Teaching and training are fundamentals of Bill's professional and personal life, both as a financial advisor and a coach.
After receiving an undergraduate degree from La Salle University and a graduate degree from Temple University, he returned to both colleges as an adjunct professor.
He later took a position in the Training and Learning Department with investment firm Janney Montgomery Scott in Philadelphia, sitting for his series 7 (securities license). Within this role, he soon learned the need for comprehensive, fee-only financial planning and was encouraged by his manager to pursue an advisory career - that was in 2010. And he has never looked back.
Bill has since built his practice client-by-client, beginning with Ameriprise Financial Services in 2016 and continuing with his role as Managing Partner with Vericrest Private Wealth beginning in 2023; he has consistently been named a Five Star Wealth Manager.
He has completed the Financial Planning Program at The American College and holds the CERTIFIED FINANCIAL PLANNER™, Certified Divorce Financial Analyst™, and Accredited Portfolio Management Advisor" designations, as well as the Series 65 Uniform Investment Advisor license.
Bill is a former Executive Board Member of the Langhorne Athletic Association, where he continues to coach baseball; he has been involved in the organization since 2008. He has also served on the board for the Newtown Rock Softball Association where he coached softball for 7 years (2015-2022).
Currently, Bill is an Executive Board Member for the Lower Bucks Chamber of Commerce and the Going Beyond Assistance Program.
Vericrest Private Wealth is an independent, fee-only financial advisor located in Bucks County, Pennsylvania serving the local area and beyond.
We offer complete investment management and financial planning services. Vericrest derives its investment strategy from many decades of academic research and generally constructs portfolios with passive indexes like exchange-traded funds (ETFs).
We are a fiduciary financial advisor firm and as such we follow the highest possible standard of care in our treatment of our clients. Every client receives a financial plan that is used as the financial "road map" to help guide recommendations on taxes, retirement, estate matters, cashflow and investments. Financial planning services are included in the management fee.
General Information |
| No. of Employees: | 2-4 | |
| Name of Custodial Firm: | Charles Schwab, Fidelity |
| States Licensed in: | All |
| Work with the following types of clients: | Individual Investors, Businesses |
| Advisory Services Provided: | Estate Planning & Trusts, Investment Advice & Management, Financial Advice & Consulting, Financial Planning, Portfolio Management, Retirement Planning, Wealth Management, Money Management, Risk Management, Education Funding and Planning, Financial Planning for Individuals, Financial Planning for Businesses, Tax Advice and Services, 401K Rollovers |
Services |
| Investment Types: | Stocks, Bonds, Options & Futures, Exchange Traded Funds (ETFs), Alternative Investments, Mutual Funds, Commodities, Socially Responsible Investments (SRI) |
| Can meet clients in the following ways: | Phone, Email, Our Office, Video Conference |
Firm Information |
| Firm's Number of Clients: | 75 |
| Firm's Number of Planning Clients: | 75 |
| Firm's Number of Managed Clients: | 75 |
| Assets Managed by Firm: | $120,000,000 |
Compensation and Fees |
| Fee Structure: | Fee-Only |
| Minimum Portfolio Size for New Managed Accounts: | $500,000 |
| Compensation Methods: | Based on Assets, Flat Fee |
Board Positions |
| Organization : | Lower Bucks County Chamber of Commerce |
| Position : | Committee Chair |
| Duration : | 05/2017-Present |
| Organization : | Going Beyond Assistance, Bensalem, PA |
| Position : | Executive Board |
| Duration : | 01/2019-Present |
Education |
| Bachelor's Degree | La Salle University
- Philadelphia, PA 09/1992-05/1996 |
| Master's Degree | Temple University
- Philadelphia, PA 8/2008-1/2000 |
| Financial Planning and Services | The American College of Financial Services
05/2012-09/2013 |
| CERTIFIED FINANCIAL PLANNER (TM) | CFP Board of Standards
05/2012-09/2013 |
Financial Services |
| Financial Planning for Individuals
Every client receives a financial plan. Following our initial meeting to establish your financial goals, your financial data is gathered and analyzed to determine your financial situation. A financial plan is then developed with recommendations on how best to meet your goals. Financial planning services are included in the management fee. |
| Financial Advice & Consulting
Our investment philosophy is grounded in decades of research. Our service is personalized and reasonably priced. Our advice is free of conflicts. We have the experience, credentials, objectivity, and work ethic to help clients achieve their goals. |
| Portfolio Management
Vericrest's investment philosophy is rooted in Nobel Prize winning research. Our strategy is guided by Asset Allocation, Efficient Market Theory, Modern Portfolio Theory, and Diversification. |
| 401K Rollovers
When transitioning jobs, you're often faced with decisions regarding your 401(k) plan. Typically, you have four options available: cashing it out, leaving it with your former employer, transferring it to your new employer's plan (if available), or executing a 401(k) rollover to an individual retirement account (IRA). Among these choices, a rollover to an IRA emerges as one of the most advantageous routes due to several reasons. I'm happy to review and discuss with you. |
| Estate Planning & Trusts
We incorporate estate planning and taxes into planning and investment discussions with clients. However, we believe it is important to stick to our core competencies. We recommend estate planning work to be handled by qualified attorneys and tax preparation services by qualified tax accountants. Keeping these services separate ensures there is no conflict of interest. |
| Tax Advice and Services
Maximizing after-tax money while minimizing federal, state and local taxes is our focus. We utilize several strategies both from a financial planning and estate planning standpoint to make sure you keep as much as possible. |
| Investment Advice & Management
First, the purpose of a client's investment portfolio must take into account the client's financial goals, risk tolerance, needs for current liquidity, and tax considerations. Vericrest Private Wealth is a fiduciary financial advisor firm and as such we follow the highest possible standard of care in our treatment of our clients. |
FAQs |
Why should I choose you as my financial advisor?Our investment philosophy is grounded in decades of research. Our service is personalized and reasonably priced. Our advice is free of conflicts. We have the experience, credentials, objectivity, and work ethic to help clients achieve their goals. |
What are your qualifications? What is your education background?Bill has completed an undergraduate degree at La Salle University and a graduate degree at Temple University. He has completed the Financial Planning Program at The American College and holds the CERTIFIED FINANCIAL PLANNER™, Certified Divorce Financial Analyst®, and Accredited Portfolio Management Advisor" designations, as well as the Series 65 Uniform Investment Advisor license. |
How do you charge for your services?We are a fee-only Registered Investment Advisor (RIA). Because we are fee-only advisors, conflicts of interest regarding compensation are removed. We work directly for our clients. |
How are you compensated? How will I pay for your services?We are a fee-only Registered Investment Advisor (RIA). Because we are fee-only advisors, conflicts of interest regarding compensation are removed. We work directly for our clients. |
How many clients do you currently manage?Currently, we work with 75 families. We have limited availability to add new clients each year and are, therefore, very selective about adding new relationships. |
Disclosures |
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WiserAdvisor provides referrals to financial professionals. WiserAdvisor is not a current client of advisor or advisory services. Financial professionals pay cash compensation for these referrals, which creates the incentive for WiserAdvisor to make these referrals, resulting in a conflict of interest. |
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Additional Detailed Disclosures |
Disclaimer |
| Vericrest Private Wealth LLC ("Vericrest") is an SEC registered investment advisory firm. The information provided herein should not be construed as personalized investment advice and should not be considered as a solicitation to buy or sell any security or investment advisory service. Past performance is no guarantee of future results, and there is no guarantee that future investments will be profitable. While we believe that third party information provided is accurate, Vericrest does not guarantee or otherwise warrant such information. For more information please contact Vericrest or refer to the Investment Adviser Public Disclosure website (www.adviserinfo.sec.gov) to review important disclosures about our firm. |
Registered Investment Advisor:
Yes
Investment Advisor Representative:
Yes
Acknowledged fiduciary:
Yes
Compliance Disclosures in Last 5 years:
I have a clean record
Criminal Disclosures in Last 5 years:
I have a clean record
| Mon. | 8:00 AM - 6:00 PM |
| Tue. | 8:00 AM - 6:00 PM |
| Wed. | 8:00 AM - 6:00 PM |
| Thu. | 8:00 AM - 6:00 PM |
| Fri. | 8:00 AM - 6:00 PM |
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