When the markets turn as volatile and confusing as they have over the past years, even the most
patient investors may come to question the wisdom of the financial plan and investment plan they've
We work with people that recognize the need for quality and straightforward advice, people who are serious about using their financial resources to seek identified goals, and people who would like professional help in making intelligent financial decisions and in taking appropriate action.
At Retirement Education Consultants, our independence allows us to give you the best of two very different worlds - the focused attention and commitment to client care that comes from being a small business, combined with the resources and research sophistication of the nation's largest independent broker/dealer.
We'd like to help if we can, and to that end, here's what we offer: By appointment, you're welcome to schedule an initial 15-minute phone meeting. We'll ask you to outline your financial goals, and what your investment portfolio is intended to do for you. Then we'll summarize our philosophies and our financial planning-based approach to working with our clients.
|Name of Broker/Dealer:||Commonwealth Financial Network|
|Number of Years with Current Firm:||16|
Qualifications & Memberships
|Insurance and Annuity Licenses:||Accident, Health, Life, Variable Annuity, Long Term Care, Variable Life|
|Investment Advisor Representative:||Yes|
|I am an acknowledged fiduciary:||Yes|
|Compliance Disclosures in Last 5 years:||I have a clean record|
|Criminal Disclosures in Last 5 years:||I have a clean record|
Compensation and Fees
|Fee Structure:||Fee-Based (Fee and Commissions)|
|Compensation Methods:||Commissions, Based on Assets|
|Additional Details on Charges:||Wealth Management Consulting based on the project and number of hours.|
OUR MISSION: At Retirement Education Consultants, we have a simple mission: to deliver the highest possible level of financial service using strategies and tools developed for each individual, family or institution with which we do business. We strive to achieve this mission while also achieving the highest possible level of service and integrity. Accordingly, our team goes out of its way to develop deep, long-lasting relationships that make each of our clients feel that they are our top priority at all times.
We start with a comprehensive financial review that incorporates your long-term goals and lifestyle needs into an estimate of how much money you require for your retirement. With an idea of your anticipated needs during your later years, we will devise retirement planning and retirement income growth strategies that help you build toward that goal.
Investment Management & Advice
"A Higher Standard of Care". We choose to work as Independent Accredited Investment Fiduciary Designees, putting your interests first. Protecting your long-term financial security begins with a written plan that includes strategies and real retirement portfolio solutions for your retirement income. Independence Matters: Our independence allows us to give you asset management advice we believe in. We work with people who recognize the need for quality, straightforward advice, are serious about using their financial resources to seek identified goals, and are open to time saving meetings in-home, by web-conference, or on the phone.