| Advisor Profile |
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| Name: |
David Chazin |
| Phone Number: |
(925) 394-4121 |
| Website: |
Visit Website
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| Disclaimer |
Securities offered through Lincoln Financial Advisors Corp., a broker-dealer. Investment advisory services offered through Lincoln Financial Advisors or Sagemark Consulting, a division of Lincoln Financial Advisors Corp., a registered investment advisor. Insurance offered through Lincoln Marketing and Insurance Agency, LLC and Lincoln Associates Insurance Agency, Inc. and other fine companies. CA Insurance License #0D45501
CRN 200812-2024417 |
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Business Description |
I provide my clients with a comprehensive solution to help them achieve their financial goals in relation to retirement, investment, estate, stock option, tax reduction, college, and/or business owner/succession planning. I provide high-level objective, strategic, and prudent advice designed to help my clients accumulate, retain and transfer wealth.
I use sophisticated tools to provide a fully integrated approach to identifying solutions to produce a comprehensive and customized financial plan. By doing this, you can feel confident that all aspects of your life are evaluated together and your financial plan will identify solutions to help you achieve your financial goals and dreams.
My philosophy is to always go the extra mile and make client service my first priority. I have a fiduciary responsibility to my clients, which means your interests always come first. My vast financial knowledge and experience enables me to help you create and implement a unique financial plan that best serves you and your family for years to come.
I also have access to an incredible team of experts and host of national resources to serve your interests. Lincoln Financial Advisors is the only firm to be endorsed by the Financial Planning Association based on our commitment to excellence and professionalism in comprehensive financial planning. |
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General Information |
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| Insurance License#: |
0D45501
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| Name of Broker/Dealer: |
Lincoln Financial Advisors Corp.
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| States Licensed in: |
AZ, CA, CT, FL, IA, IL, MI, NJ, NM, NY, OH, OR, PA, TX, WA, WI
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| Years of Experience in Financial Services: |
7
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| Number of Years with Current Firm: |
7
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| Work Experience: |
Prior to joining Lincoln, I gained twenty-plus years of financial experience as the founder and CEO of two successful companies: in 1986, I started Lasertek, a pioneer in the field of print toner cartridges, and in 1994, I started BooksNow, the first internet bookstore.
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| I work with the following types of clients: |
Individual Investors, Businesses, Non-Profit Organizations
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Education |
| Academic Background |
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| BS, Business - San Diego State University |
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Services |
| Investment Types: |
International Investments, Bonds, Stocks, Annuities, Insurance, Mutual Funds, Alternative Investments, Exchange Traded Funds (ETFs), Socially Responsible Investments (SRI)
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Qualifications & Memberships |
| Securities Licenses: |
Series 66, Series 7
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| Insurance and Annuity Licenses: |
Disability, Variable Annuity, Life, Annuity, Health, Variable Life, Long Term Care
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Firm Information |
| Number of Advisors in Office: |
10 - 99 employees
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| I work with clients as part of a team: |
Yes
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| Firm's Number of Clients: |
100,000+
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| Firm's Number of Planning Clients: |
50,000+
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| Firm's Number of Managed Clients: |
100,000+
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| Advisor's Number of Clients: |
200+
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| Advisor's Number of Managed Clients: |
150+
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| Advisor's Number of Planning Clients: |
150+
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| Assets Managed by Advisor: |
$57,000,000
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Compliance |
| Registered Representative: |
Yes
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| Investment Advisor Representative: |
Yes
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| I am an acknowledged fiduciary: |
Yes
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| Compliance Disclosures in Last 5 years: |
I have a clean record
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| Criminal Disclosures in Last 5 years: |
I have a clean record
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Compensation & Fees |
| I am a fee-based financial professional: |
Yes
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| Minimum Portfolio Size for New Managed Accounts: |
$50,000
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| Compensation Methods: |
Based on Assets, Subscriptions, Commissions, Flat Fee, Hourly
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| Additional Details on Charges: |
A fee-based approach best allows me to help you meet your financial needs and goals. Under my fixed-fee approach, you are fully aware of how I am compensated and have the greatest assurance that I am making recommendations in your best interests. Additionally, based on my commitment to client service, I do my best to be flexible about my compensation method to ensure you are comfortable.
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| Prepared By: |
David Chazin |
Frequently Asked Questions |
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Do you have a customer satisfaction or refund policy? |
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If our client is not satisfied with the financial plan we present, we are happy to return his or her money. |
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| Q. |
What are your qualifications? What is your education background? |
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Our team of planners have collectively earned many financial planning-related designations including JD, CFP, ChFC, CLU, CSA and CPA. Additionally, all of our planners have completed undergraduate (and in some cases more advanced) degrees and earned their NASD Series 6,7,63,65 and 66 and are licensed to sell insurance products. |
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What is your approach to financial planning? |
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We provide a total solution to meet our clients’ financial goals by delivering objective, strategic and prudent advice designed to preserve, grow and transfer our clients’ assets. We use our proven defined process to produce a customized financial plan which contains specific findings and recommendations regarding our clients’ current situation and implement the strategies outlined in the plan. |
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| Q. |
What services do you offer? |
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We do comprehensive financial planning for our clients which includes retirement planning, investment planning, education planning, estate planning, and business owner planning. |
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| Q. |
How many clients do you currently manage? |
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Our firm manages tens of thousands of clients nationwide who all come from a wide variety of backgrounds and have their own unique financial goals and needs. |
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| Q. |
Will you be the only person working with me? |
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One of the great advantages of working with us is the excellent resources available to each of our planners. We have experts in various financial planning-related fields who supplement the work that your personal planner does. |
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How are you compensated? How will I pay for your services? |
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We do fee-based financial planning and are additionally compensated when we help our clients implement the strategies we outline in their plan. We are happy to cover our compensation more in depth in a one-on-one initial consultation. |
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If you are going to manage my account, will you obtain my permission every time you buy or sell something? |
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We never make any decisions without consulting you first. We strongly believe in the importance of active communication between planner and client and will make recommendations to help you make the final decision. |
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Do you offer any guaranteed results? |
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We are not legally allowed to guarantee results, but we do everything we can to help our clients achieve their financial goals. |
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| Q. |
How much risk should I be willing to take? |
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Risk depends on a variety of factors including your age, cash flow requirements, and retirement goals, among others. We are happy to examine your financial situation to determine how much risk tolerance is appropriate for you. |
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Have you ever been charged with any breaches? |
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Nobody in our team has been charged with any breaches. |
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What services do you provide? What are your specialties? |
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We are fee-based comprehensive financial planners. We offer retirement planning, investment planning, estate planning, and business owner planning services. Different planners have different expertise, but our team particularly excels at business succession planning and high-level estate tax reduction strategies. |
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What is your experience? How many clients do you currently manage? |
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Our team employs financial planners with varying degrees of experience (including some who have been in the business over 25 years) and a wealth of financial knowledge. Our firm manages tens of thousands of clients nationally who all come from a wide variety of backgrounds and have their own unique financial goals and needs. |
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What financial institution(s) do you represent? |
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We shop the entire marketplace on behalf of our clients to find the best financial products for them. We have access to thousands of mutual funds and the leading fifty insurance carriers. This enables us to recommend products that provide the best value to our clients. |
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How do you charge for your services? |
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We do fee-based financial planning and are additionally compensated when we help our clients implement the strategies we outline in their plan. We are happy to cover our compensation more in depth in a one-on-one initial consultation. |
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Do you provide a free initial consultation? |
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There is no charge for the initial consultation meeting. |
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| Q. |
Why should I choose you as my financial advisor? |
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We provide a total solution to meet our clients’ financial goals by delivering objective, strategic and prudent advice designed to preserve, grow and transfer our clients’ assets. We use our proven defined process to produce a customized financial plan which contains specific findings and recommendations regarding our clients’ current situation and implement the strategies outlined in the plan. |
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| Q. |
What are your qualifications? |
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Our team of planners have collectively earned many financial planning-related designations including JD, CFP, ChFC, CLU, CSA and CPA. Additionally, all of our planners have completed undergraduate (and in some cases more advanced) degrees and earned their NASD Series 6,7,63,65 and 66 and are licensed to sell insurance products. We have the credentials to take the best care of your 401K rollover. |
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What is your approach to 401 K plan rollovers? |
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We look at 401K plan rollovers as a portion of your entire financial picture. We look at all of your retirement and estate planning, insurance, and investment needs and handle your 401K rollover accordingly. |
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How long does the process of rolling over a 401K plan usually take? |
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Rolling over a 401K is a quick and easy process. Making sure the assets you've rolled over is a life-long process we are happy to help with. |
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What financial institutions do you represent? |
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We shop the entire marketplace on behalf of our clients to find the best financial products for them. We have access to thousands of mutual funds to invest your 401k plan rollover in. This enables us to recommend products that provide the best value to our clients. |
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| Q. |
How many years of experience do you have? |
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Our team of planners varies in years of experience, from planners who have just started to planners who have been in the business for nearly thirty years. We always match you up with the planner who best fits your situation. |
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| Q. |
What are your fees for this service? |
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We pride ourselves on finding the best possible vehicle for our clients' 401K rollovers to keep management fees as low as possible. |
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| Q. |
How many 401K rollover clients do you currently manage? |
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Our team of planners has set up hundreds of education plans with a wide range of financial companies. |
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| Q. |
Why should I roll over my 401K plan to your firm? |
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We can help you with not only your 401K rollover, but your entire financial picture. We use our proven defined process to produce a customized financial plan which contains specific findings and recommendations regarding our clients’ current situation and implement the strategies outlined in the plan. |
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Do you provide a free initial consultation? |
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There is no charge for the initial consultation meeting. |
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