Because Edward is a fully independent financial advisor, he is able to truly shop the market for every available financial product and present the best options. It's a significant distinction for his clients. After working as an advisor for several major financial companies, He says, I realized my clients options were limited to those offered by my employers. I knew I could better serve people as an independent advisor. Edward has never looked back. I take advantage of my independent status, He explains, to find innovative options and then design custom investment portfolios with maximum growth potential and a minimum amount of risk.
Edward has a full compliment of securities licenses: 6, 7, 24 and 63, is an Investment Advisor Representative, a CFP®, Certified Financial Planner™ Professional CLU®, Chartered Life Underwriter® ChFC®, Chartered Financial Consultant® A former publisher and Indiana State and Midwest Regional chess champion, Edward has never done anything that brings him more satisfaction than helping retirees and high net worth individuals achieve peace of mind.
I believe in a comprehensive approach to financial planning and I'm a firm believer in diversification. As an independent financial planner, I am not limited to the products and services of any one company, I can truly shop the market and present my clients with the best options in the marketplace. I make sure my clients are informed, educated, and then advised, so they can make the right choices regarding their financial future.
Adviser not licensed in all States. Advisory Services are Provided through Creative Financial Designs, Inc., a Registered Investment Adviser, and Securities are Offered through cfd Investments, Inc., a Registered Broker/Dealer, Member FINRA & SIPC, 2704 South Goyer Road, Kokomo, IN 46902 765.453.9600
General Information |
| Firm Start Year: | 1986 | |
| No. of Employees: | 100-499 | |
| Insurance License#: | 1074390 |
| Name of Broker/Dealer: | CFD Investments, Inc. |
| Name of Custodial Firm: | National Financial Services |
| States Licensed in: | IAR |
| Number of Years with Current Firm: | 22 |
| Work Experience: | Over 30 Years. |
| Work with the following types of clients: | Individual Investors, Businesses |
| Advisory Services Provided: | Retirement Planning, 401K Rollovers, Wealth Management, Money Management, Education Funding and Planning, Financial Planning for Individuals, Portfolio Management, Financial Planning, Investment Advice & Management, Financial Advice & Consulting |
Services |
| Investment Types: | Bonds, Alternative Investments, Exchange Traded Funds (ETFs), Commodities, Insurance, Annuities, Stocks, Mutual Funds, Socially Responsible Investments (SRI) |
| Can meet clients in the following ways: | Phone, Your Home, Our Office, Your Office |
Qualifications & Memberships |
| Insurance and Annuity Licenses: | Variable Life, Long Term Care, Variable Annuity, Life, Health, Annuity, Accident, Casualty, Property, Disability |
Firm Information |
| Firm's Number of Clients: | 9200 |
| Firm's Number of Planning Clients: | 9200 |
| Firm's Number of Managed Clients: | 9200 |
| Assets Managed by Firm: | 1.15 Billion |
| Advisor's Number of Clients: | 200 |
| Assets Managed by Advisor: | $150,000,000.00 |
Compensation and Fees |
| Fee Structure: | Fee-Based |
| Minimum Portfolio Size for New Managed Accounts: | $250,000 |
| Compensation Methods: | Commissions, Flat Fee, Hourly, Based on Assets |
| Fee % Based on Assets: | 1 |
Disclosures |
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WiserAdvisor provides referrals to financial professionals. WiserAdvisor is not a current client of advisor or advisory services. Financial professionals pay cash compensation for these referrals, which creates the incentive for WiserAdvisor to make these referrals, resulting in a conflict of interest. |
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Additional Detailed Disclosures |
Registered Investment Advisor:
Yes
Registered Representative:
Yes
Investment Advisor Representative:
Yes
Acknowledged fiduciary:
Yes
Compliance Disclosures in Last 5 years:
Have a clean record
Criminal Disclosures in Last 5 years:
Have a clean record
| Mon. | 9:00 AM - 5:00 PM |
| Tue. | 9:00 AM - 5:00 PM |
| Wed. | 9:00 AM - 5:00 PM |
| Thu. | 9:00 AM - 5:00 PM |
| Fri. | 9:00 AM - 5:00 PM |
| Baroda | Berrien Center |
| Berrien Springs | Bremen |
| Bristol | Buchanan |
| Cassopolis | Constantine |
| Dowagiac | Eau Claire |
| Edwardsburg | Elkhart |
| Galien | Goshen |
| Jones | Lakeville |
| Lapaz | Middlebury |
| Milford | Mill Creek |
| Mishawaka | Nappanee |
| New Carlisle | New Paris |
| New Troy | Niles |
| North Liberty | Notre Dame |
| Osceola | Plymouth |
| Rolling Prairie | South Bend |
| Three Oaks | Union |
| Vandalia | Wakarusa |
| Walkerton | Wyatt |
| St. Joe | |
| Check | Money Order |
| Bank Transfer | |
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