When you know your clients as individuals and you care about their future, you don't let the lack of proper planning or markets destroy their dreams without stepping in and saying, "We need to do something different." That's where Limerick Financial Group comes in; We believe that building and following the proper plan will protect your assets in the long run and is considered the most important part of our job.. We strive to minimize losses in years when the market turns down and equal or outperform the market in good years. This is where Limerick Financial Group's proper planning and managed risk investment programs come into play. Limerick Financial Group is an Financial Planning and Investment Management Firm. We work exclusively on a fee-basis. This approach takes commissions out of the equation and helps ensure that you receive objective advice that fits your particular needs and situation. It also means that we are here for you, and offer ongoing advice for your plan. Our planning and investment management services are personalized. We strive to know our clients and create plans that fit who they are and their specific financial situation. We are risk adverse. Our clients don't like to lose money. Neither do we. At the same time, we believe there are opportunities to profit in every market environment. Our investment approaches actively seek those opportunities. Limerick Financial Group, we are not afraid of change. Financial markets are continually changing. Asset classes and investment styles cycle in and out of favor. Economies evolve, new technologies emerge, governments and people make mistakes. Our plans update and change in real time in response to the market. This belief is a critical difference between Limerick Financial Group and traditional industry practice.
Charles Falco
BCA,BCE,BCM,CAS,CDS,CES,CFS,CIS,CSS,CTS, RFC
Chuck Falco is a well-known Financial Advisor and educator in Montgomery County who has been in the financial services industry for 40 years. In addition to many educational workshops and classes that he has conducted, he was the executive producer of Falco's Financial Strategies that aired on PCTV for two years.
Chuck received his BA in Finance from Temple University in 1984. After working in the financial industry for two years he realized that he needed to further his education to specialize in the industry. He received his masters degree from the Institute of Business and Finance (IBF). Chuck also has earned nine designations, three Board Certifications by the (IBF), and has been named to the National Registries.
He is a current member of the International Association of Registered Financial Consultants and National Association of Active Investment Managers. He is the President and Chief Investment Officer of "Limerick Financial Group, LLC".
Chuck is also a past member of the Ed Slott's Elite IRA Advisors Group as seen on PBS, National Social Security Advisors and the "H.S. Dent Economic and Demographic Advisory Group".
Ceida Branca
CAS,CES,CFS,CIS,CTS
Ceida Branca is a financial advisor at Limerick Financial Group. She received her Bachelor of Business Administration specializing in financial planning at Temple University. After graduation, Ceida passed the Series 65 exam. Ceida is now on the road to getting additional credentials and her Master of Science in Financial Services at the Institute of Business and Finance. She believes it is so important for individuals and families to understand all the obstacles and opportunities they have when it comes to their finances.
Credentials:
Bachelor of Business Administration in Financial Planning- Temple University
NASAA Series 65
Certified Annuity Specialist (CAS)
Certified Estate and Trust Specialist (CES)
Certified Fund Specialist (CFS)
Certified Income Specialist (CIS)
Certified Tax Specialist (CTS)
General Information |
| Firm Start Year: | 2006 | |
| No. of Employees: | 2-4 | |
| Insurance License#: | 403655 |
| Name of Custodial Firm: | Axos |
| States Licensed in: | PA |
| Number of Years with Current Firm: | 18 |
| Work Experience: | Chuck started in the industry on the risk management side of the business. Limerick Financial Group, LLC was started to give planning clients the opportunity to fund their Financial Plan with assets that were actively managed to help avoid down drafts in the market. |
| Work with the following types of clients: | Businesses, Individual Investors |
| Foreign Languages Serviced: | English |
| Advisory Services Provided: | Estate Planning & Trusts, Investment Advice & Management, Financial Advice & Consulting, Financial Planning for Individuals, Financial Planning for Businesses, Tax Advice and Services, Insurance Products & Annuities, Financial Planning, Portfolio Management, Retirement Planning, 401K Rollovers, Risk Management, Money Management, Wealth Management |
Services |
| Investment Types: | Mutual Funds, Bonds, Exchange Traded Funds (ETFs), Insurance, Annuities, Stocks, Socially Responsible Investments (SRI) |
| Can meet clients in the following ways: | Our Office, Phone, Video Conference |
Qualifications & Memberships |
| Insurance and Annuity Licenses: | Variable Life, Long Term Care, Variable Annuity, HMO, Life, Health, Annuity, Accident, Casualty, Property, Disability |
Firm Information |
| Firm's Number of Clients: | 100 |
| Firm's Number of Planning Clients: | 100 |
| Firm's Number of Managed Clients: | 100 |
| Assets Managed by Firm: | $58,000,000.00 |
| Advisor's Number of Clients: | 100 |
| Advisor's Number of Managed Clients: | 100 |
| Advisor's Number of Planning Clients: | 100 |
| Assets Managed by Advisor: | $58,000,000.00 |
Compensation and Fees |
| Fee Structure: | Fee-Only |
| Minimum Portfolio Size for New Managed Accounts: | $500,000 |
| Compensation Methods: | Based on Assets |
| Fee % Based on Assets: | Tiered |
| Additional Details on Charges: | Fees are currently charged on assets under management. |
Financial Services |
| Financial Planning for Businesses
Most business owners are so busy dealing with the day to day struggles of running a business, that they often over look the benefits that they should be implementing for themselves and their employees. The plans are only as good as their success. |
| Financial Planning for Individuals
At Limerick Financial Group, we are not afraid of change. Financial markets are continually changing. Asset classes and investment styles cycle in and out of favor. Economies evolve, new technologies emerge, governments and people make mistakes. Our plans update and change in real time in response to the market. This belief is a critical difference between Limerick Financial Group and traditional industry practice. |
| Financial Advice & Consulting
This is an important part of the "Financial Planning" process. |
| Portfolio Management
We believe there are opportunities to profit in every market environment. Our investment approaches actively seek those opportunities. |
| Retirement Planning
When you know your clients as individuals and you care about their future, you don't let the lack of proper planning or markets destroy their dreams without stepping in and saying, "We need to do something different." That's where Limerick Financial Group comes in; We believe that building and following the proper plan will protect your assets in the long run and is considered the most important part of our job |
| 401K Rollovers
We can help you rollover your 401k plan to a more beneficial plan if you are retired. if you are not retired, then you may still be eligible for in-service withdraws to roll out to another plan. |
| Insurance Planning
This is an important part of the "Financial Planning" process. |
| Annuities
The annuities that we use in our planning are fee based, no commission, 100% liquid, no surrender charges, and managed like our regular portfolios. |
| Estate Planning & Trusts
We have an Estate Planning Attorney in the office to handle all Estate plans, Estate Settlement, and Medicaid issues. |
| Tax Advice and Services
Our CPA's office works closely with us to help the clients do tax forward planning and filing. |
| Investment Advice & Management
This is an important part of the "Financial Planning" process. |
| Wealth Management
Our planning and investment management services are personalized. We strive to know our clients and create plans that fit who they are and their specific financial situation. We are risk adverse. Our clients don't like to lose money. Neither do we. |
| Risk Management
Our risk management mitigates the potential for huge losses on a portfolio. |
| Money Management
Active Management! We strive to minimize losses in years when the market turns down and equal or outperform the market in good years. |
FAQs |
Do you have a customer satisfaction or refund policy?A customer satisfaction or refund policy is needed if you have a lot of unhappy customers that you are not meeting their expectations. Our process is designed to manage expectations and educate clients, if we feel that our programs are not right for someone we will not extend and invitation to participate. We currently have over a 95% retention rate with current clients, and if there is the exceptional case that someone wants to leave or we terminate a client; then the fees are pro-rated. |
Why should I choose you as my financial advisor?"One of the things that upset me the most in 2008 was when a new client came in and showed me a portfolio with long-term investment positions that are down 50-60-70% and told me that they were going to have to work another 6 to 7 years until they could retire to make this up. That tells me right away they either do not have a proper Financial Plan in place or they believe that everything you do in the accumulation phase of life will work through retirement; which could not be further from the truth. As a fiduciary, that is why we produce Financial and Income Plans that do what is in the best interest of our clients." |
What are your qualifications? What is your education background?Chuck Falco is a well-known Financial Advisor and educator in who has been in the financial services industry for 40 years. In addition to many educational workshops and classes that he has conducted, he was the executive producer Falco's Financial Strategies that aired on PCTV for two years. Chuck received his BA in Finance from Temple University in 1984. He received his masters degree from the Institute of Business and Finance (IBF). Chuck also has earned nine designations, three Board Certifications by the (IBF), and has been named to the National Registries. He is a current member of the International Association of Registered Financial Consultants and National Association of Active Investment Managers. He is the President and Chief Investment Officer of Limerick Financial Group, LLC. Chuck is also a past member of the Ed Slott's Elite IRA Advisors Group as seen on PBS, National Social Security Advisors and the H.S. Dent Economic and Demographic Advisory Group. |
How do you charge for your services?Fee only: Our fees are taken directly from the investment accounts under management on a quarterly basis. |
How are you compensated? How will I pay for your services?Fee Only: Our fees are taken directly from the investment accounts under management on a quarterly basis. |
Disclaimer |
| This is not an offer to buy or sell securities. Past performance is no guarantee of future results. You may have a gain or loss when selling an investment. Not FDIC insured. Not bank guaranteed. Always ask for and examine an advisory agreement, part 2A brochure and part 2B disclosure before investing. Limerick Financial Group, LLC does not offer tax or legal advice. Always consult a professional for your specific needs. |
Registered Investment Advisor:
Yes
Investment Advisor Representative:
Yes
Acknowledged fiduciary:
Yes
Compliance Disclosures in Last 5 years:
I have a clean record
Criminal Disclosures in Last 5 years:
I have a clean record
| Mon. | 9:00 AM - 4:00 PM |
| Tue. | 9:00 AM - 4:00 PM |
| Wed. | 9:00 AM - 4:00 PM |
| Thu. | 9:00 AM - 4:00 PM |
| Fri. | 9:00 AM - 4:00 PM |
| PA | DE |
| NJ | |
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