Financial Freedom provides Fee-Only Wealth Management Services which includes comprehensive financial planning and investment management services. OUR PRIMARY OBJECTIVE IS TO HELP OUR CLIENTS ACHIEVE THEIR LIFE GOALS AND OBJECTIVES.
Unlike many planners, we are Fee-Only Financial Planners. Fee-only planners are compensated solely on the basis of fees paid by their clients and do not accept any commissions or compensation from any other sources. This form of compensation should provide you with a high-level of confidence that you are receiving objective recommendations. Additionally, when working with clients on an on-going basis, we do so utilizing a flat retainer arrangement versus any percentage of assets under management formula.
Each year we provide our clients with a Wealth Management Services performance evaluation review. We think that it is important that each client is able to evaluate the overall value that our retainer relationship adds to the achievement of their life goals and objectives.
Our business strategy is to maintain a small firm focused on developing in-depth personal relationships with a small number of client families versus a cursory relationship with hundreds of clients. The Osgoods are the firm; they do the analysis and investing; they meet with you wherever you live; you won't be turned over to someone else once you become a client.
We are seeking prospective new clients with a minimum of $1 million of investable assets. Check out our website at www.finfree.com for more information. Call us at 610-296-9500 for an initial no-obligation consultation.
General Information |
| Firm Start Year: | 1983 | |
| No.of Employees: | 2-4 | |
| Name of Broker/Dealer: | None - Independent |
| Name of Custodial Firm: | Fidelity Investments |
| States Licensed in: | Federally registered SEC advisors. |
| Number of Years with Current Firm: | 35 |
| Work Experience: | 1981 - Present, Financial Freedom, LLC - Chairman, Founder and Chief Investment Officer 20+ years of sales and marketing at Mobil Oil Corporation |
| I work with the following types of clients: | Individual Investors |
Services |
| Investment Types: | Mutual Funds, Stocks, Bonds, Exchange Traded Funds (ETFs), Socially Responsible Investments (SRI) |
| I can meet clients in the following ways: | At your office, Via Email, Via Phone, At your home, Our Offices, Video Conference, At my office |
Qualifications & Memberships |
| Financial Organization Memberships: | Financial Planning Association (FPA), National Association of Personal Financial Advisors (NAPFA) |
Firm Information |
| Assets Managed by Firm: | $325,000,000 |
| Assets Managed by Advisor: | $325,000,000 |
Compliance |
| Registered Investment Advisor: | Yes |
| I am an acknowledged fiduciary: | Yes |
| Compliance Disclosures in Last 5 years: | I have a clean record |
| Criminal Disclosures in Last 5 years: | I have a clean record |
Compensation and Fees |
| Fee Structure: | Fee Only |
| Minimum Portfolio Size for New Managed Accounts: | $1,000,000 |
| Compensation Methods: | Flat Fee |
| Additional Details on Charges: | Our fees are based on an agreed-to flat retainer (quoted on an annual basis; billed quarterly in arrears; with the ability to terminate at the end of any calendar month). We believe the retainer concept does a much better job of aligning our fee structure with the services that we provide - comprehensive wealth management which includes both investment management and comprehensive financial planning. Many years ago we did charge on a percentage of assets under management but found that method translated to a more singular focus on the portfolio versus the more holistic picture of wealth management. All fees are agreed to in advance. |
Al Sr. is a Certified Financial Planner(tm) practitioner and has been providing Fee-Only Wealth Management Services for more than 35 years. Al Sr. founded Financial Freedom in 1981 with a mission to help people with independent and objective advice. That mission has grown to helping many individuals and families accomplish their life goals and dreams with truly Fee-Only Wealth Management Services which includes both Investment Management and Comprehensive Financial Planning. Al Sr. is the Chief Investment Officer and focuses on helping clients develop and maintain well diversified appropriately asset allocated portfolios that are consistent with their risk profiles and "sleep comfort level". Al Sr. developed our SDR (same day response) program where we commit to get back to clients the same day with our world class customer service levels.
Financial Planning for Individuals |
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COMPREHENSIVE FINANCIAL PLANNING is a critical component of wealth management. Our comprehensive financial planning includes detailed analysis and recommendations in: retirement planning, income tax tax planning, estate planning, risk and insurances, stock options and executive compensation, college funding and charitable and family gifting. In many cases, we also help client's children as they start their financial journey. |
Wealth Management |
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Our primary service, delivered in a truly Fee-Only manner which ensures that you the client are receiving independent objective advice. Our business model is based on the foundation that Wealth Management Services are the combination of BOTH Investment Management and Comprehensive Financial Planning. We believe that clients need both services to help achieve their life goals and dreams. |
Investment Management & Advice |
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INVESTMENT MANAGEMENT is all about developing and maintaining a well diversified appropriately asset allocated portfolio to meet your goals and objectives. We use a strategic combination of low cost high quality stocks, mutual funds, index and exchange traded funds, bonds, and bond mutual funds to achieve a well diversified portfolio to meet your needs in each phase of life. |
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Sun. | 7:00 AM - 9:00 PM |
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Mon. | 7:00 AM - 9:00 PM |
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Tue. | 7:00 AM - 9:00 PM |
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Wed. | 7:00 AM - 9:00 PM |
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Thu. | 7:00 AM - 9:00 PM |
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Fri. | 7:00 AM - 9:00 PM |
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Sat. | 7:00 AM - 9:00 PM |
| All. We operate with SDR - Same Day Response. We will always respond to you the same day. |
| Check | Money Order |
| Bank Transfer | |
