service level provided, but typically average less than 1%.

Education

Bachelor's of Science - Accounting

Villanova University - Villanova, Pennsylvania
September 1985-May 1989

Master's - Taxation

Villanova University - Villanova, Pennsylvania
September 1996- April 2001

Faqs

Do you have a customer satisfaction or refund policy? We offer a satisfaction guarantee for initial Wealth Management Review.
What are your qualifications? What is your education background? Dave is Chief Investment Officer, serves as Senior Advisor for many client relationships and is a member of the Investment Policy Committee. He is a CERTIFIED FINANCIALPLANNER and Certified Trust and Financial Advisor with twenty years of professional investment management and financial planning experience and has a Masters in Taxation.
What is your approach to financial planning? We provide a comprehensive Wealth Management Review which will provide a concise, customized review of your current financial position, prioritize areas of financial importance to you, and quantify what needs to be done for successfully accomplishing your financial goals and objectives.
What services do you offer? The Wealth Management Review includes Tax Reduction Planning, Investment Advisory Services, College Planning and Selection, Retirement Planning, Employee Benefits Review, Cash Flow and Debt Management, Estate and Trust Planning, Succession and Business Planning for Successful Small Businesses, Risk Management and Insurance Planning, Lifetime Goal Setting and Implementation.
How many clients do you currently manage? We manage approximately 320 client relationships.

FAQs

Do you have a customer satisfaction or refund policy? We offer a satisfaction guarantee for initial Wealth Management Review.
What are your qualifications? What is your education background? Dave is Chief Investment Officer, serves as Senior Advisor for many client relationships and is a member of the Investment Policy Committee. He is a CERTIFIED FINANCIALPLANNER and Certified Trust and Financial Advisor with twenty years of professional investment management and financial planning experience and has a Masters in Taxation.
What is your approach to financial planning? We provide a comprehensive Wealth Management Review which will provide a concise, customized review of your current financial position, prioritize areas of financial importance to you, and quantify what needs to be done for successfully accomplishing your financial goals and objectives.
What services do you offer? The Wealth Management Review includes Tax Reduction Planning, Investment Advisory Services, College Planning and Selection, Retirement Planning, Employee Benefits Review, Cash Flow and Debt Management, Estate and Trust Planning, Succession and Business Planning for Successful Small Businesses, Risk Management and Insurance Planning, Lifetime Goal Setting and Implementation.
How many clients do you currently manage? We manage approximately 320 client relationships.
Will you be the only person working with me? You will be assigned lead contacts for both your financial planning and investment managment needs.
How are you compensated? How will I pay for your services? We accept no commissions for services or financial products. We are a fee-only firm, which helps to ensure all advice provided is in your best interest.
If you are going to manage my account, will you obtain my permission every time you buy or sell something? We maintain a discretionary relationship for our clients.
Do you offer any guaranteed results? We are registered with the Securities and Exchange Commission and, as such, are not permitted to guarantee investment returns.
How much risk should I be willing to take? All portfolios are structured and customized based on the individual's risk tolerance, timeframes, and other criteria.
Have you ever been charged with any breaches? No.
What carrier(s) do you represent? We have the ability to quote from all carriers but do not sell life insurance, allowing us to provide objective advice in this important area of financial planning.
What services do you provide? What are your specialties? We provide comprehensive financial planning and investment management solutions to help clients achieve financial independence, security and peace of mind.We specialize in working with corporate executives, owners of family businesses, and families who are interested in multi-generational wealth planning.
What is your experience? How many clients do you currently manage? We have worked with clients for over 25 years in providing these services. Currently we have over 320 client relationships.
How do you charge for your services? We charge for services on a "fee-only" basis to help ensure we provide unbiased advice, always in the client's best interest. No commissions are generated from mutual funds or insurance.
Why should I choose you as my financial advisor? We embrace the fiduciary standard, putting our clients’ interests first, and are passionate about helping our clients achieve their most valued lifetime goals and objectives and to realize financial peace of mind.
What are your qualifications? We have Certified Financial Planning professionals as well as a Certified College Planning Specialist on staff.
What is your approach to Education Planning? Our trademarked College Success System (R) involves a comprehensive planning approach that combines little-known strategies to make college a more affordable financial experience for parents and a rewarding life experience for students.
How many years of experience do you have? We have 25+ years for experience providing this service.
Why should I work with you on setting up an Education Plan? Our unique approach as discussed above is unlike any other approach. We complete FASFA forms for our clients as well.
What are your qualifications? For over 25 years, we have worked with corporate executives to ensure that they can meet their retirement goals. Corporate executives with complicated equity compensation programs and those being offered retirement packages are areas of specialty for us. We have worked with many executives in the region from PG, Kroger, Convergys, Fifth Third bank, GE, Johnson and Johnson, among many others.
What is your approach to 401 K plan rollovers? We evaluate all alternatives including often overlooked tax strategies such as net unrealized appreciation, Roth Conversions, etc. to ensure clients are able to keep the most money possible for their needs.
How many years of experience do you have? We have several members of our team who have over 25 years of experience.
How many 401K rollover clients do you currently manage? We manage over 100 clients who have completed the rollover strategies discussed.
Why should I roll over my 401K plan to your firm? Our approach is comprehensive, heavily emphasizing tax planning and planning for multiple generations, using strategies that are often overlooked by individuals and other financial advisers.

Dave Wilder

CERTIFIED FINANCIAL PLANNER™ Certificant, CTFA, AIF

As Chief Investment Officer, Dave chairs Total Wealth
Planning's Investment
Policy Committee and leads and manages the investment
management team. He is primarily responsible for investment
research, preparing and communicating Total Wealth Planning's
economic and investment outlook.

As Principal, Dave is responsible for investment advice, with
extensive client contact and client-relationship management.
He has a Masters in Tax Law (MST) from Villanova University
and is a CFP®, a Certified Trust and Financial Advisor (CTFA),
and a Certified Exit Planning Advisor (CEPA). Daves
background and experience includes:

25+ years professional investment management and financial
planning experience, including 12 years with The Vanguard
Group as a senior investment advisor within the managed
account service.

Professional Memberships in the National Association of
Personal Financial Advisors (NAPFA), Financial Planning
Association, Cincinnati Estate Planning Council, and the
American Bankers Association.

Serves on the Finance and Investment Committee for the
Cincinnati Association for the Blind and Visually Impaired
Five-Star Advisor through Paladin Registry; 2008 Reuters Top
Advisor; Bloomberg Business Week magazine, a 2011 Top 50 Most
Experienced Advisors in the United States.

Villanova University Bachelor of Science, Accounting

Dave enjoys time with his family of three children. He coaches
softball/baseball and spends time outdoors skiing, scuba
diving, hiking and running.

My Services

Financial Advice & Consulting

At Total Wealth Planning, we believe in delivering extraordinary, personalized service. We are both morally and legally bound to place clients interests first. We listen to our clients goals and use our real-life experience and expert advice to deliver an extra-mile client experience.

My Team

Robert Lemmons CFP, CPA, AIF, CEPA

As Director of Financial Planning, Rob is responsible for every clients financial planning experience with Total Wealth Planning. His teams unique, comprehensive discovery process helps clients set specific financial and personal goals and objectives. A Principal, Robs professional passion drives developing a customized, strategic Wealth Management Review for every client. His credentials cover: 20+ years of financial planning, investment advice and tax reduction strategies to afflu ...more

Office Hours

	Mon.	9:00 AM - 6:00 PM
	Tue.	9:00 AM - 6:00 PM
	Wed.	9:00 AM - 6:00 PM
	Thu.	9:00 AM - 6:00 PM
	Fri.	9:00 AM - 6:00 PM

Communities Served

Addyston	Alexandria
Amelia	Batavia
Bellevue	Blanchester
Camp Dennison	Cincinnati
Clarksville	Cleves
Covington	Dayton
Erlanger	Fairfield
Florence	Fort Thomas
Franklin	Ft Mitchell
Goshen	Hamilton
Harrison	Hebron
Hooven	Independence
Kings Mills	Latonia
Lebanon	Loveland
Maineville	Mason
Melbourne	Miamisburg
Miamitown	Middletown
Milford	Monroe
Morrow	New Richmond
Newport	North Bend
Okeana	Oregonia
Owensville	Oxford
Pleasant Plain	Seven Mile
Silver Grove	Somerville
South Lebanon	Springboro
Terrace Park	Trenton
Waynesville	West Chester
West Elkton	Williamsburg

Compensation Arrangements

Visa	MasterCard

Awards & Recognitions

Five Star Advisor - Paladin Registry
(01/01/2006)

The Registry is a free resource for individual investors who are seeking 5-Star rated planners and advisors who provide competent, ethical financial advice. more

NAPFA Registered Investment Advisor
(01/01/2004)

The National Association of Personal Financial Advisors (NAPFA) is the countrys leading professional association of Fee-Only financial advisorshighly trained professionals who are committed to working in the best interests of those they serve. more

Social Networks

Research This Advisor

www.finra.org	www.sec.gov
www.sipc.org	www.aicpa.org

Dave Wilder Total Wealth Planning LLC.

About Total Wealth Planning LLC.

General Information

Services

Qualifications & Memberships

Firm Information

Compliance

Compensation and Fees

Education

Faqs

FAQs

Dave Wilder

CERTIFIED FINANCIAL PLANNER™ Certificant, CTFA, AIF

My Services

Financial Advice & Consulting

Financial Advice & Consulting

My Team

Office Hours

Communities Served

Compensation Arrangements

Awards & Recognitions

Social Networks

Research This Advisor

Dave Wilder
Total Wealth Planning LLC.