Kristie is a Certified Financial Planner and Wealth Advisor. She looks at each client's financial situation like a unique puzzle. She knows one approach won't work for every problem; that's why she takes the time to understand each client.
Since 2000, Kristie has worked with several well-known investment management firms. She founded Haven Wealth Mangement and deliberately chose to work as a Registered Investment Advisor because it aligns her interests with clients needs. She attained her CFP before the age of 40, less than 5% of first-time CFP holders are women under the age of 40. She holds her California life and health insurance licenses and has been a Certified Estate Planner since January 2014.
When she's not at work, Kristie loves traveling, snowboarding, scuba diving and spending time with her husband, Shane.
We offer financial planning, investment management and retirement planning for individuals and families. At HWM, we take time to listen carefully and identify your life goals, needs and priorities. We then develop a comprehensive financial plan that helps you address your important objectives for retirement, college planning, investment, tax minimization, equity reward strategies, wealth transfer, and other financial objectives.
We provide recommendations for plan implementation, continuously work with our clients to identify gaps in the plan as their lives evolve. Our mission is the help our clients make sound financial decisions that allow them to thrive.
Jennifer Wilson
Jennifer strives to provide excellent customer service. She enjoys building capacity and streamlining processes to ensure advisors can maximize their time in a client-facing role.
She received a bachelor's degree in managrial finance at East Carolina State University. Her passion for financial education and outreach brought her to Lubbock, TX where she received a master's degree in financial planning with a graduate certificate in charitable planning from the School of Financial Planning at Texas Tech University. Jennifer loves teaching and raising financial awareness in the community.
With a background working in the non-profit sector and academia, Jennifer has extensive administrative experience and strong organizational skills. As an Accredited Financial Counselor®, she understands the importance of working in a fiduciary environment and values building a positive rapport with clients.
General Information |
| Firm Start Year: | 2019 | |
| No. of Employees: | 2-4 | |
| Insurance License#: | OD58720 |
| Name of Custodial Firm: | Charles Schwab and Fidelity |
| States Licensed in: | CA |
| Number of Years with Current Firm: | 4 |
| Work Experience: | Opes Advisors (2014-2019), StanCorp Investment Advisors (2012-2014), Morgan Stanley (2010-2012), Ameriprise Financial (2004-2010), Morgan Stanley (2001-2003). |
| Work with the following types of clients: | Businesses, Individual Investors |
| Advisory Services Provided: | Financial Planning, Insurance Products & Annuities, Investment Advice & Management, Financial Advice & Consulting, Wealth Management, Risk Management, Education Funding and Planning, Financial Planning for Individuals, Tax Advice and Services, 401K Rollovers, Retirement Planning, Portfolio Management |
Services |
| Investment Types: | Annuities, Stocks, Bonds, Mutual Funds, Insurance, Alternative Investments, Exchange Traded Funds (ETFs) |
| Can meet clients in the following ways: | Our Office, Email, Phone, Video Conference |
Qualifications & Memberships |
| Insurance and Annuity Licenses: | Disability, Long Term Care, Life, Annuity |
Firm Information |
| Assets Managed by Firm: | $60,000,000 |
| Assets Managed by Advisor: | $60,000,000 |
Compensation and Fees |
| Fee Structure: | Fee-Based |
| Minimum Portfolio Size for New Managed Accounts: | $250,000 |
| Compensation Methods: | Based on Assets |
| Fee % Based on Assets: | 1 |
Board Positions |
| Organization : | Financial Planning Association of SF, San Francisco |
| Position : | Membership Co-chair |
| Duration : | 09/01/2022-Present |
Education |
| Bachelor of Arts - Mass Communication & Journalism | CSU Fresno
- Fresno, CA 08/15/1995-6/7/2000 |
Financial Services |
| Retirement Planning
We offer comprehensive retirement planning services to our clients, including budget projections, income expectations, probabilities of scenarios such as age at retirement or minimum monthly income target. We also explore optimizing efficiency such as roth conversions, social security analysis and long term care assessments. |
| Financial Planning for Individuals
Your financial plan is a living document. It's important that it gets updated to mirror the changes in your life. We partner with you via ongoing communications and regular meetings. This allows us to make the necessary adjustments as your financial situation evolves. |
| Portfolio Management
We offer comprehensive portfolio management for our clients. This allows our clients to delegate the entire task of portfolio creation, including risk assessment, allocation recommendations, tax loss harvesting and rebalancing. |
| 401K Rollovers
We offer education on the following strategies for those changing employers or considering retirement: Leave the money in the former employers plan, Rollover the assets to a new employer's plan, Rollover to an IRA; or cash out the account value. We will assist you in determining the right path for you |
| Education Funding and Planning
We offer Education planning to our clients to help reach the goal of funding education in the most tax efficient way possible. We explore tax advantaged accounts as well as income thresholds and academic scholarships to help target the right mix of instruments. |
| Wealth Management
We offer wealth management services which includes working closely with other professionals such as tax advisors, estate planning attorneys, health insurance and property casualty insurance specialists. We play the central organizer between all the parties to arrive at the most well coordinated plan between them all. |
| Financial Planning for Businesses
Entrepreneurs are in the unique situation of managing both their business and personal life. We partner with you and your other professionals to help grow and protect your assets. |
| Insurance Planning
We analyze and monitor your current insurance and make recommendations to address: Financial Protection, Asset Protection and Business Continuity. |
FAQs |
Do you have a customer satisfaction or refund policy?Yes, we do have a satisfaction policy. We aim to please, and generally our clients stick with us for the long term. In the event that a client chooses to move on, we certainly would not assess any penalties for taking your money to another firm. |
Why should I choose you as my financial advisor?I have 22 years of experience as an advisor, hold my Certified Financial Planner and Certified Estate Planner designations. I am an independent advisor with a fiduciary responsibility to my clients. I help clients overcome hesitancy around financial planning that is usually based on fear or lack of understanding. I can help provide clarity and implement the action plan. My mission statement is to create lasting financial transformations to help you thrive. |
How do you charge for your services?Fee based |
How are you compensated? How will I pay for your services?Investment management fee based on assets under managment, fee paid by institution directly for insurance and annuity business. |
If you are going to manage my account, will you obtain my permission every time you buy or sell something?No, we manage portfolios with discretionary trading permission. This allows us to select and change individual investments and rebalance the accounts. We will not make significant changes to the portfolio without completing an updated Investment Policy Statement. |
Disclosures |
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WiserAdvisor provides referrals to financial professionals. WiserAdvisor is not a current client of advisor or advisory services. Financial professionals pay cash compensation for these referrals, which creates the incentive for WiserAdvisor to make these referrals, resulting in a conflict of interest. |
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Additional Detailed Disclosures |
Disclaimer |
| Investment Advisory services offered through CreativeOne Wealth, LLC a Registered Investment Adviser. CreativeOne Wealth, LLC and Haven Wealth Management are unaffiliated entities. |
Investment Advisor Representative:
Yes
Compliance Disclosures in Last 5 years:
I have a clean record
Criminal Disclosures in Last 5 years:
I have a clean record
| Mon. | 9:00 AM - 5:00 PM |
| Tue. | 9:00 AM - 5:00 PM |
| Wed. | 9:00 AM - 5:00 PM |
| Thu. | 9:00 AM - 5:00 PM |
| Fri. | 9:00 AM - 5:00 PM |
| Check | Bank Transfer |
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