Do you have a customer satisfaction or refund policy?
We strive to maintain "best in class" relationships and offer concierge like service to all clients.
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Why should I choose you as my financial advisor?
Paul O'Hara holds a CFP designation and is a member of CFP Board of Standards.
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What are your qualifications? What is your education background?
I believe individuals are best served by having a written financial plan to direct their path.
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How do you charge for your services?
I charge a fee based on assets under my management.
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How are you compensated? How will I pay for your services?
We are fee based financial advisors.
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If you are going to manage my account, will you obtain my permission every time you buy or sell something?
We can establish account management to suit your needs. Some clients wish to know everything that goes on while others do not want to be bothered with the details as long as they meet their objectives. Either is accepatable to us.
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How many clients do you currently manage?
We currently have 120 client relationships.
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Will you be the only person working with me?
You will have a team of well-seasoned professionals that will work collaboratively on your financial plan and investment management.
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Do you offer any guaranteed results?
We guarantee that we will work diligently to help you reach your financial goals and have systems in place to assure that the level of service we provide is second to none.
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How much risk should I be willing to take?
We have models that are scale-able to individual client needs. They range from conservative to aggressive. We will establish your level of risk tolerance and manage your assets inside your risk parameters.
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Have you ever been charged with any breaches?
No.
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What are your management fees?
My management fee is a percentage of client assets.
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What kind of plans do you specialize in?
We are able to provide advice on all types of retirement plans available.
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Do you have a minimum requirement for number of employees or total investment value?
None
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What type of plans do you offer?
IRA, Roth IRA, SIMPLE IRA, SEP IRA and Personal & Business 401(k) plans.
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Do you offer any additional services?
Our services are comprehensive and cover all aspects of financial planning.
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What services do you provide? What are your specialties?
Retirement Planning, Investment Management, Estate, Tax, Protection & Insurance planning.
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What is your experience? How many clients do you currently manage?
I have 25 years of Wall Street experience. I personally manage client portfolios.
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What financial institution(s) do you represent?
I am an independent adviser and not subject to selling any proprietary products or investment vehicles. My broker/dealer is LPL Financial, the leader in independent adviser services.
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What is your approach to financial planning?
I charge our firm takes painstaking efforts to make sure that your experience with us is second to none. This not only involves the financial aspects of planning but deals with those variables that help you live a fulfilled life. We are very personally connected to our clients and their families. a fee based on assets under my management.
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What services do you offer?
We offer managed equity & bond portfolio strategies, individualized income strategies that employ Bond, MLP, REIT, annuities and life insurance investments designed to help our clients meet their objectives.
We offer insurance services including long-term care insurance.
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What are your qualifications?
I hold my CFP designation and am a member of CFP Board of Standards.
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What is your approach to 401 K plan rollovers?
Planning first, product as a means to reach your financial objectives
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How long does the process of rolling over a 401K plan usually take?
2-4 weeks if the paperwork is in good order
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What financial institutions do you represent?
I am an independent adviser.
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How many years of experience do you have?
25 years of active experience as a financial adviser.
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What are your fees for this service?
30 bps to 175 bps depending on client needs and expectations
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How many 401K rollover clients do you currently manage?
Most of my current clients have an IRA that was rolled over from a company 401(k) program.
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Why should I roll over my 401K plan to your firm?
Our firm takes painstaking efforts to make sure that your experience with us is second to none. This not only involves the financial aspects of planning but deals with those variables that help you live a fulfilled life. We are very personally connected to our clients and their families
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