Joppa Mill Advisors Ltd. represents the culmination of James experience as a Financial Advisor with Merrill Lynch and a successful and rewarding thirty-five year career on Wall Street in institutional asset management and capital markets. Drawing on decades of financial markets experience, James provides his clients with a disciplined, goals-based decision-making framework to help them align their personal assets with their financial objectives. As an independent advisor, our clients can be assured that their goals and best interests are always paramount and our recommendations are conflict-free.
|Firm Start Year:||2016|
|Name of Broker/Dealer:||n/a|
|Name of Custodial Firm:||Pershing LLC; Schwab|
|I work with the following types of clients:||Businesses, Individual Investors, Non-Profit Organizations|
|Advisory Services Provided:||Portfolio Management, Retirement Planning, 401K Rollovers, Wealth Management, Money Management, Risk Management, Investment Advice & Management, Financial Planning for Individuals, Financial Planning for Businesses, Financial Advice & Consulting, Financial Planning, Insurance Products & Annuities, Education Funding and Planning|
|Investment Types:||Stocks, Mutual Funds, Bonds, Annuities, Exchange Traded Funds (ETFs), Alternative Investments, Socially Responsible Investments (SRI)|
|I can meet clients in the following ways:||Via Email, At your home, Via Phone, At your office, Video Conference|
|Firm's Number of Clients:||34|
|Firm's Number of Planning Clients:||34|
|Firm's Number of Managed Clients:||34|
|Assets Managed by Firm:||$15mm|
|Advisor's Number of Clients:||34|
|Advisor's Number of Managed Clients:||34|
|Advisor's Number of Planning Clients:||34|
|Assets Managed by Advisor:||$15,000,000|
|Registered Investment Advisor:||Yes|
|Investment Advisor Representative:||Yes|
|I am an acknowledged fiduciary:||Yes|
|Compliance Disclosures in Last 5 years:||I have a clean record|
|Criminal Disclosures in Last 5 years:||I have a clean record|
Compensation and Fees
|Fee Structure:||Fee Only|
|Minimum Portfolio Size for New Managed Accounts:||$250,000|
|Compensation Methods:||Based on Assets|
|Additional Details on Charges:||Fee Schedule 1st $250,000.00 1.50% Next $500,000.00 1.00% Next $1,000,000.00 0.75% Over $1,750,000.00 0.50%|
|Minimum Fee Charged for Managed Accounts:||$3,750.00|
|Bachelor of Arts - English & Political Science||
Trinity College - Hartford, CT
|MBA - Finance||
Stern School of Business at NYU - New York, NY
The views in this material were those of the Advisor at the time of writing this report and may not reflect the views Wealthcare Advisory Partners LLC. These views are intended to assist clients and do not constitute investment advice. Advisory services offered through Wealthcare Advisory Partners LLC dba Joppa Mill Advisors, Ltd. Wealthcare Advisory Partners LLC is a registered investment advisor with the U.S Securities and Exchange Commission.
James began his career at Bankers Trust Company as a commercial lending officer before transitioning to BTCo.s trading desk where he was an institutional bond salesman and subsequently underwrote and traded Federal Agency bonds such as Federal Farm Credit Bank, FNMA and Federal Home Loan Bank bonds. Decamping from New York, James held senior positions with Wilmington Trust Company, T. Rowe Price, Acadian Asset Management, Zurich Capital Markets and Morgan Stanley before joining Merrill Lynch. In addition to holding the preeminent industry designation as a Certified Financial Planner®, James holds degrees from Trinity College in Hartford CT (B.A. English/Political Science) and New York University Stern School of Business (M.B.A.). Originally from Wilmington, DE, he has two grown children, two grandchildren and lives with his wife in Chester Springs, PA.
Financial Advice & Consulting
We provide a comprehensive integration of Goals, Timeframe and Risk Tolerance.
Beginning with the Client's overall objectives and time frame, we develop a strategic asset allocation that is consistent with the Client's "Risk Number". Portfolios typically consist of core ETF positions augmented by tactical "satellite" positions in thematic growth opportunities. Alternative investments, such as commodity exposures and fixed income are used to balance volatility and hedge inflation risks.
Drawing on decades of financial markets experience, James provides his clients with a disciplined, goals-based decision-making framework to help them align their personal assets with their financial objectives. As an independent advisor, our clients can be assured that their goals and best interests are always paramount and our recommendations are conflict-free.
|Mon.||8:30 AM - 6:00 PM|
|Tue.||8:30 AM - 6:00 PM|
|Wed.||8:30 AM - 6:00 PM|
|Thu.||8:30 AM - 6:00 PM|
|Fri.||8:30 AM - 6:00 PM|
|Greater Philadelphia area||including Delaware.|