Merit Financial Advisors is a team of wealth professionals specializing in the key areas of financial planning enabling us to provide the best in class service and advice. We offer a wide range of services to meet your personal goals, such as: financial, tax and estate planning; risk management and the creation of personalize investment strategies. Our focus is to add value and assist clients through life's big transitions: retirement, divorce, widow/widower hood, loss or transition of a job . We offer a complementary initial in-person meeting at our Frisco or Southlake location, on the phone or via zoom.
Securities offered through LPL Financial, member FINRA/SIPC. Investment advice offered through Merit Financial Group, LLC, an SEC registered investment adviser. Merit Financial Group, LLC, and Merit Financial Advisors are separate entities from LPL Financial.
Merit is a financial services firm that seeks to establish, educate, and satisfy the financial goals of individuals in and approaching retirement.
We focus on providing reliable and objective financial advice by establishing a genuine and long-lasting relationship with our clients. We administer an array of financial services, which focuses on our client's personal growth along with their financial goals.
We believe that we can help address the retirement challenges in America by bringing financial freedom, wellness and confidence to the working population and retirees. As people experience financial wellness, they will live more productive lives.
Our mission is to create the ultimate client experience. We strive to exceed client expectations by providing the best possible service while helping clients feel confident about establishing and targeting their financial goals.
|Firm Start Year:||1994|
|Name of Broker/Dealer:||LPL Financial|
|Name of Custodial Firm:||LPL Financial|
|Number of Years with Current Firm:||20|
|Work Experience:||The North Texas team at Merit Financial Advisors collectively has upwards of 100 years of industry experience. That experience ranges from Private Wealth and CFO services, Executive Planning, Retirement Income Planning, Legacy and Philanthropic planning to in- house investment management.|
|Work with the following types of clients:||Individual Investors, Businesses|
|Advisory Services Provided:||Financial Planning for Businesses, Financial Planning for Individuals, Education Funding and Planning, Risk Management, Money Management, 401K Rollovers, Retirement Planning, Portfolio Management, Financial Planning, Insurance Products & Annuities, Investment Advice & Management, Financial Advice & Consulting, Wealth Management|
|Investment Types:||Mutual Funds, Bonds, Stocks, Annuities, Insurance, Exchange Traded Funds (ETFs), Alternative Investments|
|Can meet clients in the following ways:||Via Phone, Video Conference, Via Email, Our Office|
Qualifications & Memberships
|Insurance and Annuity Licenses:||Annuity, Life, Long Term Care, Variable Life|
|Firm's Number of Clients:||425|
|Firm's Number of Planning Clients:||300|
|Firm's Number of Managed Clients:||425|
|Assets Managed by Firm:||700,000,000|
|Advisor's Number of Clients:||140|
|Advisor's Number of Managed Clients:||100|
|Advisor's Number of Planning Clients:||100|
|Assets Managed by Advisor:||200,000,000|
Compensation and Fees
|Minimum Portfolio Size for New Managed Accounts:||$250,000|
|Compensation Methods:||Commissions, Flat Fee, Based on Assets|
|Fee % Based on Assets:||1%|
|Organization:||Children's Advocacy Center Lewisville/Denton|
|Position :||Board Member|
|Duration :||09/13/2019-Currently holding|
|BBA Financial Planning - Financial Planning||
University of North Texas - Denton
We build customized retirement plans which are updated as retirement approaches ensuring the consistency of income from the investments.
We educate clients on the pros and cons of rolling a 401(k) to an IRA based on their specific needs and personal situation.
We have an entire team dedicated to insurance planning and deducing the best type of insurance based on the need. We believe this is a very important part of a families overall plan.
We have a deep knowledge of annuities. Our firm has a long history with annuities and experience in evaluating annuity contracts from the past and current issue.
Estate Planning & Trusts
We provide insight to clients on estate planning and trust, however we do not draft documents. We partner with clients and estate planning attorneys to facilitate the design and execution of the estate plan.
Tax Planning & Mitigation
We do not provide tax service, however work very closely with a number of tax professionals.
Education Funding & Planning
We review the different ways to fund and plan for education kids and grandkids.
We discuss risk management in two ways, Risk of investments and market as well as individual liability risks. Our belief is protecting from market risk is only one piece if some unidentified or unseen event could negatively effect the achievement of your goals then your investments are still at risk,
We manage money in many different ways. We have low cost managed portfolios, mutual fund allocations, 3rd party managed accounts and alternative investment.
Financial Planning for Individuals
All of the services we provide to our families and couple clients are the same for Individual clients.
Financial Advice & Consulting
Our firm works as the "Financial Director" to our clients by assisting them in all aspects of their financial world and is their conduit to estate planning, tax planning, risk management and Family Office services.
Our investment approach is designed to create income stream for clients as their lifestyle dictates. We segregate assets into multiple classifications allowing us and the client to determine which asset class is to be accessed to accomplish the stated goals.
Investment Management & Advice
We are investment agnostic. We also have the ability to offer investment vehicles which cover the breadth of the investment landscape.
Our goals based process enables us to work with clients ensuring the lifestyle they have worked hard to create is the one they can enjoy in and through retirement. Wealth management encompasses all areas financial wellness from investment management to legacy planning,
Registered Investment Advisor:
Investment Advisor Representative:
Compliance Disclosures in Last 5 years:
Have a clean record
Criminal Disclosures in Last 5 years:
Have a clean record
|Mon.||8:30 AM - 5:00 PM|
|Tue.||8:30 AM - 5:00 PM|
|Wed.||8:30 AM - 5:00 PM|
|Thu.||8:30 AM - 5:00 PM|
|Fri.||8:30 AM - 4:00 PM|
|Our systems and processes allow us to serve client in all 50 states||Currently|
|we are servicing clients in over 38 states with offices in 6 states and 12 cities.|
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