| Advisor Profile |
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| Name: |
Martin T. Cole, CFP, ChFC, CLU, AAMS |
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Disclosure Link:
n/a
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ADV Form II Link:
see website to request
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| Request More Information |
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| Disclaimer |
| none |
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Business Description |
| Financial Peace of Mind! Let the Client Focused Advisors of Cole Wealth Management develop a personalized financial plan and investment strategy to guide you to your goals. At Cole Wealth Management, we specialize in providing financial simplicity and peace of mind for executives, entrepreneurs, professional athletes, retirees and business entities. |
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General Information |
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| Insurance License#: |
127832
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| Name of Broker/Dealer: |
n/a
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| Name of Custodial Firm: |
Charles Schwab & Co., Inc.
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| States Willing to do Business in: |
All
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| Years of Experience in Financial Services: |
16
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| Number of Years with Current Firm: |
5
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| Work Experience: |
See Website for further details.
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| I work with the following types of clients: |
Individual Investors, Businesses
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| Foreign Languages Serviced: |
n/a
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Education |
| Academic Background |
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Bachelor of Science degree - St. Vincent College (1991)
Certified Financial Planner designation (CFP) - The College for Financial Planning (1997)
Chartered Financial Consultant designation (ChFC) - The American College (2001)
Chartered Life Underwriter designation (CLU) - The American College (2003)
Accredited Asset Management Specialist(AAMS) - The College for Financial Planning (2007) |
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Services |
| Investment Types: |
Insurance, Bonds, Stocks, Annuities, Exchange Traded Funds (ETFs), Mortgages & Real Estate, Alternative Investments, Mutual Funds, Socially Responsible Investments (SRI)
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Qualifications & Memberships |
| Certifications, Accreditations & Designations: |
CERTIFIED FINANCIAL PLANNER™ Certificant, Chartered Financial Consultant (ChFC), Chartered Life Underwriter (CLU®), Chartered Financial Consultant (ChFC®), Accredited Asset Management Specialist (AAMS®)
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| Securities Licenses: |
Series 10, Series 24, Series 63, Series 65, Series 7, Series 66
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| Insurance and Annuity Licenses: |
Long Term Care, Disability, Annuity, Health, Life
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| Financial Organization Memberships: |
Financial Planning Association (FPA)
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Firm Information |
| Number of Advisors in Office: |
Up to 10 employees
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| Firm's Number of Clients: |
300
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| Firm's Number of Planning Clients: |
300
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| Firm's Number of Managed Clients: |
300
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| Assets Managed by Firm: |
$50M
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| Advisor's Number of Clients: |
100
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| Advisor's Number of Managed Clients: |
100
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| Advisor's Number of Planning Clients: |
100
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| Assets Managed by Advisor: |
$50M
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Compliance |
| Registered Investment Advisor: |
Yes
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| Investment Advisor Representative: |
Yes
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| Compliance Disclosures in Last 5 years: |
I have a clean record
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| Criminal Disclosures in Last 5 years: |
I have a clean record
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Compensation & Fees |
| I am a fee-based financial professional: |
Yes
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| Minimum Portfolio Size for New Managed Accounts: |
$250,000
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| Compensation Methods: |
Based on Assets, Hourly, Flat Fee
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| Fee % Based on Assets: |
1% -1.35%
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| Flat Fee Rate: |
negotiable
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| Additional Details on Charges: |
Asset Management Fee Structure:
0 to $250K = 1.35%
$250K to $500K = 1.20%
$500K to $2M = 1.10%
$2M to $4M = 1.00%
$5M and up = negotiable
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| Minimum Fee Charged for Managed Accounts: |
n/a
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| Minimum Fee Charged for Hourly Planning Accounts: |
n/a
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| Minimum Fee Charged for Flat Fee Accounts: |
n/a
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| Prepared By: |
Martin T. Cole, CFP, ChFC, CLU, AAMS |
Frequently Asked Questions |
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Do you have a customer satisfaction or refund policy? |
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What are your qualifications? What is your education background? |
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Martin Cole, CFP, ChFC, CLU, AAMS has been a financial adviser for 15 years. His education, training and experience rank him in the top 1% of all financial advisors nationally. |
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What is your approach to financial planning? |
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Tailor made, objective and fee based financial planning and asset management advice. |
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What services do you offer? |
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Fee based financial planning and investment management. |
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How many clients do you currently manage? |
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Will you be the only person working with me? |
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How are you compensated? How will I pay for your services? |
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Through asset management fees ranging from 1-1.5% per year. |
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| Q. |
If you are going to manage my account, will you obtain my permission every time you buy or sell something? |
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No. I trade with discretionary authority which means I can take advantage of opportunities and quickly limit losses by not having to contact 50 clients prior to making an investment move. |
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Do you offer any guaranteed results? |
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We have both guaranteed and non-guaranteed investment options. |
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How much risk should I be willing to take? |
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As much as you are comfortable with after being educated about the scale of risk in investments. |
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Have you ever been charged with any breaches? |
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What services do you provide? What are your specialties? |
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Cole Wealth Management provides financial peace of mind. We specialize in providing objective financial advice. Then,we bring the advice to life by implementing the plan via the appropriate financial solutions. This comprehensive approach of being involved in both the strategy and implementation of the plan, gives our clients the highest probobility of achieving their financial objectives. |
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What is your experience? How many clients do you currently manage? |
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Martin Cole, CFP, ChFC, CLU, AAMS has been a financial adviser for 15 years. His education, training and experience rank him in the top 1% of all financial advisors nationally. I manage 50 clients. |
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What financial institution(s) do you represent? |
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We are an independent Registered Investment Advisory Firm. We hold our assets at Charles Schwab and Co., Inc.. |
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How do you charge for your services? |
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CWM charges a tax deductible annual fee equal to approximately (1-1.5%) of the assets we manage. The fee includes both ongoing financial planning advice and investment management. Because we are fee based,we don’t hide our compensation inside high cost investments. In this model,you should pay lower investment costs than at traditional firms while receiving more objective advice and service. |
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Do you provide a free initial consultation? |
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Why should I choose you as my financial advisor? |
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Cole Wealth Management possesses the knowledge, objectivity, agility and experience to effectively deliver the financial peace of mind you seek! |
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What are your qualifications? |
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Martin Cole, CFP, ChFC, CLU, AAMS has been a financial adviser for 15 years. His education, training and experience rank him in the top 1% of all financial advisors nationally. |
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What is your approach to Education Planning? |
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First I prepare an analysis that will educate you regarding how much you need to save to reach your goals and what type of returns your education investment needs to earn. Then I will explain your investment options and the positives and negatives of each. We can decide together which choice you feel most comfortable with and then implement the plan. |
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How long does the process of setting up an Education Plan usually take? |
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Less than 1 hour to complete the entire process. |
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What financial institutions do you represent? |
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How many years of experience do you have? |
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What are your fees for this service? |
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I can charge an up fron financial planning fee and/or a fee to manage the investment(s). The client can choose the route they feel most comfortable with. |
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How many Education Planning clients do you currently manage? |
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Why should I work with you on setting up an Education Plan? |
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Independent and objective advice. Proven results and experience. |
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Do you provide a free initial consultation? |
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