Quentin L. Ledford, ChFC, RIA
Cambridge Investment Research, Inc.

Tel: (931) 261-6329
125 Point Road
Crossville, TN 38571

Making Your Resources Work for You Effectively & Efficiently


About Cambridge Investment Research, Inc.

Connect With an Expert Financial Advisor and Get Answers

Our purpose is to assure our clients the achievement of their goals and objectives by provided sound financial analysis and quality professional advisory services.

In doing so we provide our clients with ongoing guidance for the balanced and efficient use and management of their resources as we work closely with the various legal and tax professionals of our clients to assure that the interests of our clients is fully protected and their financial security fully realized.

We vow to do our utmost in proving ourselves as a trusted source of no-nonsense, clear, concise, and unbiased information and guidance to our clients.

For over 25 years our clients have continued to rely on us because they know they can count on us to put their interests first.


General Information

Firm Start Year:   1996
No.of Employees:   2-4
Insurance License#:   0000756758
Name of Broker/Dealer:   CAMBRIDGE INVESTMENT RESEARCH, INC.
Name of Custodial Firm:   NATIONAL FINANCIAL SERVICES
States Licensed in:   TN, KY, SC, VA
Number of Years with Current Firm:   1
Work Experience:   Independent agency owner since 1996. Prior to that, since 1982 I have held management positions with several different insurance companies with at least two years spent working in independent insurance brokerage services.
I work with the following types of clients:   Individual Investors , Businesses , Non-Profit Organizations


Services

Investment Types:   Bonds , Stocks , Mutual Funds , Alternative Investments , Exchange Traded Funds (ETFs) , Annuities , Insurance , Professional Investment Management Services , Socially Responsible Investments (SRI)
I can meet clients in the following ways:   Via phone , At your office , At your home , Via email


Qualifications & Memberships

Insurance and Annuity Licenses:   Long Term Care , Annuity , Casualty , Variable Life , Variable Annuity , Property , Accident , Life , HMO , Health , Disability
Financial Organization Memberships:   National Association of Insurance and Financial Advisors (NAIFA) , Society of Financial Services Professionals , National Association of Health Underwriters


Firm Information

Firm's Number of Clients:   126,107+
Firm's Number of Planning Clients:   126,107+
Firm's Number of Managed Clients:   68,956+
Assets Managed by Firm:   $20.9 Billion+
Advisor's Number of Clients:   300
Advisor's Number of Managed Clients:   15
Advisor's Number of Planning Clients:   80
Assets Managed by Advisor:   $5,000,000+


Compliance

Registered Investment Advisor:   Yes
Registered Representative:   Yes
I am an acknowledged fiduciary:   Yes
Compliance Disclosures in Last 5 years:   I have a clean record
Criminal Disclosures in Last 5 years:   I have a clean record


Compensation and Fees

Fee Structure:   I am a fee-based financial professional
Minimum Portfolio Size for New Managed Accounts:   $100,000
Compensation Methods:   Based on Assets , Hourly , Flat Fee , Commissions
Fee % Based on Assets:   1% to 1.5%
Hourly Rate:   $300.00
Flat Fee Rate:   Negotiable
Additional Details on Charges:   As an advisor, I prefer to give my clients the option to choose the compensation basis upon which they wish to work with me. My aim is to provide my clients with the services they need most efficiently. I am a firm believer in full disclosure and in assuring that I do all within my power to merit the trust and confidence my clients place in me.
Minimum Fee Charged for Managed Accounts:   $1,500.00
Minimum Fee Charged for Hourly Planning Accounts:   $200.00
Minimum Fee Charged for Flat Fee Accounts:   Negotiable



Faqs

  • Do you have a customer satisfaction or refund policy? Generally no. However, our customers are free to disengage our services at any time. We strive hard to deserve the confidence of our customers and it is our goal that our customers will want to retain our relationship.
  • What are your qualifications? What is your education background? Very strong backround in risks management. I am a recognized as a professional fiduciary. I was educated at the University of Maryland and the American College. Over the years I have continued to pursue further collegiate courses not only to meet licensure renewal requirements; but more so to increase my levels of competence in order to expand my ability to provide for the needs of my clients.
  • What is your approach to financial planning? First to understand the client and their needs. Once this accomplished, then to make sure that the client understands their options, any risks involved, and to outline a plan of action.
  • What services do you offer? Financial, investment, and risks management services. In addition, we also offer comprehensive benefits consultation and management services including value assessment and implementation of health, life, and disability programs on personal, professional, and commercial levels.
  • How many clients do you currently manage? Altogether we provide a variety of services to over 1,100 individuals, business owners, and professionals.
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Disclaimer

I am neither an attorney nor a Certified Public Accountant and therefore am not qualified to provide either legal or tax advice. However, I do work very closely with such professionals to assure that my clients needs are met and do refer my clients to such qualified parties upon request.

Quentin L. Ledford, ChFC, RIA

Quentin L. Ledford, ChFC, RIA

RIA, LUTCF, ChFC®

Communities Served

Any

Office Hours

wiseradvisor-balck-li-img Mon. 8:00 AM - 6:00 PM
wiseradvisor-balck-li-img Tue. 8:00 AM - 6:00 PM
wiseradvisor-balck-li-img Wed. 8:00 AM - 6:00 PM
wiseradvisor-balck-li-img Thu. 8:00 AM - 6:00 PM
wiseradvisor-balck-li-img Fri. 8:00 AM - 6:00 PM

Compensation Arrangements

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