Business Description
I work with mature individuals who want to explore options to increase their income, reduce their taxes, and maintain their financial independence and lifestyle. I provide them with information and advice, so they can make the best decisions for their situation. My specialization includes personal financial planning, investment planning, taxes, stock options analysis, college education, retirement planning, and estate planning.
General Information Gender:    Male CRD#:    3210280 Firm CRD#:    6363 Name of Broker/Dealer:    Ameriprise Financial Services, Inc. States Licensed in:    AK, AZ, CA, CO, DC, FL, HI, IA, ID, MI, MN, NC, NV, NY, OH, OR, TX, VA, WA, WV States Willing to do Business in:    All Years of Experience in Financial Services:    10 Number of Years with Current Firm:    10 I work with the following types of clients:    Individual Investors, Non-Profit Organizations, Endowments, Businesses, Investment Clubs
Education Academic Background   I have a degree in honors Economics from the University of Washington, as well as five additional years of study in finance (taxes, estate planning, investment analysis, et al) in obtaining the following designations: CFP(tm), ChFC, CLU, AAMS, BFA.
Services Investment Types:    Real Estate, Insurance, Mutual Funds, Options & Futures, Bonds, Stocks, Alternative Investments, Exchange Traded Funds (ETFs), Mortgages & Real Estate, Commodities, Annuities, Socially Responsible Investments (SRI)
Qualifications & Memberships Certifications, Accreditations & Designations:    CERTIFIED FINANCIAL PLANNER™ Certificant, Accredited Asset Management Specialist (AAMS®), Chartered Financial Consultant (ChFC®), Chartered Life Underwriter (CLU®) Securities Licenses:    Series 66, Series 7 Insurance and Annuity Licenses:    Disability, Annuity, Life, Variable Annuity, Long Term Care, Variable Life Financial Organization Memberships:    Paladin Registry Non-Financial Organization Memberships:    As a Big Brother with the Big Brothers Big Sisters organization I spend time every week with my Little Brother, Blake. I also serve as Vice President on the local board of the NAF (National Academy of Finance), which is an organization that helps underprivileged youth by providing scholarships, paid internships, and connections with local business men and women.
Firm Information Number of Advisors in Office:    10 - 99 employees I work with clients as part of a team:    Yes Firm's Number of Clients:    300 Firm's Number of Planning Clients:    250 Firm's Number of Managed Clients:    250 Assets Managed by Firm:    $450,000,000 Advisor's Number of Clients:    300 Advisor's Number of Managed Clients:    250 Advisor's Number of Planning Clients:    250 Assets Managed by Advisor:    $200,000,000
Compliance Registered Representative:    Yes Compliance Disclosures in Last 5 years:    I have a clean record Criminal Disclosures in Last 5 years:    I have a clean record
Compensation & Fees Fee Structure:    I am a fee-based financial professional Minimum Portfolio Size for New Managed Accounts:    $250,000 Compensation Methods:    Based on Assets, Flat Fee Fee % Based on Assets:    0.5-1%
Prepared By:	Erin Scannell, CFP®, ChFC, CLU, AAMS, BFA

Frequently Asked Questions

Q.	Do you have a customer satisfaction or refund policy?

Q.	What are your qualifications? What is your education background?

Q.	What is your approach to financial planning?

Q.	What services do you offer?

Q.	How many clients do you currently manage?

Q.	Will you be the only person working with me?

Q.	How are you compensated? How will I pay for your services?

Q.	Have you ever been charged with any breaches?

Q.	What is your approach to 401 K plan rollovers?

Q.	How long does the process of rolling over a 401K plan usually take?

Q.	What financial institutions do you represent?

Q.	What are your fees for this service?

Q.	Why should I roll over my 401K plan to your firm?

Q.	Do you provide a free initial consultation?

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Q.	Do you have a customer satisfaction or refund policy?
Yes, we have a 100% client satisfaction guarantee.

Q.	What are your qualifications? What is your education background?
I have a degree in honors Economics from the University of Washington, as well as five additional years of study in finance (taxes, estate planning, investment analysis, et al) in obtaining the following designations: CFP(tm), ChFC, CLU, AAMS, BFA.

Q.	What is your approach to financial planning?
I help our clients with goal and scenario based planning. I ask as many questions as appropriate to truly get to know our clients and their financial and life objectives. I then collaborate with their legal and tax advisors to help them map out scenarios that will help them achieve their goals in the most financially efficient way possible.

Q.	What services do you offer?
Comprehensive financial planning and asset management.

Q.	How many clients do you currently manage?
300

Q.	Will you be the only person working with me?
I am the point person who clients interact and plan with on a regular basis. I do have staff and analysts that process trades as well as administrative tasks that clients also interact with.

Q.	How are you compensated? How will I pay for your services?
I am independent, so can operate in whichever way an individual client prefers. While we can be either fee based or commission based, most clients far prefer fee based arrangements. Compared to the traditional stock broker arrangement, fee based relationships tend to be far more transparent and often lower cost.

Q.	Have you ever been charged with any breaches?
No. Our client satisfaction surveys last year resulted in over 80% perfect scores.

Q.	What is your approach to 401 K plan rollovers?
I ask questions to help clients best evaluate their options. I always discuss Stretch IRA's as an option for rollovers, as they help clients avoid mandatory full income taxation of their retirement plans at death; they allow their heirs to "stretch" their retirement plan over their lifetime versus having to liquidate it and pay income tax on the entire amount.

Q.	How long does the process of rolling over a 401K plan usually take?
One to two weeks.

Q.	What financial institutions do you represent?
We are independent, so thousands.

Q.	What are your fees for this service?
There are no fees for the process of rolling over a 401k. There can be fees if clients seek other, comprehensive financial advice and planning.

Q.	Why should I roll over my 401K plan to your firm?
We are independent. So, rather than most financial advisors who work for a firm whose products they need to sell, we have an open environment for our clients. Our clients can invest in any of tens of thousands of investments. This results in a far more objective relationship between a client and their advisor.

Q.	Do you provide a free initial consultation?
Yes. Either by phone or in person.