What do you most enjoy about your work?
I most enjoy that the work I do has such a real and profound impact on our clients. I get to help people feel confident about their future and live fuller, less stressful lives.
As a CERTIFIED FINANCIAL PLANNER™ ( CFP ®), Nick is a recognized leader in helping clients align their finances with their life goals through modern wealth management.
His experience spans well over two decades and his expertise in retirement, investment and comprehensive planning solutions help ensure clients get the clarity, advice and support they need to make the most of their wealth.
His deep expertise combined with a truly personable approach is what sets Nick apart from a typical financial advisor. Nick believes that money is an important tool, and that modern wealth management is about aligning your resources and behavior with your goals. He serves as a trusted advisor who understands, cares about and is committed to helping you achieve the goals, experiences and outcomes that matter most to you.
Nick is an active member of the community and associates with the SPCA and Humane Society. When he's not serving clients or his community, Nick enjoys quality downtime with his family, as well as hiking, fishing, and local theater.
Over the years we have found that when people come to us they are looking for far more than financial planning and investment management.
People call on us when they have questions and are looking for answers. They seek us out when they have complexity yet yearn for simplicity. And, perhaps most of all, people come to us to turn their uncertainty into the clarity they need to manage their financial life with confidence.
Upon working with us, our clients feel informed and empowered, they have transformed their reluctance into results and they experience service that exceeds their expectations.
We have three core beliefs that serve as the bedrock of our work:
Lead with advice
One size does not fit all
Expertise matters
Our client-focused, time-tested approach delivers customized and comprehensive wealth planning seamlessly integrated with expert investment management and a boutique style that harkens to the days when everything was hand-crafted.
If you are looking for a more modern approach to wealth management, we invite you to learn more. If you are ready to tart a conversation, let's talk.
General Information |
| Firm Start Year: | 1997 | |
| No. of Employees: | 5-9 | |
| Name of Broker/Dealer: | Leigh Baldwin and Associates |
| Name of Custodial Firm: | Multiple |
| States Licensed in: | NY, FL, NC, SC, MO |
| Number of Years with Current Firm: | 21 |
| Work Experience: |
As a CERTIFIED FINANCIAL PLANNER™ (CFP ®), Nick is a recognized leader in helping clients align
their finances with their life goals through modern wealth management. His experience spans well over two decades and his expertise in retirement, investment and comprehensive planning solutions help ensure clients get the clarity, advice and support they need to make the most of their wealth. His deep expertise combined with a truly personable approach is what sets Nick apart from a typical financial advisor. Nick believes that money is an important tool, and that modern wealth management is about aligning your resources and behavior with your goals. He serves as a trusted advisor who understands, cares about and is committed to helping you achieve the goals, experiences and outcomes that matter most to you. |
| Work with the following types of clients: | Non-Profit Organizations, Individual Investors, Businesses |
Services |
| Investment Types: | Insurance, Annuities, Stocks, Bonds, Mutual Funds, Alternative Investments, Exchange Traded Funds (ETFs), Socially Responsible Investments (SRI) |
| Can meet clients in the following ways: | Video Conference, Phone, Our Office |
Qualifications & Memberships |
| Insurance and Annuity Licenses: | Variable Life, Annuity, Disability, Long Term Care, Variable Annuity, Life, Health, Accident |
| Financial Organization Memberships: | National Association of Insurance and Financial Advisors (NAIFA) |
Firm Information |
| Firm's Number of Clients: | 400 |
| Firm's Number of Planning Clients: | 300 |
| Firm's Number of Managed Clients: | 300 |
| Assets Managed by Firm: | $110,000,000 |
| Advisor's Number of Clients: | 200 |
| Advisor's Number of Managed Clients: | 175 |
| Advisor's Number of Planning Clients: | 175 |
| Assets Managed by Advisor: | $75,000,000 |
Compensation and Fees |
| Fee Structure: | Fee-Only |
| Minimum Portfolio Size for New Managed Accounts: | $100,000 |
| Compensation Methods: | Flat Fee, Based on Assets |
| Fee % Based on Assets: | .5%-1.5% |
| Hourly Rate: | N/A |
| Flat Fee Rate: | Varies |
| Additional Details on Charges: | Financial planning fees are based on the complexity of the client's financial picture. Asset management fees vary by complexity, account size, and determined in a collective manner with the clients. |
| Minimum Fee Charged for Managed Accounts: | .5% |
| Minimum Fee Charged for Hourly Planning Accounts: | N/A |
| Minimum Fee Charged for Flat Fee Accounts: | $500 |
FAQs |
Do you have a customer satisfaction or refund policy?Yes. |
Why should I choose you as my financial advisor?I have been providing financial planning advice for over 20 years and am a Certified Financial Planner™. My educational background is in finance and financial planning. |
What are your qualifications? What is your education background?I take a comprehensive, advice driven approach when helping clients reach their goals. I do not make recommendations without thorough analysis. |
How are you compensated? How will I pay for your services?I am a fee only advisor. I generally work on a flat fee or an assets under management approach. |
If you are going to manage my account, will you obtain my permission every time you buy or sell something?We manage portfolios on a discretionary basis. |
Disclosures |
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WiserAdvisor provides referrals to financial professionals. WiserAdvisor is not a current client of advisor or advisory services. Financial professionals pay cash compensation for these referrals, which creates the incentive for WiserAdvisor to make these referrals, resulting in a conflict of interest. |
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Additional Detailed Disclosures |
Acknowledged fiduciary:
Yes
Compliance Disclosures in Last 5 years:
Have a clean record
Criminal Disclosures in Last 5 years:
Have a clean record
| All. |
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