Brad, Carla, Alex and Tucker (puppies), live in Loris, SC and have been married for 25 years. He received his undergraduate degree from Clemson University and in 1995 attained a Series 6 and Series 63 Securities License as well as attended Trident University and The American College to obtain his insurance license and become certified by the LUTC in "Advanced Estate Planning". Brad has also graduated from Duke University's CFP (Certified Financial Planner) program and he has completed Harvard Business School's CORe program. The program focuses on Business Analytics, Economics for Managers, as well as Financial Accounting. Brad is currently enrolled in Oxford Universitys online Risk Management course. Many advisers are compensated by commissions. This could possibly influence the advice that is provided. Therefore, he also holds a Series 65 Securities License and is bound to a "Fiduciary" duty as opposed to a "Suitability" duty. This is a very important distinction.
Safer Solutions with Growth Opportunities for savings including IRAs as well as Non-qualified funds:
Social Security Reports
22 Years of Experience
Undergraduate Degree from Clemson University,
Duke University CFP Certification,
Harvard Business School (online) CORe (currently enrolled)
Retirement
401(k)
College Planning
Estate Planning
Investment & Wealth Management
Key Man Business Planning
Buy-Sell Business Planning
General Information |
| Firm Start Year: | 1997 | |
| No. of Employees: | 2-4 | |
| Insurance License#: | 125864 |
| Name of Custodial Firm: | TD Ameritrade (Securities) |
| States Licensed in: | SC, NC |
| Number of Years with Current Firm: | 23 |
| Work with the following types of clients: | Non-Profit Organizations, Investment Clubs, Businesses, Individual Investors |
| Advisory Services Provided: | Financial Advice & Consulting, Investment Advice & Management, Estate Planning & Trusts, Insurance Products & Annuities, Portfolio Management, Retirement Planning, 401K Rollovers, Wealth Management, Money Management, Risk Management, Education Funding and Planning, Financial Planning for Individuals, Financial Planning for Businesses, Financial Planning |
Services |
| Investment Types: | Mutual Funds, Annuities, Alternative Investments, Exchange Traded Funds (ETFs), Mortgages & Real Estate, Commodities, Insurance, Stocks, Bonds, Options & Futures, FOREX & Currency, Socially Responsible Investments (SRI) |
| Can meet clients in the following ways: | Your Home, Our Office, Video Conference, Our Offices, Your Office, Email, Phone |
Qualifications & Memberships |
| Insurance and Annuity Licenses: | Disability, Annuity, Health, Life, Long Term Care, Accident |
Compensation and Fees |
| Minimum Portfolio Size for New Managed Accounts: | $50,000 |
| Compensation Methods: | Commissions, Based on Assets |
| Fee % Based on Assets: | Negotiated |
Education |
| Professional Certification - CFP Designation | Duke University
Graduation -2016 |
| Undergrad - Bachelor of Science | Clemson University
Graduation - 1995 |
| Certification: CORe - Bus Analytics, Econ for Managers, Fin Accounting | Harvard Business School
- Online 11/2019- |
Financial Services |
| Financial Planning for Individuals
We enjoy meeting with individuals and helping them with common issues such as retirement income planning including when to take Social Security Benefits and IRA Distributions. Another common question that we address is how to efficiently transfer wealth from one generation to another without giving up control. |
| Financial Planning for Businesses
We help business owners take advantage of strategies that address common problems such as business continuation and key man protection. A comprehensive approach helps to ensure that important details do not go undetected. |
| 401K Rollovers
It is common for employees to blindly guess the allocations within a 401(k). Rolling a 401(k) into an IRA allows the client to have much more control over their retirement. Having a professional wealth manager help you decide the allocation of your retirement savings can have a very positive affect on the accumulation and distribution phases. |
| Insurance Planning
We have a staff of professionals to help with, Long Term Care, Disability, and Life Insurance needs. None of us want to be "sold" insurance. Therefore, if the client requests this information then we will be happy to provide it. |
| Annuities
Some Variable Annuities have very high fees associated with them. We help clients to identify if they are currently paying excessive fees and how to avoid them. |
| Estate Planning & Trusts
We work closely with the client's CPA and Estate Planning Attorney to prepare a comprehensive estate plan. If the client does not have a current CPA or attorney that is proficient in estate planning techniques, then we can recommend several that we have worked with on a daily basis. |
| Education Funding and Planning
Education Funding & Planning is a dilemma that causes many parents significant anxiety. We have a team of professionals that specialize in helping parents put together a plan that provides a solution to this very important problem. |
| Risk Management
Many of our models utilize tactical risk management. This approach allows us to utilize alternatives to the buy and hold concept that many investors find themselves. |
FAQs |
Why should I choose you as my financial advisor?Protect & Grow (Tactical Risk Management) |
What are your qualifications? What is your education background?Undergraduate Degree - Clemson University Post - Graduate Credentials - The American College, LUTC - Advanced Estate Planning Post - Graduate Credentials - Duke University, CFP Program |
How are you compensated? How will I pay for your services?Some Assets Under Management (AUM) are fee based. Some provide no compensation. Disability, Long Term Care, Life Insurance, as well as Annuities are commission based and are paid by the issuing insurance company's general account. |
If you are going to manage my account, will you obtain my permission every time you buy or sell something?We are fortunate to have a staff of professionals including attorneys, CPA's, and money managers available to all of our clients. |
Do you offer any guaranteed results?Many financial products are guaranteed and some are not. Give us a call and we will be happy to provide those details. |
Disclosures |
|
WiserAdvisor provides referrals to financial professionals. WiserAdvisor is not a current client of advisor or advisory services. Financial professionals pay cash compensation for these referrals, which creates the incentive for WiserAdvisor to make these referrals, resulting in a conflict of interest. |
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Additional Detailed Disclosures |
Investment Advisor Representative:
Yes
Acknowledged fiduciary:
Yes
Compliance Disclosures in Last 5 years:
I have a clean record
Criminal Disclosures in Last 5 years:
I have a clean record
| Mon. | 9:00 AM - 5:00 PM |
| Tue. | 9:00 AM - 5:00 PM |
| Wed. | 9:00 AM - 5:00 PM |
| Thu. | 9:00 AM - 5:00 PM |
| Fri. | 9:00 AM - 5:00 PM |
| Calabash | Conway |
| Georgetown | Little River |
| Longs | Loris |
| Murrells Inlet | Myrtle Beach |
| North Myrtle Beach | Pawleys Island, Wilmington |
Television Interview
When: 05/25/2016
Details:Brad Tunnell was interviewed on syndicated financial
talk show "Right On The Money".
...more
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