Our firm focuses on helping clients plan for their retirement. In other words, we help you work toward financial independence by encouraging a savings plan, educating you on options for retirement income and helping you to understand how to protect your retirement nest egg. We work with you to develop a comprehensive financial plan to identify your needs for your desired retirement age and lifestyle.
The Ohana FORMula is our proprietary process that allows our firm to help our clients achieve financial independence. We help successful families and individuals develop a cohesive path for successful and stress free retirement.
We will also focus on the preservation of your wealth during both the accumulation and distribution stages of retirement planning. We provide each client with a clear road map for navigating toward his or her individual financial goals. Our ability to confidently work with you in the face of changing economic times is a tribute to thorough planning methods.
|Firm Start Year:||1998|
|States Licensed in:||OK|
|Number of Years with Current Firm:||23|
|I work with the following types of clients:||Businesses, Individual Investors|
|Foreign Languages Serviced:||English|
|Investment Types:||Stocks, Mutual Funds, Bonds, Insurance, Annuities, Exchange Traded Funds (ETFs), Socially Responsible Investments (SRI)|
|I can meet clients in the following ways:||Via phone, Via email, Video Conference, At my office|
Qualifications & Memberships
|Insurance and Annuity Licenses:||Life, Accident, Long Term Care, Annuity, Health|
|Advisor's Number of Clients:||150|
|Advisor's Number of Managed Clients:||57|
|Advisor's Number of Planning Clients:||57|
|Assets Managed by Advisor:||7000000|
|Investment Advisor Representative:||Yes|
|I am an acknowledged fiduciary:||Yes|
|Compliance Disclosures in Last 5 years:||I have a clean record|
|Criminal Disclosures in Last 5 years:||I have a clean record|
Compensation and Fees
|Minimum Portfolio Size for New Managed Accounts:||$50,000.00|
|Compensation Methods:||Commissions, Based on Assets|
|Fee % Based on Assets:||1.2|
|Minimum Fee Charged for Managed Accounts:||.50|
Both of Steve's grandmothers were proud and hardworking, and it was not their plan to end up in nursing homes for the remaining years of their lives, but they did. Steve had wished differently for them, and this became his calling. It is his goal and mission in life to educate retirees on how to properly plan and prepare for retirement.
Steve started his career in the financial services profession in 1979 advising seniors and retirees in northeast Oklahoma on Medicare and the importance of long-term care. He is motivated to educate seniors and his peers on the importance of managing risk in retirement, because he believes that's missing among today's retirement income planning professionals.
Steve has earned the designation of Retirement Income Certified Professional® from the American College of Financial Services. This allows him to better serve retirees and pre-retirees seeking professional retirement income planning advice. This designation allows him to continue offering the level of professional and comprehensive service that he believes every retiree should have.
Steve also conducts educational workshops on risk management and comprehensive retirement income planning.
He has served on the local and state boards of the National Association of Insurance and Financial Advisors (NAIFA) as a past state president and past president for the Tulsa chapter.
In his spare time, Steve loves traveling and spending quality time with his wife Sharon of 45 years. They have two children and three grandchildren. He is an accomplished martial artist and enjoys going to the gym and running with his dogs, Comet and Ace.
Financial Advice & Consulting
Our goal is to take all the pieces of your financial puzzle and put them in place. To do so, we utilize a proprietary process that integrates wealth management with risk and debt management, income and tax planning, and philanthropy for successful families, professionals, and business owners. The Ohana FORMula is designed to continually adjust and monitor your critical life and financial events to keep your plan on track.
Financial Planning for Individuals
The Ohana FORMula focuses on the three D's Discover What do you want to accomplish? What is essential to you? Design How will we get you there? What services are the best fit for you? Deploy Financial and legacy planning Product and risk assessment and fit Ongoing continuous service Building a lasting relationship
We understand that retirees face many important decisions that can affect their long-term financial goals. Some of these decisions revolve around making investments that will help create a hedge against outliving their income, the impact of inflation, taxation, and rising healthcare costs. With 90% of our clients being retirees and having similar concerns, we are in an advantageous position to approach such challenges with experience and skill.
|Mon.||9:00 AM - 5:00 PM|
|Tue.||9:00 AM - 5:00 PM|
|Wed.||9:00 AM - 5:00 PM|
|Thu.||9:00 AM - 5:00 PM|
|Fri.||9:00 AM - 1:00 PM|
|Tulsa and Surrounding Communities|