Mike Weber, CFP^®
Blue Bell Private Wealth Management

Financial Services

Portfolio management is the key to our client's success. We begin with a deep understanding of market and economic conditions. Building on that understanding, we create tailored client portfolios based on their portfolio objectives. We utilize Exchange Traded Funds (ETFs), Closed-end Funds, private, competitively bid Structured Investments and Option overlays to build out the ideal client portfolio.

Financial independence is the most popular planning goal I come across. In today's world, with limited to no pensions, investing for retirement is on the shoulders of the individual. I use my knowledge and experience to guide my clients through the phases of retirement planning from accumulation to transitioning to generating cash flow during retirement. I will add value in whichever phase your in currently.

The most common reasons for rolling over an old employer sponsored plan is the lack of investment options provided by the plan, desire for professional portfolio management and other services. Regardless if it makes sense to leave a 401k at a previous employer or roll it over to an IRA, I can help with the decision making process and explain all the pros and cons.

Through my financial planning process, I evaluate my clients overall insurance needs including life, health, disability, long-term care and property casualty liability coverage. I do not sell insurance products because we're fee-only advisors and commission based products can be a conflict of interest for a true "advisor". I provide my clients with recommendations and help them acquire the needed policies.

I do not sell annuities. For most people, we have better options.

Estate planning is a crucial part of every client's financial plan. Everyone at least needs a will, power of attorney and healthcare proxy. Clients with small children should create trusts under their wills to ensure the assets are used appropriately for the child. We have estate planning software that creates the basic estate planning needs of our clients at no additional cost to the client. I work with attorneys to implement estate plans and if needed, create more complex estate planning strategies.

I provide tax planning on an annual basis using specialized tax planning software or with the client's accountant.

I prefer to incorporate flexibility and options when helping my clients save for their children's education. I build education planning timelines for each child that start young and end with helping my clients understand how to choose the best education for their unique child.

Risk management is the most important part of portfolio management and key to long-term success. We deploy advance risk management strategies to protect against downside risk and providing the opportunity for upside return. We don't rely on bonds to manage risk, but will use fixed income when the risk reward makes sense in a given market or economic environment.

Trust is earned. Relationships are based on trust. Advice is accepted in a trusted relationship. I listen to my clients. I listen to their concerns, their ideas and what they want to accomplish financially for themselves and their family. I openly discuss all available options to meet a particular financial goal, including the opportunities and the risks. I'm a advocate for my clients in all areas of their finances when other professionals are involved such as insurance agents, loan officers, attorneys and accountants. I work closely with these other professionals to provide holistic services to my clients.

Wealth is a relative term. What matters is your wealth. The most important aspect of wealth is understanding what your wealth can and can't do for you and your loved ones.

We focus on downside protection while maintaining the potential for strong returns in our client's portfolio objective bands or risk tolerance levels.