Richard A. Dougherty, CFP®, AIF®
President
Rick is the President of Echelon Wealth Advisors, LLC. He helps clients invest their assets to accomplish various objectives. Rick continues to work diligently to lead, grow and differentiate Echelon Wealth Advisors, LLC.
After graduating from St. John Fisher College, Rick went on to earn CERTIFIED FINANCIAL PLANNER™ Practitioner and Accredited Investment Fiduciary® designations. In addition, Rick holds his Series 7 and 66 FINRA licenses, as well as his Life, Accident and Health insurance certifications.
Rick is also deeply involved in the community, serving on the Executive Committee for the Small Business Council of Rochester. Rick Co-chairs their signature event, the Business Person of the Year Celebration, and serves on the Renee Tschetter Scholarship Golf Tournament Committee, and its philanthropic component, SBC Cares. Rick is also an active member of Rochester Rotary.
When he's not engaged in financial planning or helping clients, Rick enjoys spending time with his wife, two dogs, playing golf and watching Syracuse Basketball.
At Echelon Wealth Advisor, clients interests are our priority. We know that clients entrust us
with more than money; you trust us with your family's financial future. With that comes the
responsibility to listen, always put your interests first, and provide you with the tools and
resources to acheive your objectives.
We help our clients answer life's most important questions:
Will you have enough money to live independently for the rest of your life?
Do you understand how much retirement will cost and are you on track to meet your goals?
How do you efficiently leave your money to your family and not to the government?
We recognize there are no shortcuts in acheiving our clients objectives. By implementing
consistent processes in everything we do, Echelon is committed to providing great value.
Aleica Fisher Dougherty
CFP®
Alecia is a CERTIFIED FINANCIAL PLANNER™ practitioner with 11 years of experience advising clients. Her practice focuses on issues of pre- and post-retirement investment management, income and estate-distribution planning for individuals and families.
The CFP® designation is an imperative credential that is instrumental in her application of the comprehensive financial-planning process she uses with clients. Alecia is an alumnus of Xavier University and graduated Magna Cum Laude with a degree in Finance and Marketing. Alecia presently holds Series 7, 9/10 and 66 FINRA Licenses in addition to her Life, Accident and Health Insurance license.
Alecia is also a member the of Small Business Council and the Beta Gamma Business Fraternity. She serves as a mentor in the CFP Board WIN-WIN Mentoring Program which provides advice and support to prospective female CFP® professionals. In this role, she helps ensure that women who are interested in financial planning understand the unique benefits of the CFP® certification and receive guidance through the process.
Amanda McIntosh
After earning a Bachelor of Business Administration from Nazareth College with a concentration in Economics in 2008, Amanda began her career at Lincoln Financial Advisors. This proved to be a natural follow up to her formal education in finances, dealing with day to day applications of the principles studied at Nazareth College. Additionally, Amanda continued her formal education; earning her New York State Life, Accident, and Health Insurance license, FINRA Series 7, and is currently studying for her Series 63 securities license.
In her free time, Amanda enjoys spending time with family and friends, her families cottage on Keuka Lake, and traveling.
General Information |
| Firm Start Year: | 2003 | |
| No. of Employees: | 5-9 | |
| Insurance License#: | LA1144447 |
| Name of Broker/Dealer: | Cambridge Investment Research, Inc. |
| Name of Custodial Firm: | Pershing, NFS, Charles Schwab, Fidelity |
| Number of Years with Current Firm: | 11 |
| Work with the following types of clients: | Businesses, Investment Clubs, Individual Investors, Non-Profit Organizations |
| Advisory Services Provided: | Insurance Planning, Estate Planning & Trusts, Portfolio Management, Retirement Planning, 401K Rollovers, Education Funding and Planning, Financial Planning for Individuals, Tax Advice and Services, Annuities |
Services |
| Investment Types: | Alternative Investments, Exchange Traded Funds (ETFs), Bonds, Annuities, Insurance, Mutual Funds, Socially Responsible Investments (SRI) |
| Can meet clients in the following ways: | Our Office, Phone, Email, Your Office, Your Home |
Qualifications & Memberships |
| Insurance and Annuity Licenses: | Disability, Accident, Annuity, Life, Variable Annuity, Long Term Care, Variable Life |
| Non-Financial Organization Memberships: | Estate Planning Council of Rochester, Small Business Council of Rochester, Rochester Rotary |
Firm Information |
| Assets Managed by Advisor: | 137,000,000 |
Compensation and Fees |
| Fee Structure: | Fee-Based |
| Minimum Portfolio Size for New Managed Accounts: | $250,000 |
| Compensation Methods: | Based on Assets, Hourly, Commissions |
Board Positions |
| Organization : | Small Business Council, Rochester, NY |
| Position : | Golf Committee |
| Duration : | May 2013-Present |
| Organization : | Small Business Council of Rochester |
| Position : | Business Person of the Year Celebration (Co-chair) |
| Duration : | 01/01/2016-Present |
| Organization : | Small Business Council of Rochester |
| Position : | Executive Committee |
| Duration : | 01/01/2018-Present |
Education |
| Bachelor of Science - Business, Finance | St. John Fisher College
- Rochester, NY September 2003-May 2007 |
Financial Services |
| Financial Planning for Individuals
As a firm, we work with individuals in all aspects of finanical planning. We will help you create a strategy that is appropriate for whatever it is you are trying to accomplish (retirement, college, family assistance, income). |
| Portfolio Management
We will work with clients to identify goals, timeframes and risk thresholds. This is done by completing a questionnaire and backing into the appropriate asset allocation. |
| Retirement Planning
We help clients answer/plan for the following: Are you on track to meet your goals? Should you be saving more/less? Do you have a strategy in place to meet your monthly cash flow needs? Do you know what your company, Social Security and Medicare benefits are and how they fit into your overall strategy? Are you aware of required minimum distributions? |
| 401K Rollovers
We can assist clients with this process. It's typically a two step process. First you would have to establish an IRA with a financial firm, then request rollover documentation from your employer. |
| Insurance Planning
Insurance can be a very powerful tool, if uses appropriately. Based on your unique situation insurance may or may not be appropriate. |
| Annuities
Very similiar to insurance annuities are not for everyone. Based on your unique situation would dictate whether an annuity is beneficial for you. |
| Estate Planning & Trusts
As a firm, we employ an estate planning attorney. We can customize a solution based on your wishes. |
| Tax Advice and Services
We have a very good network of CPA's that we refer to. |
| Education Funding and Planning
Education funding can be very scary for some people. If done appropriately this can be done in a very effective manner. |
| Investment Advice & Management
Clients can engage us for advice on a flat fee basis. Assets do not have to be held with our firm to do business with us. |
Disclosures |
|
WiserAdvisor provides referrals to financial professionals. WiserAdvisor is not a current client of advisor or advisory services. Financial professionals pay cash compensation for these referrals, which creates the incentive for WiserAdvisor to make these referrals, resulting in a conflict of interest. |
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Additional Detailed Disclosures |
Disclaimer |
| Registered Representative, Securities offered throught Cambridge Investment Research, Inc., a Broker/Dealer, Member FINRA/SIPC. Investment Advisor Representative, Cambridge Investment Research Advisors, Inc., A registered Investment Advisor. Cambridge and Westminster are not affiliated. |
Registered Representative:
Yes
Investment Advisor Representative:
Yes
Acknowledged fiduciary:
Yes
Compliance Disclosures in Last 5 years:
Have a clean record
Criminal Disclosures in Last 5 years:
Have a clean record
| Mon. | 9:00 AM - 5:00 PM |
| Tue. | 9:00 AM - 5:00 PM |
| Wed. | 9:00 AM - 5:00 PM |
| Thu. | 9:00 AM - 5:00 PM |
| Fri. | 9:00 AM - 5:00 PM |
| Avon | Bloomfield |
| Brockport | Caledonia |
| Canandaigua | Churchville |
| Clifton Springs | Fairport |
| Farmington | Henrietta |
| Hilton | Honeoye Falls |
| Livonia | Macedon |
| Marion | Newark |
| Ontario | Palmyra |
| Rochester | Scottsville |
| Spencerport | Victor |
| Walworth | Webster |
| West Henrietta | Williamson |
| Lyons | |
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