Retirement Specialists Incorporated is a fee-only, investment advisory firm located in Houston,
Texas. The firm specializes in Planning for Retirement, helping you understand your 401(k), pension,
thrift savings plan, 403(b), 457, and IRAs; obtaining early retirement using your 401(k), IRAs, Net
Unrealized Appreciation (NUA) of company stock, 403(b), 457, or Federal Thrift Savings Plan (TSP);
getting your maximum pension; 401(k) Rollovers, and receiving early payout through 72t's.
The firm also specializes in managing retirement portfolios.
Through putting clients interests first, excellent service, objective advice, and an outstanding reputation for trustworthiness, the team has built a client base that has expanded through referrals from satisfied clients.
Lawrence Boyles is the co-author of the book, Enron Proof Your 401(k), Safety Proof Your 401(k).
|Firm Start Year:||1994|
|Name of Broker/Dealer:||TD Ameritrade|
|Name of Custodial Firm:||TD Ameritrade|
|States Licensed in:||TX|
|Number of Years with Current Firm:||25|
|Work Experience:||Over 25 years experience.|
|I work with the following types of clients:||Non-Profit Organizations, Individual Investors|
|Investment Types:||Mortgages & Real Estate, Stocks, Options & Futures, Exchange Traded Funds (ETFs), Mutual Funds, Bonds|
|I can meet clients in the following ways:||At my office, Via phone, Via email, Video Conference|
Qualifications & Memberships
|Financial Organization Memberships:||Paladin Registry, Houston Investors Association|
|Advisor's Number of Clients:||24|
|Advisor's Number of Managed Clients:||24|
|Advisor's Number of Planning Clients:||0|
Compensation and Fees
|Fee Structure:||Fee Only|
|Minimum Portfolio Size for New Managed Accounts:||$200,000|
|Compensation Methods:||Based on Assets, Hourly|
|Fee % Based on Assets:||Varies|
|Bachelor of Science - Mechanical Engineering||
The Ohio State University - Columbus, Ohio
Lawrence Boyles is a well respected financial advisor serving the Houston area. With over 25 years experience, he is skilled in helping his retiree and pre-retiree clients efficiently plan their retirements.
Lawrence purchased his first stock while still in junior high school. The investment proved profitable, and the investment bug bit him. Since then, he has honed his skills as an accomplished investor. Today as President and Senior Portfolio Manager, he personally manages all client investment portfolios and works with clients one on one in retirement planning.
Lawrence's investment ideas have been quoted in the Wall Street Journal, Investor Journal, the Houston Chronicle, The Houston Business Journal, The Fairfield County Business Journal, KTRH 740AM radio, and local television talk shows. Lawrence is co-author of the book, Enron Proof Your 401(k), Safety Proof Your 401(k) which was released in September, 2018 by Twin Lion Publishing. In 2018 Finance & Wealth International magazine named Lawrence Boyles as the top Retirement Planner in the state of Texas.
Lawrence earned a Bachelor's of Science degree in Mechanical Engineering from the Ohio State University in 1986. He became a licensed Registered Investment Advisor in 1996. He and his late wife founded the firm of Retirement Specialists Incorporated in order to provide independent, objective, fee-only investment advice. Lawrence resides in Houston, TX and in his spare time enjoys reading and gardening.
First we check if their is an outstanding loan against the 401(k). Next we check the age of the 401(k) owner and their goals. Sometimes it is best to delay a rollover. We plan the rollover into the big picture goals of the client. We have been in business since 1994 and have many clients that have been with us for over 20 years. We serve Houston and the surrounding suburbs. We are fiduciary's and are licensed as Registered Investment Advisors by the Texas State Securities Board. (Licensing does not imply endorsement by the Texas State Securities Board.)
Financial Advice & Consulting
Retirement planning is included free for clients who hire us to manage their investments. We are fee-only advisors, we do not sell commission products. We provide retirement planning on an hourly basis for clients who do not hire us to manage their investments. We have been in business since 1994 and have many clients that have been with us for over 20 years. We serve Houston and the surrounding suburbs. We are fiduciary's and are licensed as Registered Investment Advisors by the Texas State Securities Board. (Licensing does not imply endorsement by the Texas State Securities Board.)
It is best to begin planning for retirement 5 to 10 years before retirement. We meet with client's and their spouse for 8 to 10 sessions to cover all the necessary material. In addition to money, we also emphasize the emotional and spiritual aspects of retirement. We have been in business since 1994 and have many clients that have been with us for over 20 years. We serve Houston and the surrounding suburbs. We are fiduciary's and are licensed as Registered Investment Advisors by the Texas State Securities Board. (Licensing does not imply endorsement by the Texas State Securities Board.)
|Mon.||7:30 AM - 6:00 PM|
|Tue.||7:30 AM - 6:00 PM|
|Wed.||7:30 AM - 6:00 PM|
|Thu.||7:30 AM - 6:00 PM|
|Fri.||7:30 AM - 6:00 PM|
|Sat.||9:00 AM - 2:00 PM|
|La Porte||League City|
The Top 5 Retirement Mistakes
Details:740AM KTRH radio, Houston, asked me to evaluate the Top 5 Retirement Mistakes. Two were featured by their interviewer along with a few good hints from my years of experience as a Retirement Planner. ...more
Twin Lion Publishers book, Enron Proof Your 401(k)
Details:Enron Proof Your 401(k), Safety Proof Your 401(k) by Lawrence Boyles and Crista Boyles has been released by Twin Lion Publishers. This is a practical book for employees of companies that offer 401(k)'s. ...more
Wealth & Finance magazine selected me as the Retirement Planner of the Year for the State of Texas for 2018 more
Selected as one of Houston's Top Financial Planners by H Texas magazine.