Joe Franciscone has been assisting clients with their financial needs for almost three decades.
Prior to joining LPL Financial, and starting Apollo Financial Advisors, Joe worked for Morgan Stanley, Credit Suisse, Merrill Lynch, and Wells Fargo for several years. His extensive experience in the business, through good markets and bad, makes Joe a great resource for navigating financial challenges and life events, delivering common sense advice one good decision at a time.
Joe assists High Net Worth Families & Business Owners manage their Wealth in a variety of ways including fee based financial planning, retirement & estate planning, investments, life insurance, and annuities. This diversity in product and practice allows Joe to work well with Attorneys, CPAs Doctors, Entrepreneurs, and Executives of all levels.
Residing in Fairfield, NJ, Joe is a graduate of Montclair State University where he earned a BS in Finance. His securities registrations include the 7 & 66 (held with LPL) as well as Insurance licenses including Life, Health, and Variable Insurance.
Joe is an avid reader and follower of Warren Buffett, Stephen Covey, Milton Friedman, Benjamin Graham, Peter Lynch, Charlie Munger, Jim Rohn & Dr. Jeremy Siegel. He is a longtime protégé of Drumming's Global Ambassador Dom Famularo. Joe is a Member of the Park Avenue Club and a Supporter of the Park Avenue Foundation in Florham Park, New Jersey. In his free time, Joe enjoys music, drumming, learning, sports, fine dining, and his dog.
Your Goals. Our Advice. Shaping Your Future One Good Decision At A Time.
General Information |
| Name of Broker/Dealer: | LPL Financial |
| Name of Custodial Firm: | LPL Financial |
| States Licensed in: | CA, DE, FL, NJ, NY, PA |
| Number of Years with Current Firm: | 3 |
| Work Experience: |
Throughout his career in Finance, Joe Franciscone has developed a disciplined process that relies on the diversity of his experience in both planning and advice. Relying on his patient and empathetic listening skills, Joe engages his clients in real world conversations by asking significant emotional and lifestyle questions. This dialogue lays the foundation for all future guidance and advice. Because of this process, Joe can fully understand his clients' feelings towards their assets and their relationship with their wealth. This information will ultimately shape their financial goals and behavioral decisions through retirements that often last two decades, or more. The discipline in adhering to this ongoing process of discovery, execution & reflection allows Joe to perform in both a creative and strategic manner while staying in touch with his client's feelings and most important goals. Frequent conversations form the cornerstone of any long-term advisory relationship and reviews that chart progress toward agreed upon goals are a necessary measuring stick for determining success. Because of these attributes, Joe has become a trusted advisor to Retirees, Doctor's, Attorney's, CPA's, Business Owners & Corporate Executives of all levels. His diverse skill set is well suited to complete this holistic, goal-oriented, process and the lifelong journey that this wealth represents. Financial solutions, both simple and complex, are often required to answer questions surrounding retirement income, generational wealth, portfolio management, philanthropic endeavors and a variety of other goals. The combination of IRA funding strategies, 401k distribution strategies, investment portfolios, trusts, life insurance, annuities, and other comprehensive retirement and estate planning tools may all be utilized at one time or another to provide coordinated solutions and/or strategies as they relate to this goal oriented advisory process. However, none of these things exist in a vacuum. It's that first conversation, that first step, that first goal that begins this disciplined repeatable process of discovery, execution & reflection that differentiates a great, successful, relationship from a mediocre experience that merely survives long enough to outlive its shortcomings. |
| Work with the following types of clients: | Individual Investors, Businesses, Non-Profit Organizations |
| Advisory Services Provided: | Investment Advice & Management, Insurance Products & Annuities, Financial Planning, Portfolio Management, Retirement Planning, 401K Rollovers, Wealth Management, Risk Management, Education Funding and Planning, Financial Planning for Individuals, Estate Planning & Trusts |
Services |
| Investment Types: | Mutual Funds, Stocks, Exchange Traded Funds (ETFs), Insurance, Annuities, Bonds, Options & Futures |
| Can meet clients in the following ways: | Phone, Our Office, Your Home, Video Conference, Your Office, Email |
Qualifications & Memberships |
| Insurance and Annuity Licenses: | Annuity, Disability, Life, Variable Annuity, Long Term Care, Variable Life, Health |
Compensation and Fees |
| Fee Structure: | Fee-Only |
| Minimum Portfolio Size for New Managed Accounts: | $250,000 |
| Compensation Methods: | Flat Fee, Based on Assets |
| Fee % Based on Assets: | 100% |
| Minimum Fee Charged for Managed Accounts: | $2500 |
| Minimum Fee Charged for Hourly Planning Accounts: | $2500 |
Education |
| Bachelor of Science - Finance | Montclair State University
- Upper Montclair, New Jersey 1990-1995 |
Disclosures |
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WiserAdvisor provides referrals to financial professionals of LPL Financial, LLC (LPL). WiserAdvisor is not a current client of LPL for brokerage or advisory services. Financial professionals of LPL pay WiserAdvisor cash compensation for these referrals, which creates the incentive for WiserAdvisor to make these referrals, resulting in a conflict of interest. LPL ADV 2A https://www.lpl.com/content/dam/lpl-www/documents/disclosures/A58.pdf Additional Detailed Disclosures |
Disclaimer |
| LPL Financial Representative offer access to Trust Services through The Private Trust Company N.A., an affiliate of LPL Financial. The financial professionals associated with LPL Financial may discuss and/or transact business only with residents of the states in which they are properly registered or licensed. No offers may be made or accepted from any resident of any other state.Securities and Advisory services offered through LPL Financial, a Registered Investment Advisor, Member FINRA and SIPC. |
Registered Investment Advisor:
Yes
Registered Representative:
Yes
Investment Advisor Representative:
Yes
Acknowledged fiduciary:
Yes
Compliance Disclosures in Last 5 years:
I have a clean record
Criminal Disclosures in Last 5 years:
I have a clean record
| Mon. | 9:00 AM - 6:00 PM |
| Tue. | 9:00 AM - 6:00 PM |
| Wed. | 9:00 AM - 6:00 PM |
| Thu. | 9:00 AM - 6:00 PM |
| Fri. | 9:00 AM - 6:00 PM |
| NY/NJ Metro area, California, Delaware, Florida , Pennsylvania. |
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