You may be wondering: why retirement income planning? I believe all financial planning roads lead to retirement. And helping people invent and transition into a new life stage is extremely rewarding work. My goal is to help you optimize your retirement income so you can enjoy this next chapter of your life. You've worked hard and deserve to live the retirement you want. Whatever role I take with you and whatever questions I seek to answer, my objective is always to enable you to make good decisions and maintain actions that allow you to achieve the retirement you deserve.
At Mark Sharp Retirement, we are focused on retirement income planning. I start by taking the time to gain a deeper understanding of your unique vision for your retirement lifestyle. All advice and strategy we work on together ties back to that vision.Mark Sharp is passionate about helping people achieve retirement goals and enjoy their post-work lives. In pursuit of that passion, he is a certified financial planner, retirement income strategist, and author. He is the founder and owner of Mark Sharp Retirement, a fee-only financial service firm that helps soon-to-be and retired individuals make the best use of their resources in retirement. Mark has extensive experience and credentials in retirement income planning, tax advisory, and wealth management.
Mark lives in the Pacific Northwest. He loves traveling the world, learning new languages, playing the flamenco guitar, and cooking exotic dishes. He also enjoys swimming, amateur piloting, and eating healthy. Mark firmly believes retirement is not the end of a journey but the beginning of a new one. He wants to inspire his readers to plan for retirement income comprehensively and confidently. His goal is to provide clients with the tools and insights to make informed decisions about how to use their resources to fund their spending goals.
Most planning firms focus on saving for retirement. While that's important, spending in retirement -- retirement income planning -- is far more complex than saving for retirement. For good reason, since maintaining steady spending power over a potentially long retirement while facing many risks is not something everyone can manage effectively. We bring a unique combination of experience, skills, and training to this problem domain to help our clients best utilize their resources in retirement.
General Information |
| Firm Start Year: | 2017 | |
| No. of Employees: | 2-4 | |
| Name of Broker/Dealer: | Altruist |
| Name of Custodial Firm: | Altruist |
| States Licensed in: | OR |
| Number of Years with Current Firm: | 7 |
| Work Experience: | Mark has spent over a decade in the retirement planning business, talking to scores of retirees nationwide. Many are unsure about this next stage and how they will fund their desired lifestyle. Mark helps those facing this challenge and many others successfully transition from work life to retirement. He looks forward to sharing his principles with you and helping you unlock the potential of your retirement. |
| Work with the following types of clients: | Individual Investors |
| Advisory Services Provided: | Investment Advice & Management, Insurance Products & Annuities, Retirement Planning, Risk Management, Tax Advice and Services, Financial Advice & Consulting, Financial Planning for Individuals |
Services |
| Investment Types: | Mutual Funds, Bonds, Exchange Traded Funds (ETFs), Stocks |
| Can meet clients in the following ways: | Email, Phone, Video Conference |
Firm Information |
| Firm's Number of Clients: | 25 |
| Firm's Number of Planning Clients: | 25 |
| Firm's Number of Managed Clients: | 25 |
| Assets Managed by Firm: | $45,000,000 |
| Advisor's Number of Clients: | 25 |
| Advisor's Number of Managed Clients: | 25 |
| Advisor's Number of Planning Clients: | 25 |
| Assets Managed by Advisor: | $45,000,000 |
Compensation and Fees |
| Fee Structure: | Fee-Only |
| Minimum Portfolio Size for New Managed Accounts: | $250,000 |
| Compensation Methods: | Flat Fee |
| Additional Details on Charges: | We are a fee-only, virtual financial services firm offering retirement income, investment, and tax advisory services for those nearing or recently retired. The fee ranges from $8,250 to $9,500, depending on household size. Visit our website, www.marksharpretirement.com, for more information on our services. |
| Minimum Fee Charged for Managed Accounts: | $8,250 |
Education |
| Bachelor of Science - Computer Science/Mathematics | California State University, East Bay
- Hayward, CA 08/27/1983-06/18/1987 |
Financial Services |
| Financial Planning for Individuals
Mark Sharp Retirement is a fee-only, virtual financial planning firm specializing in planning for the drawdown phase of people's financial lifetimes when they no longer receive a paycheck from their jobs but must still fund their lifestyles during a potentially lengthy retirement. |
| Retirement Planning
Retirement planning is critical to the quality of life an individual will enjoy after his or her income-earning years. We help busy and successful people simplify and organize their retirement Income planning. We focus on what can be controlled and plan for what cannot. From taxes to retirement to investments, we will map out potential needs and risks so you walk away with a strong vision for your future. |
| Tax Advice and Services
We believe focusing on the things you can control offers the greatest benefits to your retirement. Tax planning is a core component of comprehensive retirement income planning. I'll review all potential tax implications that could negatively impact your retirement security so you are well-prepared for filing season and everything in between. From exploiting tax-saving opportunities to implementing proactive, efficient withdrawal strategies, I'll help ensure your financial decisions avoid potential tax consequences while reducing tax liabilities to increase after-tax income. |
| Investment Advice & Management
Investing is not about what you make but what you keep. An undervalued way to accumulate additional retirement income, investing is a vital aspect of any retirement income plan. Before crafting a strategy, I'll discuss your retirement income needs, risks, and goals to clearly understand your main concerns and priorities. After these aspects have been outlined and agreed upon, I'll design an investment strategy centered around your objectives to help make sure every dollar you invest maximizes after-tax retirement income. |
| Financial Advice & Consulting
Our advice and consulting are uniquely targeted to those in or approaching retirement to solve their most pressing investment, retirement, and tax planning challenges. |
| Portfolio Management
For retirement spending strategies based on investments, managing them effectively is essential. As portfolio managers, we can help you achieve retirement income planning and investing objectives through our experience and expertise. |
| Annuities
When it comes to retirement income planning, it's never an all-or-nothing proposition. All assets, including investments and insurance, can be used to fund retirement. The combination of these two schools of retirement income generally offers more than either could provide on its own. |
| Risk Management
Successful retirement outcomes require two things: generating income to fund retirement spending goals and mitigating risks that threaten those goals. How well you balance your spending goals with the risks they face will determine how satisfying your retirement will be. |
FAQs |
Do you have a customer satisfaction or refund policy?More than often we exceed client expectations but in the event we don't, any paid fees, less cost of services already rendered, and expenses incurred will be fully refunded. |
Why should I choose you as my financial advisor?Most planning firms focus on saving for retirement. While that's important, spending in retirement -- retirement income planning -- is far more complex than saving for retirement. For good reason, maintaining steady spending power over a potentially long retirement while facing many risks is not something everyone can manage effectively. My firm brings a unique combination of experience, skills, and training to this problem domain to help clients best utilize their resources to live the life they want in retirement. |
What are your qualifications? What is your education background?Mark has over a decade of experience helping individuals find practical solutions to investment, retirement, and tax planning challenges. He's a CERTIFIED FINANCIAL PLANNER skilled in addressing various financial planning areas. In addition, he holds the RICP® designation to deliver comprehensive instruction on building integrated and comprehensive retirement income plans. And lastly, he's an enrolled agent (EA) licensed at the federal level by the IRS, skilled in tax law, tax preparation, and tax planning. The enrolled agent status is the highest credential awarded by the IRS. |
How do you charge for your services?Our firm charges a fixed-fee retainer ranging from $8,250 to $9,500, depending on household size. Visit our website, www.marksharpretirement.com, for more information on our services. |
How are you compensated? How will I pay for your services?Our financial services are offered to clients on a flat-fee annual retainer with a clear understanding of how they will be billed. |
Disclosures |
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WiserAdvisor provides referrals to financial professionals. WiserAdvisor is not a current client of advisor or advisory services. Financial professionals pay cash for these referrals, which incentivizes WiserAdvisor to make these referrals, resulting in a conflict of interest. https://marksharpretirement.com/disclaimer |
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Additional Detailed Disclosures |
Disclaimer |
| The publisher of this website takes great care to research the information provided thoroughly to ensure that it is accurate and current. Nonetheless, the content on this website is not intended to provide tax, legal, accounting, financial, or professional advice, and readers are advised to seek out qualified professionals who provide advice on these issues for specific client circumstances. In addition, the publisher cannot guarantee that the information on this website has not been outdated or otherwise rendered incorrect by subsequent new research, legislation, or other changes in law or binding guidance. The publisher of this site shall not have any liability or responsibility to any individual or entity concerning losses or damages caused or alleged to be caused, directly or indirectly, by the information or resources on this website. In addition, any advice, articles, or commentary included in blog postings, videos, or newsletters do not constitute a tax opinion and are not intended or written to be used, nor can they be used by any taxpayer to avoid penalties that may be imposed on the taxpayer. |
Registered Investment Advisor:
Yes
Investment Advisor Representative:
Yes
Acknowledged fiduciary:
Yes
| Mon. | 9:00 AM - 5:00 PM |
| Tue. | 9:00 AM - 5:00 PM |
| Wed. | 9:00 AM - 5:00 PM |
| Thu. | 9:00 AM - 5:00 PM |
| Fri. | 9:00 AM - 12:00 PM |
| Nationwide |
| Bank Transfer | Visa |
| MasterCard | American Express |
| Discover | |
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