Our first priority is helping you take care of yourself and your family or business. We want to learn more about your personal situation, identify your dreams and goals, and understand your tolerance for risk. That cornerstone of open and honest communication allows us to deliver tailored, professional services designed to help our clients rise to their financial independence.
Managing Director, Wealth Advisor
Jim joined Sovereign Wealth Advisors in 2022 with over 34 years of experience in the financial services industry. Jim was raised in south Florida and started his career on Wall Street in 1987. Throughout his career, Jim has held various principal and supervisory positions. He consults with high net worth individuals on wealth management strategies, portfolio development and monitoring. His corporate clients rely on his insight into retirement plan design and consultation and corporate benefits.
Jim holds the designation of Accredited Investment Fiduciary (AIF®) and holds the prestigious C(k)P® Certified 401(k) Professional Designation, a designation for the Retirement Plan Advisor, recognizing a combination of substantial practical retirement plan management and completion of a comprehensive and highly specialized educational program.
Jim moved to Houston in 1992 after accepting his first branch management position. He currently lives in Sugar Land, TX with his wife, an obstetrician/gynecologist, and their two children.
Senior Vice President, Wealth Advisor
Brad has been helping his clients pursue their financial and investment goals for over 20 years. His experience has taught him that most people don't plan to fail, they just fail to plan. Thus, he has built his entire business around the concept of "plan your work and work your plan." Brad holds the Series 7(General Securities Representative) and Series 66 (Uniform Combined State Law) with LPL Financial. In his spare time, he enjoys spending time with family, participating in Cowboy Mounted Shooting events and an occasional round of golf.
As a CERTIFIED FINANCIAL PLANNER™ Professional, Kimberly is a reliable resource for developing financial plans that align with her clients values and priorities throughout all phases of their lives. From college planning to navigating retirement, estate planning and risk management, Kimberly creates confidence, clarity and balance along the way. She is devoted to building strong, life-long relationships by providing thorough assessments and delivering personalized strategies with a high level of client service. She finds fulfillment in helping individuals and families reach financial freedom.
Associate VP of Client Engagement
Sam Houston State University graduate, assist clients with their financial needs, while continuing to support current clients in meeting their respective goals. Focused on improving communications and servicing promise to our clients.
|Firm Start Year:||1923|
|Name of Broker/Dealer:||LPL FINANCIAL LLC|
|States Licensed in:||TX|
|Number of Years with Current Firm:||7|
|Work with the following types of clients:||Businesses, Individual Investors, Non-Profit Organizations|
|Advisory Services Provided:||401K Rollovers, Wealth Management, Portfolio Management, Financial Planning, Insurance Products & Annuities, Estate Planning & Trusts, Investment Advice & Management, Financial Advice & Consulting, Retirement Planning, Tax Advice and Services, Financial Planning for Businesses, Financial Planning for Individuals, Education Funding and Planning, Risk Management, Money Management|
|Investment Types:||Alternative Investments, Exchange Traded Funds (ETFs), Mortgages & Real Estate, Stocks, Bonds, Insurance, Mutual Funds, Annuities, Socially Responsible Investments (SRI)|
|Can meet clients in the following ways:||Your Home, Our Office, Phone, Email, Your Office, Video Conference, Our Offices|
Qualifications & Memberships
|Insurance and Annuity Licenses:||Variable Life, Long Term Care, Variable Annuity, Life, Annuity, Disability|
|Assets Managed by Advisor:||$200,000,000|
Compensation and Fees
|Minimum Portfolio Size for New Managed Accounts:||$250,000|
|Compensation Methods:||Based on Assets, Hourly, Flat Fee, Commissions|
|Fee % Based on Assets:||TBD|
|Additional Details on Charges:||Fee is based on scope of work and assets placed under management.|
|Minimum Fee Charged for Hourly Planning Accounts:||$500|
During periods where stock and bond values can be impacted by volatility, we pursue tactical changes within our client's portfolio. We manage portfolio risk on three levels:
|Financial Planning for Individuals
We implement strategies that address your unique risk tolerance, diversification, time horizon, cash flow and retirement needs.
We implement portfolio strategies that address our client's unique risk tolerance, diversification, time horizon, cash flow, and retirement needs.
|Estate Planning & Trusts
With help from our professional affiliates and network partners, we help our clients maximize net to heirs and charities, understand tax impact, and maintain financial independence.
|Tax Advice and Services
We assess financial decisions to educate clients on their tax liability, such as Bracket Management and income Source Tax Diversification.
We review asset titling to identify opportunities to further mitigate risk from creditors. We also assess life and other insurance policy enhancement opportunities.
WiserAdvisor provides referrals to financial professionals of LPL Financial, LLC (LPL). WiserAdvisor is not a current client of LPL for brokerage or advisory services. Financial professionals of LPL pay WiserAdvisor cash compensation for these referrals, which creates the incentive for WiserAdvisor to make these referrals, resulting in a conflict of interest.
Sovereign ADV2A https://static.fmgsuite.com/media/documents/75c5378a-a283-4918-b6f6-582a58d1f32b.pdf
Additional Detailed Disclosures
Registered Investment Advisor:
Investment Advisor Representative:
Compliance Disclosures in Last 5 years:
I have a clean record
Criminal Disclosures in Last 5 years:
I have a clean record
|Mon.||9:00 AM - 5:00 PM|
|Tue.||9:00 AM - 5:00 PM|
|Wed.||9:00 AM - 5:00 PM|
|Thu.||9:00 AM - 5:00 PM|
|Fri.||9:00 AM - 5:00 PM|
|Arizona, California, Colorado, Florida, Illinois, Kentucky, Louisiana, Maryland, New Mexico North Carolina, Oklahoma, Rhode Island, Texas|
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