wiseradvisor

James Graves, CFP®
Joppa Mill Advisors Ltd.

Tel: 302-367-6856
2048 Remington Dr.
Chester Springs, PA 19425

Helping you prepare for what comes next...

Joppa Mill Advisors Ltd. | Financial Advisor in Chester Springs ,PA


About Joppa Mill Advisors Ltd.

Joppa Mill Advisors Ltd. represents the culmination of James experience as a Financial Advisor with Merrill Lynch and a successful and rewarding thirty-five year career on Wall Street in institutional asset management and capital markets. Drawing on decades of financial markets experience, James provides his clients with a disciplined, goals-based decision-making framework to help them align their personal assets with their financial objectives. As an independent advisor, our clients can be assured that their goals and best interests are always paramount and our recommendations are conflict-free.


General Information

Firm Start Year:   2016
Gender:   Male
Name of Broker/Dealer:   n/a
Name of Custodial Firm:   Pershing LLC; Schwab
I work with the following types of clients:   Businesses, Individual Investors, Non-Profit Organizations
Advisory Services Provided:   Portfolio Management, Retirement Planning, 401K Rollovers, Wealth Management, Money Management, Risk Management, Investment Advice & Management, Financial Planning for Individuals, Financial Planning for Businesses, Financial Advice & Consulting, Financial Planning, Insurance Products & Annuities, Education Funding and Planning


Services

Investment Types:   Stocks, Mutual Funds, Bonds, Annuities, Exchange Traded Funds (ETFs), Alternative Investments, Socially Responsible Investments (SRI)
I can meet clients in the following ways:   Via Email, At your home, Via Phone, At your office, Video Conference


Firm Information

Firm's Number of Clients:   34
Firm's Number of Planning Clients:   34
Firm's Number of Managed Clients:   34
Assets Managed by Firm:   $15mm
Advisor's Number of Clients:   34
Advisor's Number of Managed Clients:   34
Advisor's Number of Planning Clients:   34
Assets Managed by Advisor:   $15,000,000


Compliance

Registered Investment Advisor:   Yes
Investment Advisor Representative:   Yes
I am an acknowledged fiduciary:   Yes
Compliance Disclosures in Last 5 years:   I have a clean record
Criminal Disclosures in Last 5 years:   I have a clean record


Compensation and Fees

Fee Structure:   Fee Only
Minimum Portfolio Size for New Managed Accounts:   $250,000
Compensation Methods:   Based on Assets
Additional Details on Charges:   Fee Schedule 1st $250,000.00 1.50% Next $500,000.00 1.00% Next $1,000,000.00 0.75% Over $1,750,000.00 0.50%
Minimum Fee Charged for Managed Accounts:   $3,750.00


Education

Bachelor of Arts - English & Political Science  Trinity College - Hartford, CT
1973-1977

MBA - Finance  Stern School of Business at NYU - New York, NY
1980-1984



Faqs

  • Do you have a customer satisfaction or refund policy? Significant time and effort is dedicated to discovering a client's objectives, investment horizon and tolerance for volatility, including defining one's Risk Number. Consequently, we seek to establish realistic expectations with the intent that these will be met or exceeded over time.
  • Why should I choose you as my financial advisor? My background and experience are unparalleled with over 35 years in the institutional investment business. I am able to draw on my own life experiences to bring empathy and understanding to my clients' questions and challenges. I have no ulterior agendas or affiliations that could compromise my fiduciary obligation to my clients.
  • What are your qualifications? What is your education background? James began his career at Bankers Trust Company as a commercial lending officer before transitioning to BTCo.s trading desk where he was an institutional bond salesman and subsequently underwrote and traded Federal Agency bonds such as Federal Farm Credit Bank, FNMA and Federal Home Loan Bank bonds. Decamping from New York, James held senior positions with Wilmington Trust Company, T. Rowe Price, Acadian Asset Management, Zurich Capital Markets and Morgan Stanley before joining Merrill Lynch. In addition to holding the preeminent industry designation as a Certified Financial Planner®, James holds degrees from Trinity College in Hartford CT (B.A. English/Political Science) and New York University Stern School of Business (M.B.A.).
  • How do you charge for your services? We are a fee-only, independent advisory firm. We offer clients a progressive fee schedule, based on assets under management. (please see section on fees.)
  • How are you compensated? How will I pay for your services? We are a fee-only, independent advisory firm. We offer clients a progressive fee schedule, based on assets under management. (please see section on fees.) Alternatively, we can provide ad hoc planning-only services on an hourly basis with a minimum fee of $2,500.
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Disclaimer

The views in this material were those of the Advisor at the time of writing this report and may not reflect the views Wealthcare Advisory Partners LLC. These views are intended to assist clients and do not constitute investment advice. Advisory services offered through Wealthcare Advisory Partners LLC dba Joppa Mill Advisors, Ltd. Wealthcare Advisory Partners LLC is a registered investment advisor with the U.S Securities and Exchange Commission.

James Graves

James Graves

CFP®

James began his career at Bankers Trust Company as a commercial lending officer before transitioning to BTCo.s trading desk where he was an institutional bond salesman and subsequently underwrote and traded Federal Agency bonds such as Federal Farm Credit Bank, FNMA and Federal Home Loan Bank bonds. Decamping from New York, James held senior positions with Wilmington Trust Company, T. Rowe Price, Acadian Asset Management, Zurich Capital Markets and Morgan Stanley before joining Merrill Lynch. In addition to holding the preeminent industry designation as a Certified Financial Planner®, James holds degrees from Trinity College in Hartford CT (B.A. English/Political Science) and New York University Stern School of Business (M.B.A.). Originally from Wilmington, DE, he has two grown children, two grandchildren and lives with his wife in Chester Springs, PA.

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My Services

Financial Advice & Consulting

We provide a comprehensive integration of Goals, Timeframe and Risk Tolerance.


Portfolio Management

Beginning with the Client's overall objectives and time frame, we develop a strategic asset allocation that is consistent with the Client's "Risk Number". Portfolios typically consist of core ETF positions augmented by tactical "satellite" positions in thematic growth opportunities. Alternative investments, such as commodity exposures and fixed income are used to balance volatility and hedge inflation risks.


Retirement Planning

Drawing on decades of financial markets experience, James provides his clients with a disciplined, goals-based decision-making framework to help them align their personal assets with their financial objectives. As an independent advisor, our clients can be assured that their goals and best interests are always paramount and our recommendations are conflict-free.


Office Hours

wiseradvisor-balck-li-img Mon. 8:30 AM - 6:00 PM
wiseradvisor-balck-li-img Tue. 8:30 AM - 6:00 PM
wiseradvisor-balck-li-img Wed. 8:30 AM - 6:00 PM
wiseradvisor-balck-li-img Thu. 8:30 AM - 6:00 PM
wiseradvisor-balck-li-img Fri. 8:30 AM - 6:00 PM

Communities Served

Greater Philadelphia area including Delaware.

Compensation Arrangements

Check Bank Transfer
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