SIPCO is a San Antonio based, independent, investment management services firm for individuals & institutions. SIPCO has shown consistent superior returns vs. the market and serves individuals, family trusts, charities, foundations & 401(k) retirement plans. Inclusive Financial Planning W/CFP®. SIPCO is a U.S. Disabled Veteran owned/operated small business. Accountable to an RIA fiduciary standard (we sell no products & accept no commissions), we believe in conservative, long term wealth preservation strategies utilizing portfolio diversification, dividend reinvestment & efficient low cost investing (eliminating layers of financial industry fees). Additional safety is provided through non-custodial asset management, GIPS audited performance & Morningstar rated composites. Each portfolio is independently and exclusively managed by our own portfolio management team. Voted a "Five Star Wealth Manager" by Texas Monthly magazine. Named "Best Financial Advisers for Doctors" by Medical Economics Magazine each year since 2004. State registered in TX, FL, NC, & PA. Published: "The Sector Strategist" 2012 Wiley Finance...Timothy J. McIntosh (SIPCO CIO) ~ The Bear Market Survival Guide 3rd edition 2009 Eckerd Press&Timothy J. McIntosh
401(k) & HNW Client
Terry L. Langston, Director of Marketing, 401K Services & National Client Support. Originally a SIPCO client (for his own investment portfolio). Terry joined the SIPCO team in May of 2012. Terry has 27+ years of experience in senior client management, sales, and marketing. Prior experience included acquisition and retention of large Fortune 500 multi-location national clients & third party logistics providers (3PL's) in the Automotive, Energy, Plant Industrial, Agriculture, Food Processing, Aviation, GSA/Military and Healthcare sectors. Terry was responsible for the creation, implementation, & rollout of client specific best practices to eliminate fragmented procurement/supply chains and increase efficiency through 5S Lean efficiency implementations. Terry was the single responsible point of contact for clients site personnel (at up to 900 separate locations), internal sales forces (up to 700 sales reps) and 3PLs (with up to 5000 member companies). He has previously been responsible for RFQ/RFP responses, presentations and large contract negotiations. Terry holds a NASAA Series 65 securities license for registered investment advisors. An inventor (U.S. Patent 5,593,352) & the owner/designer of Comfort Pizza in Comfort, Texas. He and his wife Sandy currently reside in Boerne, TX and have three children.
SIPCO Head Trader
Annie Serrano serves as Head Trader and provides operations support for the firm. She is an Advent Axys & Moxy Trading specialist. She provides customer support, daily portfolio reconciliation, performance reporting and assists in compliance. She also maintains control procedures and performs data integrity audits to ensure accuracy. Bachelor of Arts Degree in Economics from Northwestern University, her previous experience includes employment with Chicago based Premier Asset Management, LLC. & WaMu Investment, Inc. Annie recently moved to San Antonio, TX in January 2012.
Paul MacNamara CEO/Chief Executive Officer & serves as the firm's senior market strategist and client relations manager. He is a member of the firm's investment committee and manages the firm's ETF & mutual fund portfolios. He also provides client wealth management services for individuals and businesses. He operates and manages the Camp Hill, PA branch office. Bachelor of Arts Degree in History from Millersville University, Master of International Relations degree from Troy State University, CERTIFIED FINANCIAL PLANNER, TM. Paul joined the SIPCO team in November of 2004. For the previous five years he owned and operated an independent investment advisory firm. He currently resides in Mechanicsburg, PA. Paul MacNamara retired from the U.S. Army as a Lieutenant Colonel. He spent four years in the Infantry with the 101st Airborne Division and the remaining 16 years with Special Forces. His operational time was spent in the forward deployed Battalions of 1st Group in Okinawa, Japan and 10th Group in Stuttgart, Germany. He also served as the Commander of the US Army Parachute Team, The Golden Knights, before retiring in 2004.
|Firm Start Year:||1999|
|No. of Employees:||5-9|
|Name of Broker/Dealer:||Independent RIA ~ No Product Sales|
|Name of Custodial Firm:||Fidelity|
|Number of Years with Current Firm:||15|
|Work Experience:||Timothy J. McIntosh serves as CIO/Chief Investment Officer and is the founder of SIPCO. He oversees all aspects of major client accounts and serves as the lead portfolio manager for the firm's equity and bond portfolios. He acts as the firm's chairman of the investment committee. He served as a Professor of Finance at Eckerd College from 1998 to 2008.Mr. McIntoshs is the author of The Bear Market Survival Guide and the recently published book The Sector Strategist, which was released by Wiley Publishing in March 2012. He has been featured in such notable publications as the Wall Street Journal, New York Times, USA Today, San Antonio Express News, Tampa Bay Times, Investment Advisor, Fortune, and The St. Petersburg Times. He has been recognized as a 2011 Five Star Wealth Manager in Texas Monthly magazine. Named Best Financial Advisors for Doctors 20113 in Medical Economics Magazine every year since 2004. Medical Economics is a national healthcare publication and is the leading business resource for physicians. He is a contributor to SeekingAlpha, a premier website of investment opinion. Bachelor of Science Degree in Economics from Florida State University, Master of Business Administration (M.B.A) degree from the University of Sarasota, Master of Public Health Degree (M.P.H) from the University of South Florida, CERTIFIED FINANCIAL PLANNER, TM. His previous experience includes employment with Blue Cross/Blue Shield of Florida, Enterprise Leasing Company, and the United States Army Military Intelligence. He and his wife, Kim, have two sons and reside in Boerne, TX.|
|Work with the following types of clients:||Pension Funds, Non-Profit Organizations, Individual Investors, Businesses, Investment Clubs|
|Foreign Languages Serviced:||Spanish- Contact SIPCO's Annie Serrano|
|Advisory Services Provided:||Financial Planning for Individuals, Financial Planning for Businesses, Financial Advice & Consulting|
|Investment Types:||Mutual Funds, Options & Futures, Alternative Investments, Exchange Traded Funds (ETFs), Commodities, Stocks, Bonds, FOREX & Currency, Socially Responsible Investments (SRI)|
|Can meet clients in the following ways:||Email, Our Office, Your Home, Phone, Your Office|
|Firm's Number of Clients:||200|
|Firm's Number of Planning Clients:||200|
|Firm's Number of Managed Clients:||200|
|Assets Managed by Firm:||$57,000,000.00|
|Advisor's Number of Clients:||200|
|Advisor's Number of Managed Clients:||200|
|Advisor's Number of Planning Clients:||200|
|Assets Managed by Advisor:||$37,500,000.00|
Compensation and Fees
|Minimum Portfolio Size for New Managed Accounts:||$100K|
|Financial Advice & Consulting
Independent advice and consulting to individuals, families, trusts, pension funds, institutions.
|Financial Planning for Individuals
Active low cost management of assets utilizing separate accounts held by a 3rd party custodian.
|Financial Planning for Businesses
Sub-manager for independent financial planners seeking low cost active management large cap growth, large cap value & fixed income through separate accounts for their clients.
WiserAdvisor provides referrals to financial professionals. WiserAdvisor is not a current client of advisor or advisory services. Financial professionals pay cash compensation for these referrals, which creates the incentive for WiserAdvisor to make these referrals, resulting in a conflict of interest.
Additional Detailed Disclosures
|Sun.||9:00 AM - 8:00 PM|
|Mon.||8:00 AM - 8:00 PM|
|Tue.||8:00 AM - 8:00 PM|
|Wed.||8:00 AM - 8:00 PM|
|Thu.||8:00 AM - 8:00 PM|
|Fri.||8:00 AM - 8:00 PM|
|Sat.||8:00 AM - 8:00 PM|
|La Coste||La Vernia|
|Saint Hedwig||San Antonio|
|Universal City||Von Ormy|
|Texas Hill Country|
Tampa Bay Times - Modest Gains for 2014?
Details:SIPCO's CIO Tim McIntosh interviewed by the Tampa Bay Times ...more
The Deflationary Risk
Details:Article on Deflationary Risk by SIPCO's Tim McIntosh ...more
Mitigating The Fiduciary Risk of 401(k)s
Details:Article in MD News by SIPCO's Terry Langston on how a 401(k)Plan Sponsor can mitigate liability by utilizing a 3(38) fiduciary investment manager. Explains the difference between the common 3(21) and higher level 3(38) fiduciary advisors. ...more
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