Neal began his career in 2007 working in Bend during the financial crisis and the great recession for Northwestern Mutual, a Life Insurance company. This experience helped refine his business as well as his personal financial planning. In 2012 Neal began working for Wells Fargo Advisors where he worked helping clients invest and plan. His experience at Wells Fargo Advisors amalgamized his investment philosophy as well as his conviction in the value of planning over product. In April of 2017, Neal joined Cascade Financial Strategies, an independent RIA, where his practice blossomed into what it is today.
Neal and his wife Lindsey, married since 2006, reside in Bend Oregon where he and his four kids (Lydia, Thomas, Hazel, and Miles) 20 chickens, 2 rabbits, 2 cats, 1 dog, a goose, 10 ducks, and a fish share life together. When he isn't working or at home he can be found running and biking the local trails and training for triathlons at the pool.
Who he is can be reflected in the people in his life he is most thankful for:
His wife and kids: I'm not sure where you end, and I begin.
His mom and dad, Janet and Thomas Richards: I am eternally grateful for you both.
Working associate, John Aspell: I owe you my career& thanks for taking a chance on me.
Authors Rene Girard, RC Sproul, Dave Ramsey, Nick Murray, Michael Kitces: These people have given me the lens through which I see the world.
Neal Richards is the CEO and author of Axiom Wealth Strategies. He founded Axiom in the desire to help families build true wealth. He believes that there are lasting principles to wealth building that, if understood and embraced, yield fruit in this life and in the lives to come. He believes these principles of wisdom are where true wealth resides. He named the firm Axiom, which means self-evidently true, with the hope of pointing to this wisdom and reveal where true wealth is found.
General Information |
| Firm Start Year: | 1922 | |
| States Licensed in: | OR, ID, TX |
| Number of Years with Current Firm: | 2 |
| Work Experience: |
Northwestern Mutual: 2007-2012 Wells Fargo Advisors: 2012-2017 Cascade Financial Strategies: 2017-2021 Axiom Wealth Strategies: 2021- Present |
| Work with the following types of clients: | Businesses, Individual Investors, Non-Profit Organizations |
| Advisory Services Provided: | Financial Advice & Consulting, Investment Advice & Management, Estate Planning & Trusts, Financial Planning, Retirement Planning, 401K Rollovers, Wealth Management, Money Management, Risk Management, Education Funding and Planning, Financial Planning for Individuals, Financial Planning for Businesses, Portfolio Management |
Services |
| Investment Types: | Mutual Funds, Exchange Traded Funds (ETFs), Stocks, Bonds, Options & Futures, Socially Responsible Investments (SRI) |
| Can meet clients in the following ways: | Phone, Our Office, Your Office, Our Offices, Video Conference, Email |
Firm Information |
| Advisor's Number of Clients: | 170 |
| Advisor's Number of Managed Clients: | 170 |
| Advisor's Number of Planning Clients: | 170 |
| Assets Managed by Advisor: | $56,000,000 |
Compensation and Fees |
| Fee Structure: | Fee-Only |
| Minimum Portfolio Size for New Managed Accounts: | $50,000 |
| Compensation Methods: | Flat Fee, Based on Assets, Hourly |
| Additional Details on Charges: | 1.5% under 500k 1.25% between 500k and 1M 1% between 1M and 3M 0.75% above 3M |
Disclosures |
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WiserAdvisor provides referrals to financial professionals. WiserAdvisor is not a current client of advisor or advisory services. Financial professionals pay cash compensation for these referrals, which creates the incentive for WiserAdvisor to make these referrals, resulting in a conflict of interest. |
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Additional Detailed Disclosures |
Disclaimer |
| Please see ADV documents provided by Axiom Wealth Strategies for full disclosure to the breadth of services provided and the method of delivery. If they have not been provided the ADV documents please call (541) 389-7777 option 3 and they will be given. |
Registered Investment Advisor:
Yes
Registered Representative:
Yes
Investment Advisor Representative:
Yes
Acknowledged fiduciary:
Yes
Compliance Disclosures in Last 5 years:
I have a clean record
Criminal Disclosures in Last 5 years:
I have a clean record
| Central Oregon, Bend, Redmond, Sisters, Prineville, Madras, and LaPine |
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