Hi, I'm Matthew Kelley. I'm a New Yorker by birth, and I spent most of my youth hiking the Adirondack mountains and playing lacrosse. My parents pushed me to work at a young age, and I learned that I didn't like working for others. So, at 14, I started my own landscaping business.
My grandfather introduced me to the financial markets at this time, and I began to buy stocks with my profits. This led me to seek an internship with one of the nation's first financial planning firms through my college years.
After college, I moved to Colorado to compete in snowboarding. I didn't do as well as I envisioned, so I decided that maybe snowboarding was not my competitive calling and began to look for what else interested me.
This led me back to financial planning. In 2004, I asked my wife if I could leave my well-paying job and start my own financial planning company while on our honeymoon. She trusted me those many years ago, and I never looked back.
Today, we've built an enduring and sustainable practice centered around helping our clients use their money to achieve their life's purpose for career, family, individual pursuits, retirement, and legacy. Life's not a rehearsal, and we keep this at the forefront of our advice.
Locally, I serve my community by coaching high school lacrosse and I've been doing this since 1999. I love planting leadership seeds to help our future generations to treat others with love and respect.
When I'm not working or enjoying my beautiful family, you will most likely find me doing one of the following:
At Gold Medal Waters, we are planners who proudly serve physicians and others with high current income, high earnings potential, or substantial assets. We guide our clients to achieve meaningful outcomes and help them build a better life, both now and in the future.
Our mission is pretty straightforward - we want to make sure that after each conversation, you feel an increase in control and a decrease in anxiety.
We believe that our client's future happiness depends on the work we do today. That proper financial planning and systematized investment management decreases negative stress and increases well-being, leading to better outcomes. That's why we're dedicated to pairing our clients with real people who deliver advice with warmth, understanding and privacy.
Gold Medal Waters, Inc. (GMW) is a fee-only financial advisory firm that serves individuals, families, foundations and company retirement plans such as 401(k)s and 403(b)s. We started out as a small independent firm in Boulder and recognize that the growth and success we are experiencing is a direct result of maintaining our core values and our focus on serving physicians.
GMW is a Registered Investment Advisor (RIA) located in the State of Colorado providing investment advisory services and related services for clients nationally. As of today, we mainly operate throughout Colorado and Illinois. With the aid of teleconferencing, our financial advisors and CFP®s increasingly work with clients all over the United States.
We maintain all applicable registration and licenses as mandated by the various states in which GMW conducts business, as applicable. GMW renders individualized responses to persons in a particular state only after complying with all regulatory requirements, or pursuant to an applicable state exemption or exclusion.
Areas Where We Can Help: Debt Management, Education Planning, Estate Planning, Practice Management, Retirement Income, Risk Management & Insurance, Investment Portfolios, Retirement Planning, Tax Planning, Asset Protection, Employee Benefits, Charitable Giving
Sam Flaten
CFP®, CHFC®
Dave Brown
CIMA®, CPWA®
Dave Day
CFP®
Maryan Jaross
AAMS®
Megan Kelley
General Information |
| Firm Start Year: | 2004 | |
| No. of Employees: | 5-9 | |
| Name of Broker/Dealer: | Not Applicable - We are a Registered Investment Advisor and a Fiduciary |
| Name of Custodial Firm: | Fidelity, Schwab, Altruist |
| States Licensed in: | All |
| Number of Years with Current Firm: | 20 |
| Work Experience: | Gold Medal Waters - 2004 to Present |
| Work with the following types of clients: | Non-Profit Organizations, Individual Investors, Businesses |
| Advisory Services Provided: | Financial Advice & Consulting, Investment Advice & Management, Estate Planning & Trusts, Insurance Products & Annuities, Portfolio Management, Retirement Planning, 401K Rollovers, Wealth Management, Money Management, Risk Management, Education Funding and Planning, Financial Planning for Individuals, Financial Planning for Businesses, Tax Advice and Services, Financial Planning |
Services |
| Investment Types: | Insurance, Annuities, Stocks, Bonds, Mutual Funds, Exchange Traded Funds (ETFs), We do not sell insurance., Mortgages & Real Estate, Socially Responsible Investments (SRI) |
| Can meet clients in the following ways: | Video Conference, Phone |
Firm Information |
| Firm's Number of Clients: | 150 |
| Firm's Number of Planning Clients: | 130 |
| Firm's Number of Managed Clients: | 150 |
| Assets Managed by Firm: | $175,000,000 |
| Advisor's Number of Clients: | 150 |
| Advisor's Number of Managed Clients: | 150 |
| Advisor's Number of Planning Clients: | 130 |
| Assets Managed by Advisor: | $175,000,000 |
Compensation and Fees |
| Fee Structure: | Fee-Only |
| Minimum Portfolio Size for New Managed Accounts: | $0 |
| Compensation Methods: | Flat Fee |
| Additional Details on Charges: |
GMW Wealth Management offers transparent, conflict-free pricing. Our pricing structure is designed to reflect the complexity of your financial situation and the value we create for you. We don't charge commissions or referral fees, so our only incentive is to provide you with the best possible advice to help you achieve your financial goals. Schedule a no-pressure consultation to learn more about our services and to see if we're a good fit for you. |
Education |
| Bachelors | Fairfield University
09/01/1993-05/01/1997 |
FAQs |
Do you have a customer satisfaction or refund policy?If things are not going as you expected, let's schedule a time to figure out a solution. |
Why should I choose you as my financial advisor?Before choosing to work with our firm, it is important to carefully consider whether you believe that the fee you pay us will be valuable in achieving the progress you seek. However, it is equally important to understand that we will also be assessing whether you are the right type of client for us. We value strong and mutually beneficial client relationships and believe that this is essential to achieving successful outcomes. |
What are your qualifications? What is your education background?We are proud to have a team of highly qualified financial advisors with more than 50 years of combined experience. Our advisors are the best in the business, and most of them hold the highest designation in the financial planning profession - Certified Financial Planners (CFPs). They also hold a variety of other major certifications, such as Chartered Investment Manager Analyst (CIMA), Certified Private Wealth Advisor (CPWA), and Chartered Financial Consultant (CHFC). These designations show just how dedicated our advisors are to providing you with the best possible financial advice. |
How do you charge for your services?We price our services based on an annual fee, with a minimum base price. The base price may be adjusted to reflect the management of complexities, value creation, and any 3rd party implementation costs. We believe that this pricing approach is aligned with its values of transparency, conflict-free advice, and no-pressure sales. By charging a flat fee, Our advisors are incentivized to provide the best possible advice to their clients, regardless of the size of their portfolio. We also offer no-pressure consultations so that prospective clients can learn more about the firm's services and pricing without feeling obligated to engage. |
How are you compensated? How will I pay for your services?We price our services based on an annual fee, with a minimum base price. The base price may be adjusted to reflect the management of complexities, value creation, and any 3rd party implementation costs. We believe that this pricing approach is aligned with its values of transparency, conflict-free advice, and no-pressure sales. By charging a flat fee, Our advisors are incentivized to provide the best possible advice to their clients, regardless of the size of their portfolio. We also offer no-pressure consultations so that prospective clients can learn more about the firm's services and pricing without feeling obligated to engage. Clients pay for our services from their investment accounts. |
Disclosures |
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WiserAdvisor provides referrals to financial professionals. WiserAdvisor is not a current client of advisor or advisory services. Financial professionals pay cash compensation for these referrals, which creates the incentive for WiserAdvisor to make these referrals, resulting in a conflict of interest. |
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Additional Detailed Disclosures |
Registered Investment Advisor:
Yes
Investment Advisor Representative:
Yes
Acknowledged fiduciary:
Yes
Compliance Disclosures in Last 5 years:
I have a clean record
Criminal Disclosures in Last 5 years:
I have a clean record
| Mon. | 9:00 AM - 5:00 PM |
| Tue. | 9:00 AM - 5:00 PM |
| Wed. | 9:00 AM - 5:00 PM |
| Thu. | 9:00 AM - 5:00 PM |
| Fri. | 9:00 AM - 1:00 PM |
| Aspen, Boulder, Breckenridge, Broomfield, Castle Rock, Centennial, Cherry Hills Village, Denver, Fort Collins, Frederick, Lone Tree, Steamboat Springs, Superior, Telluride, Vail, Nationwide |
FA's 2023 RIA Ranking
(7/14/2023)
The FA Ranking of RIAs is an annual ranking of the top 500 independent registered investment advisor (RIA) firms in the United States. The ranking is based on a variety of factors, including assets under management, growth rate, average assets per client, and number of clients.
FA's 2022 RIA Ranking
(07/15/2022)
The FA Ranking of RIAs is an annual ranking of the top 500 independent registered investment advisor (RIA) firms in the United States. The ranking is based on a variety of factors, including assets under management, growth rate, average assets per client, and number of clients.
FA's 2021 RIA Ranking
(7/16/2021)
The FA Ranking of RIAs is an annual ranking of the top 500 independent registered investment advisor (RIA) firms in the United States. The ranking is based on a variety of factors, including assets under management, growth rate, average assets per client, and number of clients.
FA's 2020 RIA Ranking
(7/17/2020)
The FA Ranking of RIAs is an annual ranking of the top 500 independent registered investment advisor (RIA) firms in the United States. The ranking is based on a variety of factors, including assets under management, growth rate, average assets per client, and number of clients.
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