Brad and his wife Carla live in Loris, SC and have been married for 21 years. He received his undergraduate degree from Clemson University and in 1995 attained a Series 6 and Series 63 Securities License as well as attended Trident University and The American College to obtain his insurance license and become certified by the LUTC in "Advanced Estate Planning". Brad has also graduated from Duke University's CFP (Certified Financial Planner) program. He is currently completing Harvard Business School's CORe program. The program focuses on Business Analytics, Economics for Managers, as well as Financial Accounting. Mr. Tunnell anticipates completing the curriculum mid-2020.
Many advisers are compensated by commissions. This could possibly influence the advice that is provided. Therefore, he also holds a Series 65 Securities License and is bound to a "Fiduciary" duty as opposed to a "Suitability" duty. This is a very important distinction.
Understanding that clients are in different stages of their lives is very important. They may be purchasing their first home, financing a child's college education, planning for retirement, or protecting and growing their savings while in retirement. We believe that a financial plan must reflect their personal situation.
Safer Solutions with Growth Opportunities for savings including IRAs as well as Non-qualified funds:
Social Security Reports
22 Years of Experience
Undergraduate Degree from Clemson University,
Duke University CFP Certification,
Harvard Business School (online) CORe (currently enrolled)
Retirement
401(k)
College Planning
Estate Planning
Investment & Wealth Management
Key Man Business Planning
Buy-Sell Business Planning
General Information |
| Firm Start Year: | 1997 | |
| No.of Employees: | 2-4 | |
| Insurance License#: | 125864 |
| Name of Custodial Firm: | TD Ameritrade (Securities) |
| States Licensed in: | SC, NC |
| Number of Years with Current Firm: | 20 |
| Advisory Services Provided: | Portfolio Management, Estate Planning & Trusts, Insurance Planning, Annuities, 401K Rollovers, Financial Planning for Businesses, Financial Planning for Individuals, Education Funding and Planning |
Qualifications & Memberships |
| Insurance and Annuity Licenses: | Long Term Care, Accident, Life, Annuity, Health, Disability |
Education |
| Professional Certification - CFP Designation | Duke University
Graduation -2016 |
| Undergrad - Bachelor of Science | Clemson University
Graduation - 1995 |
| Certification: CORe - Bus Analytics, Econ for Managers, Fin Accounting | Harvard Business School
- Online 11/2019- |
Financial Services |
Financial Planning for IndividualsWe enjoy meeting with individuals and helping them with common issues such as retirement income planning including when to take Social Security Benefits and IRA Distributions. Another common question that we address is how to efficiently transfer wealth from one generation to another without giving up control. |
Financial Planning for BusinessesWe help business owners take advantage of strategies that address common problems such as business continuation and key man protection. A comprehensive approach helps to ensure that important details do not go undetected. |
Portfolio ManagementThe strategy of buy and hold may no longer be the most effective method of obtaining compound returns. In the first decade of the 21st century, investors endured significant losses following the attacks on 9/11 then a slow rebound only to suffer a financial meltdown in 2008. Not only did common investors not enjoy compound returns, they are only recently breaking even. We use tactically managed models to bring a more proactive approach to portfolio management and significantly reduce the risk of excessive losses. |
401K RolloversIt is common for employees to blindly guess the allocations within a 401(k). Rolling a 401(k) into an IRA allows the client to have much more control over their retirement. Having a professional wealth manager help you decide the allocation of your retirement savings can have a very positive affect on the accumulation and distribution phases. |
Insurance PlanningWe have a staff of professionals to help with, Long Term Care, Disability, and Life Insurance needs. None of us want to be "sold" insurance. Therefore, if the client requests this information then we will be happy to provide it. |
AnnuitiesSome Variable Annuities have very high fees associated with them. We help clients to identify if they are currently paying excessive fees and how to avoid them. |
Estate Planning & TrustsWe work closely with the client's CPA and Estate Planning Attorney to prepare a comprehensive estate plan. If the client does not have a current CPA or attorney that is proficient in estate planning techniques, then we can recommend several that we have worked with in the passed. |
Education Funding and PlanningEducation Funding & Planning is a dilemma that causes many parents significant anxiety. We have a team of professionals that specialize in helping parents put together a plan that provides a solution to this very important problem. |
Risk managementMany of our models utilize tactical risk management. This approach allows us to move into alternative portfolio holdings that tend to appreciate when the stock market suffers a correction. This has been very effective in reducing losses during bear markets. Many of our models enjoyed significant gains during the recent bear markets. Please allow us to show you how we accomplished this |
Faqs |
Why should I choose you as my financial advisor?Protect & Grow (Tactical Risk Management) |
What are your qualifications? What is your education background?Undergraduate Degree - Clemson University Post - Graduate Credentials - The American College, LUTC - Advanced Estate Planning Post - Graduate Credentials - Duke University, CFP Program |
How are you compensated? How will I pay for your services?Some Assets Under Management (AUM) are fee based. Some provide no compensation. Disability, Long Term Care, Life Insurance, as well as Annuities are commission based and are paid by the issuing insurance company's general account. |
If you are going to manage my account, will you obtain my permission every time you buy or sell something?We are fortunate to have a staff of professionals including attorneys, CPA's, and money managers available to all of our clients. |
Do you offer any guaranteed results?Many financial products are guaranteed and some are not. Give us a call and we will be happy to provide those details. |
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Mon. | 9:00 AM - 5:00 PM |
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Tue. | 9:00 AM - 5:00 PM |
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Wed. | 9:00 AM - 5:00 PM |
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Thu. | 9:00 AM - 5:00 PM |
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Fri. | 9:00 AM - 5:00 PM |
| Calabash | Conway |
| Georgetown | Little River |
| Longs | Loris |
| Murrells Inlet | Myrtle Beach |
| North Myrtle Beach | Pawleys Island |
| Wilmington | |
Television Interview
When: 05/25/2016
Details:Brad Tunnell was interviewed on syndicated financial
talk show "Right On The Money".
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