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Michael Kelsey
LPL Financial

Tel: 614-419-1503
425 Metro Place North #620
Dublin, OH 43017
LPL Financial | Financial Advisor in Dublin ,OH

About Michael Kelsey

Michael Kelsey is an Investment Advisor Representative working at LPL Financial LLC in Dublin, OH and has over 14 years of experience in the finance industry.

Securities and advisory services offered through LPL Financial, a Registered Investment Advisor, Member FINRA/SIPC.

As a seasoned financial advisor, Michael Kelsey offers a process driven approach for strategic financial guidance to individuals, executives, and business owners in areas from wealth accumulation through wealth distribution. Michael is enthusiastic about guiding his clients and strives to build a reputation founded on honesty and integrity.


About LPL Financial

Primarily, we are committed to the individual. We believe in building trustworthy relationships that allows us to truly get to know our clients. We like our clients, and we enjoy working with them. By taking a process driven approach, we can get to know and understand our clients' unique and complex needs. By putting the relationship first, we can offer a client driven experience, one that is guided to each of our client's values and objectives with the ability to adjust to changes along the way.

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General Information

Insurance License#:   823581
Name of Broker/Dealer:   LPL FINANCIAL LLC
States Licensed in:   OH, AZ, FL, PA,TX, MI, NY
Number of Years with Current Firm:   1
Work with the following types of clients:   Individual Investors, Businesses, Non-Profit Organizations
Foreign Languages Serviced:   NA
Advisory Services Provided:   Financial Advice & Consulting, Insurance Products & Annuities, Financial Planning, Portfolio Management, Retirement Planning, 401K Rollovers, Wealth Management, Money Management, Risk Management, Education Funding and Planning, Financial Planning for Individuals, Financial Planning for Businesses, Investment Advice & Management

Services

Investment Types:   Alternative Investments, Exchange Traded Funds (ETFs), Bonds, Options & Futures, Stocks, Annuities, Insurance, Mutual Funds, Socially Responsible Investments (SRI)
Can meet clients in the following ways:   Your Home, Our Office, Phone, Email, Your Office, Video Conference

Qualifications & Memberships

Insurance and Annuity Licenses:   Variable Life, Long Term Care, Variable Annuity, Life, Health, Annuity, Disability

Firm Information

Advisor's Number of Clients:   50
Advisor's Number of Managed Clients:   20
Advisor's Number of Planning Clients:   20
Assets Managed by Advisor:   $10000000

Compensation and Fees

Fee Structure:   Fee-Based
Minimum Portfolio Size for New Managed Accounts:   $25,000
Compensation Methods:   Commissions, Based on Assets, Flat Fee
Hourly Rate:   NA

Board Positions

Organization :   Unverferth House, Columbus OH
Position :   Board Member
Duration :   05/01/2013-Present

Education

Business Marketing  - Business   University of Dayton  - Dayton OH
07/03/1995-06/01/1999

Financial Services

Financial Planning for Businesses

We help business owners take advantage of strategies that address common problems such as business continuation and key man protection to name a few. A comprehensive approach helps to ensure that crucial details do not go undetected. In addition, we work with owners to establish and review employee retirement plans.

Financial Planning for Individuals

We strive to identify where you are currently in relationship to your financial goals and highlight those issues that may represent a potential obstacle in pursuing your goals. Our personal service begins with an analysis of where you are today and we then project that into the future to see where you are in relationship to your goals.

Financial Advice & Consulting

We provide customized investment management services based upon a process and your comfort level with risk and long- term objectives.

Portfolio Management

In developing your investment strategy, we start with a process of discovering who you are, what your priorities are, and what you want to achieve. Then we apply that to manage investment solutions that best fit your unique needs. We offer a range of investment and services to help you pursue your goals: Individual stock portfolios, individual bond portfolios, comprehensive portfolio management, ongoing investment monitoring, asset allocation, hedging strategies, risk management, income strategies, tax planning, and periodic portfolio reviews.

Retirement Planning

Whether you are just beginning to save for retirement or nearing retirement, we can help you with investment strategies and guidance that are suited to your unique financial situation. We collaborate with you to stay on track to live the retirement you want: We will develop a clear picture of your current financial situation. We help you decide when to retire. We show the income your investments could provide compared to your needs and goals. We will implement strategies designed to generate income, manage risk, and protect against inflation. We will continuously monitor your plan, adjusting as markets and your circumstances change.

401K Rollovers

A plan participant leaving an employer typically has four options (and may engage in a combination of these options), each choice offering advantages and disadvantages. For balance, please update your material to include each option below: " Leave the money in his/her former employer's plan, if permitted"; "Roll over the assets to his/her new employer's plan, if one is available and rollovers are permitted"; " Roll over to an IRA"; or " Cash out the account value."

Insurance Planning

We sit down with each of our clients and look through their risk management needs to help determine if insurance is a specific need or if what you have is sufficient. If an insurance product is found to be helpful to protect the client, we go through the advantages and disadvantages of several types of insurance products to help them understand what may help benefit them.

Annuities

Education on the proper use of annuities and incorporating them into your retirement plan if needed and desired. Review current contracts to make sure that they are a fit and that you understand what you have.

Estate Planning & Trusts

Estate Planning includes many aspects ranging from the establishment and updating of wills, trusts, insurance, long term care, beneficiary designations, Powers of Appointment, and gifting. With the ever-changing tax law, healthcare overhaul and other dynamic issues at play, it is increasingly vital to make sure you are up to date in each of the spaces to ensure your wealth is protected from unnecessary tax burdens. We will also collaborate with your existing team of CPAs, Attorneys and others as needed, to prioritize your comfort and financial well- being.

Tax Advice and Services

We coordinate our planning process with your CPA to ensure you are taking advantage of every possible tax saving strategy available to you.

Education Funding and Planning

We review the diverse ways to fund and plan for education kids and grandkids. We help clients examine and plan for college funding needs, identify tax-efficient funding vehicles, and develop and can implement wealth transfer strategies.

Investment Advice & Management

We provide wealth management solutions tailored to your financial objectives. From personal planning to performance reporting, we can assist you at every phase of accumulating, protecting, preserving and transferring your wealth.

Wealth Management

We will assist you in understanding where you are today to set realistic financial and personal goals for the future We will design and implement strategies to coordinate the areas of Risk Management, Investment Management Services and Legacy Planning. We will collaborate with you to monitor and review on an ongoing basis.

Risk Management

Clients should only accept as level of risk as necessary to achieve their financial goals. We design portfolios for more than the priority of just returns - eliminating undue risk is an equally important objective. Risk is a necessary part of investing, it is essential to manage those risks and find the right balance between risk and expected return for each client. We offer a comprehensive risk assessment to help clients identify, understand, and quantify sources of risk.


Disclosures

WiserAdvisor provides referrals to financial professionals of LPL Financial, LLC (LPL). WiserAdvisor is not a current client of LPL for brokerage or advisory services. Financial professionals of LPL pay WiserAdvisor cash compensation for these referrals, which creates the incentive for WiserAdvisor to make these referrals, resulting in a conflict of interest.


LPL ADV 2A

https://www.lpl.com/content/dam/lpl-www/documents/disclosures/A58.pdf

Additional Detailed Disclosures

https://www.lpl.com/content/dam/lpl-www/documents/disclosures/wiseradvisor/wiseradvisor-lpl-detailed-disclosures.pdf


Disclaimer

Securities and Advisory services offered through LPL Financial, a Registered Investment Advisor. Member FINRA & SIPC.

Compliance

Registered Representative:

Yes


Investment Advisor Representative:

Yes


Acknowledged fiduciary:

Yes


Compliance Disclosures in Last 5 years:

I have a clean record


Criminal Disclosures in Last 5 years:

I have a clean record


Office Hours

Mon. 9:00 AM - 6:00 PM
Tue. 9:00 AM - 6:00 PM
Wed. 9:00 AM - 6:00 PM
Thu. 9:00 AM - 6:00 PM
Fri. 9:00 AM - 6:00 PM
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