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George Salter II, CFP®, JD, MBA
Blossom Wealth Management, LLC

Tel: 925-833-9999
PO Box 125
Alamo, CA 94507
Blossom Wealth Management, LLC | Financial Advisor in Alamo ,CA

Knowledge. Competence. Discipline.


About George Salter II

George's education began when he earned a soccer scholarship to Dominican University of California in San Rafael. First, George pursued his Bachelor of Arts in Political Science. He then stayed at Dominican to study business, graduating with an MBA in International Finance/Sustainable Development. Realizing how often legal issues arise in the business world, George completed his education at the University of San Diego, School of Law. He earned his J.D. in December 2001. These graduate studies laid the foundation for the global investment program that George runs today. Whether working for a gold mine in Ghana, traveling extensively through Spain and Brazil, or learning about winegrowing in the Rhinegau region of Germany, George was constantly aware of the interconnected global economy. We believe that these experiences, combined with advanced research on behavioral finance during law school, have given George a truly unique perspective on financial planning and wealth migration.

George has been a financial advisor since February 2002. Over the years, he has assisted his clients and his colleagues clients in creating and implementing complex estate and business succession plans. He is a CERTIFIED FINANCIAL PLANNER", CFP®.

Today, George helps business owners, corporate executives, and other individuals manage their assets. Consistent with his sustainable background, George is an advisor who incorporates triple bottom line investment principles during portfolio creation. He believes that the companies able to compete in the 21st century will be conscious about how they impact society and the environment in addition to potentially being profitable financially.

Outside the office, George is active with several non-profits and community organizations. George is an adjunct faculty member at Dominican, teaching a personal finance course. He sits on two Business Advisory Boards: the first at his alma mater and the second at Benedictine College in Atchison, Kansas. In his free time, George is a soccer enthusiast, inspired chef, and house project extraordinaire. He and his wife Nicole live in Alamo, CA with their two sons, Heathcliff and Julian.


About Blossom Wealth Management, LLC

George helps families grow, utilize, protect and transfer their assets through comprehensive wealth planning.

Whether their assets are inherited, steadily accrued or the result of a business windfall, George and his team at Blossom empower their clients to make informed decisions during the ensuing growth phase.

Later when it is time to deploy their capital during retirement or philanthropy, accessible and thorough team is there to align the family's financial outlaws with their goals. We believe by taking the time to examine all of the available options, clients are confident that they are being effective stewards and maximizing the utility of the family's wealth.

At the end stage when it is time to prepare for passing on the financial stewardship, the Blossom team takes the time to meld the family's financial priorities with their ethics; thereby ensuring that the wisdom of the patriarch and matriarch will live on for future generations. We believe the most successful families understand that their portfolio decisions have a time scale far beyond the first generation.

The team at Blossom Wealth Management has over 70 years of experience guiding successful families through the wealth aggregation, use and transfer process. Our approachable team incorporates state of the art techniques to empower our clients to be fantastic stewards of capital for their families.

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General Information

Firm Start Year:   2009
No.of Employees:   2-4
Insurance License#:   CA OD64714 (George) & CA OF75024 (James)
Name of Custodial Firm:   Charles Schwab & Co Inc.
States Licensed in:   Series 79
Number of Years with Current Firm:   11
Work Experience:   Founder, CEO at Blossom Wealth Management Director, Clean Tech and West Coast Operations at Capistrano Global Advisory Services Adjunct Instructor, Business Department at Dominican University of California Assistant Coach at Mustang Soccer Council Member at International Business Advisory Council Private Wealth Management at Smith Barney Financial Advisor at Merrill Lynch Financial Advisor/Advisor Coach at Ameriprise Financial Advisors
Work with the following types of clients:   Non-Profit Organizations, Individual Investors, Businesses
Advisory Services Provided:   Tax Advice and Services, Financial Planning for Businesses, Financial Planning for Individuals, Education Funding and Planning, Money Management, Wealth Management, 401K Rollovers, Retirement Planning, Portfolio Management, Estate Planning & Trusts, Financial Advice & Consulting, Annuities, Insurance Planning, Risk Management

Services

Investment Types:   Options & Futures, Bonds, Stocks, Exchange Traded Funds (ETFs), Mutual Funds, Commodities, Mortgages & Real Estate, Insurance, Socially Responsible Investments (SRI)
Can meet clients in the following ways:   Your Office, Via Email, Via Phone, Our Office, Your Home, Video Conference

Qualifications & Memberships

Insurance and Annuity Licenses:   Variable Life, Annuity, Health, Life
Financial Organization Memberships:   Financial Planning Association (FPA)
Non-Financial Organization Memberships:   George's hobbies include running, mountain biking, and, especially, playing soccer. He and his wife, Nicole Davidson, recently celebrated their 5th wedding anniversary in Belize. They enjoy traveling, international cuisine, and hiking. George is also an Eagle Scout.

Firm Information

Firm's Number of Clients:   200+
Firm's Number of Planning Clients:   100+
Firm's Number of Managed Clients:   600+
Assets Managed by Firm:   160000000
Advisor's Number of Clients:   200+
Advisor's Number of Managed Clients:   684+
Advisor's Number of Planning Clients:   100+
Assets Managed by Advisor:   160 MM +

Compensation and Fees

Fee Structure:   Fee-Based
Minimum Portfolio Size for New Managed Accounts:   250000
Compensation Methods:   Commissions, Flat Fee, Hourly, Based on Assets
Fee % Based on Assets:   .10% to 1%
Hourly Rate:   250
Additional Details on Charges:   Based on Assets. There may be trading fees or internal manager fees depending on the strategy selected.

Board Positions

Organization :   Dominican University of California, San Rafael, CA
Position :   Dominican University of California Business School
Duration :   June 2013-June 2014

Education

Juris Doctor, LAW  - LAW   University of San Diego  - San Diego, CA
May 2014-May 2002
MBA, Pacific Basin Studies  - International Business   Dominican University of California  - San Rafael, CA
June 1997-June 1999
CFP, CERTIFIED FINANCIAL PLANNER  - Finance   American College for Financial Planning  - San Francisco, CA
January 2005- March 2005

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Financial Services

Financial Advice & Consulting

Analyze your present retirement plans, including company sponsored profit sharing, 401(k) and pension plans or self- employed arrangements and how they meet your projected retirement needs.

Financial Planning for Individuals

To make this process work we believe planner must be an excellent listener and be able to help you articulate your financial and personal goals. Then all the relevant data must be collected and analyzed. The planner then develops a plan for achieving your goals. Where I further differentiate my approach is that, I let you decide what involvement I will have in implementing your plan. It can vary from being available to answer questions, to showing you how to manage your own investments, or to implementing part or the entire plan for you. For more complex plans, I will make use of other professionals or work with your CPA, attorney or other financial professional.

Financial Planning for Businesses

If you're a business owner, we believe a retirement plan can be one of the most valuable employee benefits you offer. A retirement plan is not only a tax-efficient way to save for the future but also a powerful tool to attract and retain quality employees. Whatever the size of your company, a Blossom financial advisor can put you in touch with retirement plan specialists who can help you meet your needs.

Portfolio Management

Assist in developing a comprehensive asset allocation and marketplace diversification strategy that is tailored to your specific objectives. We also design custom individual stock portfolios.

Retirement Planning

As you approach your transition from the workforce, it is important to start planning in advance. We believe Blossom Wealth Management provides tools and resources to help you with the decision process for all your retirement savings needs.

401K Rollovers

Analyze your present retirement plans, including company sponsored profit sharing, 401(k) and pension plans or self- employed arrangements and how they meet your projected retirement needs.

Insurance Planning

We believe it is important to review existing life insurance contracts. Focus on ownership and beneficiary designation of contracts. Evaluate the cost/benefit relationship of you existing contracts. Determine whether contracts will avoid estate taxation. Determine whether or not your retirement objectives are attainable in the event of a long-term disability.

Annuities

Discuss asset management assistance needs for your family and illustrate how management flexibility can be made available to your family.

Estate Planning & Trusts

In our view it is important to analyze present estate distribution plan. Determine the effectiveness of your present plan and recommend changes as needed. Coordinate with your business succession plan.

Tax Advice and Services

Identify and discuss alternatives to reduce income tax liabilities, as they relate to your investments.

Education Funding and Planning

It is our goal to create a comprehensive education plan that compares various options to the 529 Plan and estimate College expenses.

Investment Advice & Management

We believe Blossom's investment advisory services are an integral component of our overall goals driven approach to advising our clients. We seek to provide you with returns that are consistent, competitive and in-line with your objectives. Clients typically are exposed to a level of risk that they need to take in order to meet their personal objectives and we limit risk by focusing on broad diversification and a disciplined approach.

Wealth Management

We believe in developing and executing an investment strategy that encompasses every aspect of your financial life can be challenging, particularly when you have substantial assets and sophisticated needs. A Blossom Wealth Management advisor will work with you to develop a strategy that can range from investment management and estate planning to trust administration and private foundation management.

Risk Management

Evaluate current investment strategy in relation to your objectives and personal risk tolerance and recommend reallocation of monies as needed. We further believe in stress-testing the strategy to fully understand risk.

Money Management

We believe it is important to develop a personal cash flow statement to anticipate future cash flow needs to identify the capacity for future wealth accumulation.


Faqs

Do you have a customer satisfaction or refund policy?

No. We however do believe customer service is a key to growing our business.

Why should I choose you as my financial advisor?

George Salter has a BA and MBA from Dominican University of California; JD from the University of San Diego, School of Law; and CFP® designation from the College for Financial Planning. James Salter has a BA and MBA from Dominican University of California and also holds the designation of Accredited Investment Fiduciary or AIF®. Craig's education began at California Polytechnic State University, San Luis Obispo. During his five years of college, he received two degrees, one in Financial Management as a B.S. and the other in Accounting from the Business School. Craig also has a Masters in Financial Services from Golden Gate University, he holds the CERTIFIED FINANCIAL PLANNER" or CFP® designation and has completed the Chartered Financial Analyst designation or CFA.

What are your qualifications? What is your education background?

Blossom Wealth Management works with a variety of clients. We understand that risk tolerance and time frame vary from one person to the next. We learn about each client so that we can design customized portfolios. We educate our clients on the investment landscape and demonstrate how diversified holdings blend together to form a cohesive portfolio. All this is achieved through our five step financial planning process.

How do you charge for your services?

We offer holistic wealth management strategies. Over the course of our relationship, we generally discuss financial planning, retirement goals, education planning, insurance needs, estate planning, portfolio management, and family values. We also specialize in the management and creation of individual stock investment strategies.

How are you compensated? How will I pay for your services?

We currently manage over 200 clients across three advisers.

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Disclosures

Blossom Wealth Management, LLC. is registered as an investment adviser with the United States Securities and Exchange Commission. Diversification does not guarantee a profit no protect against loss. Past performance is no guarantee of future results. ©2020 Blossom Wealth Management, LLC. The blossom logo is a trademark and service mark of Blossom Wealth Management, LLC or its affiliates and is used and registered throughout the world.

Disclaimer

Blossom Wealth Management, LLC. is registered as an investment adviser with the United States Securities and Exchange Commission. Diversification does not guarantee a profit no protect against loss. Past performance is no guarantee of future results. ©2020 Blossom Wealth Management, LLC. The blossom logo is a trademark and service mark of Blossom Wealth Management, LLC or its affiliates and is used and registered throughout the world.

Compliance

Registered Investment Advisor:

Yes


Acknowledged fiduciary:

Yes


Compliance Disclosures in Last 5 years:

Have a clean record


Criminal Disclosures in Last 5 years:

Have a clean record


Office Hours

wiseradvisor-balck-li-img Mon. 8:00 AM - 5:00 PM
wiseradvisor-balck-li-img Tue. 8:00 AM - 5:00 PM
wiseradvisor-balck-li-img Wed. 8:00 AM - 5:00 PM
wiseradvisor-balck-li-img Thu. 8:00 AM - 5:00 PM
wiseradvisor-balck-li-img Fri. 8:00 AM - 5:00 PM

Communities Served

Alameda Albany
Berkeley Castro Valley
Concord Danville
Dublin El Cerrito
El Sobrante Emeryville
Fremont Hayward
Hercules Lafayette
Livermore Martinez
Moraga Oakland
Orinda Pleasant Hill
Pleasanton Redwood City
San Francisco San Mateo
San Ramon Sunol
Walnut Creek All States & Internationally

Compensation Arrangements

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News & Events

Portfolio Manager Craig Braemer, CFA®, CFP®
When: 05/01/2018
Details:Craig's education began at California Polytechnic State University, San Luis Obispo. During his five years of college, he received two degrees, one in Financial Management as a B.S. and the other in Accounting from the Business School. He did this while playing soccer for three years for the Schools Division Two soccer team. After graduating, he worked a couple of years in the investment world at Merrill Lynch, but upon leaving Craig decided to improve his educational background further and build a solid financial and investment foundation for his future. While working at Franklin Templeton Investments, RWB Advisory Services and Fisher Investments over the coming 8 years; Craig improved his educational foundation during these eight years by starting and then completing his Masters in Financial Services from Golden Gate University, acquiring the CERTIFIED FINANCIAL PLANNER ...more

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