Our firm is a client-focused full service investment and financial consulting firm. We have put together a team of very experienced, well-educated and highly trained LPL financial advisors and staff. Our goal is to provide our clients with effective, unbiased advice based on a thorough knowledge of our client's needs, goals, and tolerance for risk.
We have been serving clients for over twenty five years. They come from diverse backgrounds and include individuals, families, businesses, non-profits and trusts. Our clients have widely diverse needs and goals, hopes and dreams. What they have in common is concern for their financial future and an appreciation of the benefits of working with financial professionals.
Although we are a small firm, we are able to offer a full range of financial services for both individuals and businesses through our relationship with LPL Financial, the largest independent broker/dealer in the country*. LPL Financial provides us with deep administrative support, extensive research capabilities, and multiple investment opportunities for our clients. LPL Financial has no proprietary products, which enables our advisors to maintain our independence in making recommendations to our clients based first and foremost on their needs.
*As reported by Financial Planning magazine, June 1996-2015, based on total revenue.
|Firm Start Year:||1989|
|Name of Broker/Dealer:||LPL Financial|
|Name of Custodial Firm:||LPL Financial|
|States Licensed in:||AL, CA, DC, DE, FL, GA, MA, MD, MS, NC, NE, NJ, NV, NY, OH, PA, TN, TX, VA|
|Number of Years with Current Firm:||25|
|Work Experience:||Over twenty five years working with both individuals and businesses providing financial guidance, implementing financial plans, answering questions, etc.|
|I work with the following types of clients:||Non-Profit Organizations , Individual Investors , Businesses|
|Investment Types:||Alternative Investments , Stocks , Bonds , Mutual Funds , Exchange Traded Funds (ETFs) , Insurance , Annuities , Socially Responsible Investments (SRI)|
|I can meet clients in the following ways:||Via phone , At my office , At your office|
|Qualifications & Memberships|
|Insurance and Annuity Licenses:||Disability , Accident , Variable Life , Long Term Care , Variable Annuity , Life , Health , Annuity|
|Non-Financial Organization Memberships:||
Central Fairfax Chamber of Commerce,
Women Impacting Public Policy,
Women's Bar Association of the District of Columbia
|Firm's Number of Clients:||Over 100|
|Investment Advisor Representative:||Yes|
|Compliance Disclosures in Last 5 years:||I have a clean record|
|Criminal Disclosures in Last 5 years:||I have a clean record|
|Compensation & Fees|
|Fee Structure:||I am a Fee-Based financial professional|
|Minimum Portfolio Size for New Managed Accounts:||$250,000|
|Compensation Methods:||Commissions , Hourly , Flat Fee , Based on Assets|
|Fee % Based on Assets:||0.75-2.5|
|Minimum Fee Charged for Managed Accounts:||$5000|
|Minimum Fee Charged for Hourly Planning Accounts:||$2500|
|Organization:||Capitol Hill Association of Merchants&Professional|
|Position :||Gov't Relations Comittee Chair, Board of Directors|
Nazareth College of Rochester
September 1965-June 1969
State University of New York at Geneseo
September 1969-December 1970
New York Law School
September 1972-June 1976
Securities and Advisory Services offered through LPL Financial, a Registered Investment Advisor. Member
Maureen O'Brien has been an independent financial consultant for over twenty five years. Before entering the financial services field, she practiced law in New York City, gaining experience in estate planning, trusts, real estate, and other areas. Her experience as an attorney enables her to provide her clients with unique insight that sets her apart from most financial advisors.
Maureen has a Bachelor of Arts degree from Nazareth College of Rochester, a Master of Arts degree from the State University of New York at Geneseo, and a Juris Doctor Law degree from The New York Law School. Maureen graduated magna cum laude from New York Law, and received awards for excellence in Constitutional Law, Real Estate Law and Trusts and Estates. She successfully completed the CERTIFIED FINANCIAL PLANNING program and she has taken additional course work covering mortgages, structured products, variable annuities, and qualified retirement plans, among others. She holds a general securities (Series 7) registration held with LPL Financial and is an LPL Registered Principal.
Maureen brings a wealth of education, experience and good judgment to the table. She works very hard to make sure her clients' needs, goals and risk tolerance are fully understood, and that her advice and recommendations keep pace with her clients' changing circumstances. She is proud of the fact that her first clients, whom she started working with over twenty five years ago, remain clients today.
Financial Advice & Consulting
I provide general guidance, portfolio reviews, or information on a specific financial problem or issue on an hourly consulting basis. For clients seeking consultation only, we will discuss your concerns and questions in detail, and I will either address your concerns at that time or tell you what is involved in providing a complete answer or approach. In the interest of efficiency, initial fact-gathering can be done over the telephone and by providing me with copies of documents or statements that you want me to review. I will give you an estimate of the amount of time I think will be needed and the cost, and if you are satisfied, we will proceed from there.
Financial Planning for Individuals
I provide both comprehensive and single-issue financial planning services for clients, depending on your needs. After determining what you are looking for, I will give an estimate of the amount of time needed and the probable cost. I can provide detailed written plans that provide step by step actions and percentages for asset rebalancing, or a simple letter with recommendations. Once an estimate is given, the cost will not exceed that. Additional services are available at your request.
Financial Planning for Businesses
Services for business owners generally involve matters such as establishing a value for the business, providing funding for buy-outs between partners or co-owners, assisting with establishing employee benefit plans or executive compensation plans, and establishing qualified retirement plans. We provide services and/or resources in each of those areas. A complimentary initial consultation is the first step in exploring where your business is in its life-cycle and determining what assistance you as the owner are seeking. Recommendations on possible solutions are provided.
Sr. Financial Consultant
Private Wealth Manager
|Mon.||9:00 AM - 6:30 PM|
|Tue.||9:00 AM - 6:30 PM|
|Wed.||9:00 AM - 6:30 PM|
|Thu.||9:00 AM - 6:30 PM|
|Fri.||9:00 AM - 4:00 PM|