| Advisor Profile |
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| Name: |
Joe Maas, CFA, CFP®, CLU, ChFC, MSFS, CCIM, CWPP |
| Phone Number: |
(206) 801-1490 |
| Website: |
Visit Website
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| Request More Information |
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Business Description |
| Synergy Financial Management, LLC (SFM) is a financial planning and Registered Investment Advisory firm headquartered in Seattle, WA. The firm specializes in providing fee-based comprehensive financial planning services and investment advice to individuals and businesses. Since Synergy Financial Management, LLC is a fee-based advisor; potential conflicts of interest regarding compensation are removed. |
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General Information |
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| Name of Custodial Firm: |
Charles Schwab, TIAA-CREF, Accessor, TD Ameritrade
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| States Licensed in: |
All states
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| Years of Experience in Financial Services: |
18
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| Number of Years with Current Firm: |
9
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| I work with the following types of clients: |
Non-Profit Organizations, Businesses, Individual Investors
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| Foreign Languages Serviced: |
Spanish (some)
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Education |
| Academic Background |
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BA, Finance - Seattle Pacific University (1990)
Studied finance abroad in Japan, Hong Kong, China, and Thailand. |
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Services |
| Investment Types: |
Real Estate, Alternative Investments, Bonds, Stocks, Annuities, Exchange Traded Funds (ETFs), Mortgages & Real Estate, Options & Futures, Mutual Funds, Insurance, Socially Responsible Investments (SRI)
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Qualifications & Memberships |
| Certifications, Accreditations & Designations: |
CERTIFIED FINANCIAL PLANNER™ Certificant, Chartered Financial Analyst (CFA), Chartered Life Underwriter (CLU®), Masters in Financial Services (MSFS), CWPP, Chartered Financial Consultant (ChFC®)
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| Securities Licenses: |
Series 65, Series 24, Series 7
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| Insurance and Annuity Licenses: |
Long Term Care, Disability, Annuity, Health, HMO, Life
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| Financial Organization Memberships: |
CCIM Association, Society of Financial Services Professionals, Financial Planning Association (FPA), Paladin Registry
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Firm Information |
| Number of Advisors in Office: |
Up to 10 employees
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| I work with clients as part of a team: |
Yes
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| Firm's Number of Clients: |
150
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| Firm's Number of Planning Clients: |
100
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| Firm's Number of Managed Clients: |
150
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| Assets Managed by Firm: |
$75,000,000
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| Advisor's Number of Clients: |
150
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| Advisor's Number of Managed Clients: |
150
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| Advisor's Number of Planning Clients: |
100
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| Assets Managed by Advisor: |
$75,000,000
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Compliance |
| Registered Investment Advisor: |
Yes
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| I am an acknowledged fiduciary: |
Yes
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| Compliance Disclosures in Last 5 years: |
I have a clean record
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| Criminal Disclosures in Last 5 years: |
I have a clean record
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Compensation & Fees |
| I am a fee-only financial professional: |
Yes
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| I am a fee-based financial professional: |
Yes
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| Minimum Portfolio Size for New Managed Accounts: |
$200,000
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| Compensation Methods: |
Based on Assets, Flat Fee, Hourly
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| Fee % Based on Assets: |
.5 to 1.0%
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| Additional Details on Charges: |
Our fees are on a scale, based upon the size of the account.
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| Prepared By: |
Joe Maas, CFA, CFP®, CLU, ChFC, MSFS, CCIM, CWPP |
Frequently Asked Questions |
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What are your qualifications? What is your education background? |
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CFP®, CLU, ChFC, MSFS, CCIM, CWPP |
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What is your approach to financial planning? |
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Holistic Wealth Management |
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How many clients do you currently manage? |
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Will you be the only person working with me? |
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No, we work with each client as a team. |
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How are you compensated? How will I pay for your services? |
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If you are going to manage my account, will you obtain my permission every time you buy or sell something? |
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No, we create an IPS (Investment Policy Statement), and manage your assets as per this plan. |
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How much risk should I be willing to take? |
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We will work with each client to help them determine their individual level of risk. We look for a client's willingness and ability to take risk. |
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Have you ever been charged with any breaches? |
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