Do you have a customer satisfaction or refund policy?
In the 19 years we've been in business, we have lost very few clients. Our refund policy is simple, if we don't perform the work that we have agreed to, we will refund your money. Our Client Agreement goes into further detail on this.
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Why should I choose you as my financial advisor?
MBA, Global Management
BS, Business Administration (Finance & Economics)
CFA,CFP, RLP
Member, National Association of Personal Financial Advisors
Member, The Alliance of Cambridge Advisors
Member, CFA Society of San Francisco
Member, Financial Planning Association of San Francisco
Over 20 years of experience consulting individuals, families and small businesses with their finances.
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What are your qualifications? What is your education background?
We take a behavioral approach to financial planning. This means that we look at the overall picture of your finances and how they relate to your personal and family goals.
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How do you charge for your services?
Comprehensive financial planning which includes:
- Prioritizing Short and Long Term Needs
- Educational, Retirement & Estate Planning
- Liquidity Analysis
- Insurance Review (home, life, disability, liability, etc.)
- Employee Benefits & Compensation Review
- Small Business Coaching
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How are you compensated? How will I pay for your services?
We currently manage 90 clients.
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If you are going to manage my account, will you obtain my permission every time you buy or sell something?
All clients have an advisor and a para-planner working with them.
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How many clients do you currently manage?
We are a Fee-Only firm which means you pay for the services by an annual retainer. The retainer offers you unlimited access for questions via in-person meetings, phone calls and emails. We receive no commissions or incentives for any of the advice we provide.
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Will you be the only person working with me?
Yes.
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Do you offer any guaranteed results?
No.
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How much risk should I be willing to take?
That is a broad question. Risk should be relative to what we goal we are trying to achieve. We like to think of things like, do you want a 99% chance of retiring or a 50%. This better defines risk.
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Have you ever been charged with any breaches?
No.
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What services do you provide? What are your specialties?
Comprehensive financial planning which includes:
- Prioritizing Short and Long Term Needs
- Educational, Retirement & Estate Planning
- Liquidity Analysis
- Insurance Review (home, life, disability, liability, etc.)
- Employee Benefits & Compensation Review
- Small Business Coaching
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What is your experience? How many clients do you currently manage?
MBA, Global Management
BS, Business Administration (Finance & Economics)
CFA,CFP, RLP
Member, National Association of Personal Financial Advisors
Member, The Alliance of Cambridge Advisors
Member, CFA Society of San Francisco
Member, Financial Planning Association of San Francisco
Over 20 years of experience consulting individuals, families and small businesses with their finances.
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What financial institution(s) do you represent?
Not applicable.
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What is your approach to financial planning?
We are a Fee-Only firm which means you pay for the services by an annual retainer. The retainer offers you unlimited access for questions via in-person meetings, phone calls and emails. We receive no commissions or incentives for any of the advice we provide.
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What services do you offer?
We provide comprehensive financial planning, meaning that we look at everything that is involved with your financial picture. A lot of "financial advisors/planners" are strictly investment managers, but do not also review and take into consideration your earnings, your expenses, insurances, taxes, etc. and how all of these factors relate to your personal and family goals.
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What are your qualifications?
We manage 401K Plan Rollovers of all sizes for over 15 years.
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What is your approach to 401 K plan rollovers?
Our firm will assist in facilitating the 401K plan rollover from any institution.
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How long does the process of rolling over a 401K plan usually take?
Typically we see 401K plan rollovers complete within 1-2 weeks, depending on the other institution's requirements.
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What financial institutions do you represent?
We use TD Ameritrade Institutional as our primary custodian.
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How many years of experience do you have?
19 years
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What are your fees for this service?
The only fee would be the Annual Retainer fee which includes any 401K Plan Rollovers
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How many 401K rollover clients do you currently manage?
Over 75 clients
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Why should I roll over my 401K plan to your firm?
We are fee-only advisors, which means we do not sell any products nor take in any commissions. We are looking to manage assets in the client's best interest.
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