I have been an Independent Financial Service Representative since 2000, and have been involved in
business management and finances for over 20 years. As any independent advisor, I specialize in
working with individuals and small businesses to provide solutions that help his clients to reach
their financial goals.
While some financial advisors focus on selling products, I focus on solutions, specifically customizing plans to suit my clients' individual needs. I educate clients to lessen their worries and to help them make more informed financial decisions, by offering a professional, independent and unbiased viewpoint.
I focus on helping a select group of high net worth individuals and retirees to manage all aspects of their financial lives from investment strategies, retirement planning, estate planning issues, risk management and retirement income distribution.
Registered Representative offering securities and advisory services through Independent Financial Group LLC, a registered broker-dealer and investment adviser. Member FINRA & SIPC.
|Firm Start Year:||2000|
|Insurance License#:||TX 1403116 CA 0D18553|
|Name of Broker/Dealer:||Independent Financial Group|
|Name of Custodial Firm:||Pershing LLC|
|States Licensed in:||AZ, CA, CO, MN, NE, OH, OK, OR, PA, TX|
|Number of Years with Current Firm:||6|
|I work with the following types of clients:||Individual Investors , Businesses|
|Investment Types:||Bonds , Stocks , Annuities , Insurance , Alternative Investments , Mutual Funds , Exchange Traded Funds (ETFs) , Socially Responsible Investments (SRI)|
|I can meet clients in the following ways:||At your office , Via phone , At my office , At your home , Via email|
Qualifications & Memberships
|Insurance and Annuity Licenses:||Health , Annuity , Accident , Disability , Variable Annuity , Variable Life , Long Term Care , HMO , Life|
|Financial Organization Memberships:||National Association of Insurance and Financial Advisors (NAIFA)|
|Advisor's Number of Clients:||87|
|Advisor's Number of Managed Clients:||75|
|Advisor's Number of Planning Clients:||75|
|Registered Investment Advisor:||Yes|
|Investment Advisor Representative:||Yes|
|I am an acknowledged fiduciary:||Yes|
|Compliance Disclosures in Last 5 years:||I have a clean record|
|Criminal Disclosures in Last 5 years:||I have a clean record|
Compensation and Fees
|Fee Structure:||I am a fee-based financial professional|
|Minimum Portfolio Size for New Managed Accounts:||$100,000|
|Compensation Methods:||Subscriptions , Based on Assets , Hourly , Flat Fee , Commissions|
|Fee % Based on Assets:||0.25-1.00%|
|Flat Fee Rate:||$500|
|Minimum Fee Charged for Hourly Planning Accounts:||$200|
|Minimum Fee Charged for Flat Fee Accounts:||$500|
|Associate in Business Administration - Business Administration||
Chaffey College - Rancho Cucamonga
January 1994-June 1995
|Bachelor of Business Administration - Business Administration||
California State University-San Bernardino - San Bernardino, CA
Registered Representative offering securities and advisory services through Independent Financial Group, LLC (IFG), a registered broker-dealer and investment advisor. Member FINRA/SIPC. OSJ Branch: 12636 High Bluff Drive Suite 100, San Diego, CA 92130. Peak Financial Inc. and IFG are unaffiliated entities.
Financial Advice & Consulting
Financial advice can often come from a myriad of sources, which can breed confusion. At Peak Financial, you will enjoy a relationship with one representative, backed by a team of professionals, who will help you plan your financial future. The advice is consistent; so is the financial planning and asset management.
Financial Planning for Individuals
Successful planning begins with a clear understanding of what must be done to help meet your goals. We believe helping you clarify your goals is the first step towards achieving them. With this information, we present you with our analysis, showing you where you are and where you need to be to accomplish your objectives, the appropriate solutions a path toward your goals. Our plan is comprehensive and unique to your life, addressing such topics as retirement savings, life insurance and estate planning, education funding, the health of your business or professional practice, and even tax and real estate issues.
Financial Planning for Businesses
Peak Financial, Inc. is committed to assisting you in evaluating and developing the Employee Benefits package that will make a real difference in recruiting and retaining the people you want and need. Our analysis begins by understanding all of the business planning issues that are relevant to you. These issues may range from designing, implementing and servicing a variety of qualified and non- qualified benefit plans or integrating those plans with your desire for specific protection or exit strategies. These are always part of our commitment to consistently offer independent, objective and unbiased advice regarding possible business planning solutions.
|Mon.||8:00 AM - 5:00 PM|
|Tue.||8:00 AM - 5:00 PM|
|Wed.||8:00 AM - 5:00 PM|
|Thu.||8:00 AM - 5:00 PM|
|Fri.||8:00 AM - 5:00 PM|
|Sat.||9:00 AM - 12:00 PM|
|North Richland Hills||Plano|
Elite Advisor Award Recipient