" President and CEO of Gardey Financial Advisors
" Former officer in the United States Navy; was the Chief Engineer aboard a hydrofoil stationed in the Caribbean.
" Master of Business Administration degree in Finance and in Money and Financial Markets from Columbia University
" He is a Chartered Financial Analyst (CFA®), and a Certified Financial Planner (CFP®) professional.
" Jon is Past President of the Northeastern Michigan Estate Planning Council
" Serves on the Board of Directors of Covenant Healthcare System and on the Delta College Foundation Investment Advisory Committee.
" Is treasurer of his son's Boy Scout troop, enjoys racing sailboats and trains as a Taekwondo black belt.
" Lives in Freeland with his wife Cheri and their 2 sons. His two older daughters are attending SVSU and CMU.
Gardey Financial Advisors
Gardey Financial Advisors, an investment management and financial planning firm, founded in 1985
by Kim Gardey, has grown into a team of 18 associates including five Certified Financial Planner
professionals and a Chartered Financial Analyst. These professionals work to secure your
Our Advisors have backgrounds that include over 300 years of professional investment management
and financial planning experience. These professionals have additional experience in everything
from brokerage firms, corporate finance and bank trust departments to higher education,
insurance, and real estate. This ensures that you will receive only sound financial advice. We
work closely with our client's attorneys, tax preparers, and other professionals.
Gardey Financial Advisors services are provided on a fee basis with compensation solely through
fees paid directly to the firm by clients. Commissions are not accepted from any source.
Professional advice is provided but no products(i.e., stocks, mutual funds, insurance or
annuities) are ever sold. Gardey Financial Advisors believes there is a significant conflict of
interest if an advisor stands to gain financially from the purchase of any product that he or she
recommends to a client. Gardey Financial Advisors is a Fiduciary and the firm's compensation is
structured to ensure that all recommendations that are made are in the best interest of the
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Jonathan M Gardey
M. Gardey, CFA®, CFP®, President, Director of Research, and Chairman of the firms Investment Committee, is a graduate of the University of Wisconsin. He also earned a Master of Business Administration degree in Finance and in Money & Financial Markets from Columbia University, New York City. He is a Chartered Financial Analyst® charterholder and a Certified Financial Planner professional. Jon previously served as an officer in the U.S. Navy.
Robert M Whiting
Robert M. Whiting, Vice President and Financial Advisor, is a member of the Investment Committee and holds a Bachelor of Business Administration degree from Northwood Institute. Bob has spent over 30 years in trust administration and investment planning. In 1973, he joined Second National Bank of Saginaw (now Citizens Bank) serving as Vice President and Trust Officer where he held senior management positions in the fields of business development, personal trust administration, and retirement plan administration.
Thomas R Chisholm
Thomas R. Chisholm, CFP®, Financial Advisor and member of the Investment Committee, is a graduate of Saginaw Valley State University, summa cum laude, where he earned his Bachelor of Business Administration degree. Tom is a Certified Financial Planner professional, has worked in the investment field for over 24 years, and has taught courses in Finance at Saginaw Valley State University and has experience in real estate.
Melissa A. Seamon, CFP®, is a Financial Advisor for Gardey Financial Advisors. Melissa is a graduate, cum laude, from Saginaw Valley State University with a Bachelor of Business administration degree and is a Certified Financial Planner professional. She has been with the firm since 2001 and is a member of the Northeastern Michigan Estate Planning Council.
Lisa J. Whelton, CFP®, is Vice President, Administration and Financial Advisor for Gardey Financial Advisors. Lisa graduated from Saginaw Valley State University with a Bachelor of Business administration degree and is a Certified Financial Planner professional. Lisa has worked in the financial services industry for over 12 years and has experience in various areas. She is a member of the Northeastern Estate Planning Council and has been with the firm since 2006.