wiseradvisor

Lawrence  Boyles
Retirement Specialist Incorporated

Tel: (281) 486-9800
16850 Saturn Lane
Suite 100
Houston, TX 77058

The Retirement Professor

Retirement Specialist Incorporated | Financial Advisor in Houston ,TX

About Retirement Specialist Incorporated

Retirement Specialists Incorporated is a fee-only, investment advisory firm located in Houston, Texas. The firm specializes in Planning for Retirement, helping you understand your 401(k), pension, thrift savings plan, 403(b), 457, and IRAs; obtaining early retirement using your 401(k), IRAs, Net Unrealized Appreciation (NUA) of company stock, 403(b), 457, or Federal Thrift Savings Plan (TSP); getting your maximum pension; 401(k) Rollovers, and receiving early payout through 72t's.

The firm also specializes in managing retirement portfolios.

Through putting clients interests first, excellent service, objective advice, and an outstanding reputation for trustworthiness, the team has built a client base that has expanded through referrals from satisfied clients.

Lawrence Boyles is the co-author of the book, Enron Proof Your 401(k), Safety Proof Your 401(k).


General Information

Firm Start Year:   1994
No.of Employees:   1
Name of Broker/Dealer:   TD Ameritrade
Name of Custodial Firm:   TD Ameritrade
States Licensed in:   TX
Number of Years with Current Firm:   25
Work Experience:   Over 25 years experience.
I work with the following types of clients:   Non-Profit Organizations, Individual Investors


Services

Investment Types:   Mortgages & Real Estate, Stocks, Options & Futures, Exchange Traded Funds (ETFs), Mutual Funds, Bonds
I can meet clients in the following ways:   At my office, Via phone, Via email, Video Conference


Qualifications & Memberships

Financial Organization Memberships:   Paladin Registry, Houston Investors Association


Firm Information

Advisor's Number of Clients:   24
Advisor's Number of Managed Clients:   24
Advisor's Number of Planning Clients:   0


Compensation and Fees

Fee Structure:   Fee Only
Minimum Portfolio Size for New Managed Accounts:   $200,000
Compensation Methods:   Based on Assets, Hourly
Fee % Based on Assets:   Varies
Hourly Rate:   $150


Education

Bachelor of Science - Mechanical Engineering  The Ohio State University - Columbus, Ohio
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Faqs

  • Do you have a customer satisfaction or refund policy? We do not charge an exit fee or an account setup fee. Each account is separate and remains in the name of the owner, we do not commingle accounts like hedge funds. Each account is free to leave at any time.
  • What are your qualifications? What is your education background? Satisfied clients, many have been with us for more than 20 years. 25 years experience. Licensed as a Registered Investment Advisor. (Registration does not apply endorsement by the Texas State Securities Board.)
  • What is your approach to financial planning? Our approach to financial planning is to emphasize planning for retirement. We offer each client personalized meetings and planning sessions for a successful retirement. While money is necessary we also emphasize the emotional and spiritual aspects of retirement.
  • What services do you offer? Retirement planning, help with employer benefits, management of large sums of money, providing monthly paychecks in retirement.
  • How many clients do you currently manage? 24
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Lawrence  Boyles

Lawrence  Boyles

Lawrence Boyles is a well respected financial advisor serving the Houston area. With over 25 years experience, he is skilled in helping his retiree and pre-retiree clients efficiently plan their retirements. Lawrence purchased his first stock while still in junior high school. The investment proved profitable, and the investment bug bit him. Since then, he has honed his skills as an accomplished investor. Today as President and Senior Portfolio Manager, he personally manages all client investment portfolios and works with clients one on one in retirement planning.

Lawrence's investment ideas have been quoted in the Wall Street Journal, Investor Journal, the Houston Chronicle, The Houston Business Journal, The Fairfield County Business Journal, KTRH 740AM radio, and local television talk shows. Lawrence is co-author of the book, Enron Proof Your 401(k), Safety Proof Your 401(k) which was released in September, 2018 by Twin Lion Publishing. In 2018 Finance & Wealth International magazine named Lawrence Boyles as the top Retirement Planner in the state of Texas.

Lawrence earned a Bachelor's of Science degree in Mechanical Engineering from the Ohio State University in 1986. He became a licensed Registered Investment Advisor in 1996. He and his late wife founded the firm of Retirement Specialists Incorporated in order to provide independent, objective, fee-only investment advice. Lawrence resides in Houston, TX and in his spare time enjoys reading and gardening.

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My Services

401K Rollovers

First we check if their is an outstanding loan against the 401(k). Next we check the age of the 401(k) owner and their goals. Sometimes it is best to delay a rollover. We plan the rollover into the big picture goals of the client. We have been in business since 1994 and have many clients that have been with us for over 20 years. We serve Houston and the surrounding suburbs. We are fiduciary's and are licensed as Registered Investment Advisors by the Texas State Securities Board. (Licensing does not imply endorsement by the Texas State Securities Board.)


Financial Advice & Consulting

Retirement planning is included free for clients who hire us to manage their investments. We are fee-only advisors, we do not sell commission products. We provide retirement planning on an hourly basis for clients who do not hire us to manage their investments. We have been in business since 1994 and have many clients that have been with us for over 20 years. We serve Houston and the surrounding suburbs. We are fiduciary's and are licensed as Registered Investment Advisors by the Texas State Securities Board. (Licensing does not imply endorsement by the Texas State Securities Board.)


Retirement Planning

It is best to begin planning for retirement 5 to 10 years before retirement. We meet with client's and their spouse for 8 to 10 sessions to cover all the necessary material. In addition to money, we also emphasize the emotional and spiritual aspects of retirement. We have been in business since 1994 and have many clients that have been with us for over 20 years. We serve Houston and the surrounding suburbs. We are fiduciary's and are licensed as Registered Investment Advisors by the Texas State Securities Board. (Licensing does not imply endorsement by the Texas State Securities Board.)


Office Hours

wiseradvisor-balck-li-img Mon. 7:30 AM - 6:00 PM
wiseradvisor-balck-li-img Tue. 7:30 AM - 6:00 PM
wiseradvisor-balck-li-img Wed. 7:30 AM - 6:00 PM
wiseradvisor-balck-li-img Thu. 7:30 AM - 6:00 PM
wiseradvisor-balck-li-img Fri. 7:30 AM - 6:00 PM
wiseradvisor-balck-li-img Sat. 9:00 AM - 2:00 PM

Communities Served

Alvin Bacliff
Baytown Bellaire
Deer Park Dickinson
Fresno Friendswood
Hitchcock Houston
Kemah La Marque
La Porte League City
Manvel Pasadena
Pearland Santa Fe
Seabrook South Houston
Texas City Webster

Compensation Arrangements

Check Money Order
PayPal

News & Events

The Top 5 Retirement Mistakes
When: 02/13/2020
Details:740AM KTRH radio, Houston, asked me to evaluate the Top 5 Retirement Mistakes. Two were featured by their interviewer along with a few good hints from my years of experience as a Retirement Planner. ...more


Twin Lion Publishers book, Enron Proof Your 401(k)
When: 09/01/2018
Details:Enron Proof Your 401(k), Safety Proof Your 401(k) by Lawrence Boyles and Crista Boyles has been released by Twin Lion Publishers. This is a practical book for employees of companies that offer 401(k)'s. ...more


Awards & Recognitions

Awards & Recognitions
Retirement Planner of the Year - Texas
(08/22/2018)

Wealth & Finance magazine selected me as the Retirement Planner of the Year for the State of Texas for 2018… more


H Texas Top Financial Planners
(08/01/2008)

Selected as one of Houston's Top Financial Planners by H Texas magazine.

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