| Advisor Profile |
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Business Description |
Theodore J. Provenza is a Certified Estate Planner at The Provenza Group and has assembled a team of independent professionals to help you coordinate your financial planning together with your tax and legal needs. These independent professionals include a CPA and an Estate Planning Attorney. Mr. Provenza can evaluate and analyze your investment and insurance needs and the other professionals can help assess your tax and legal needs. After assessing your needs, they can help you formulate a plan.
If you have an existing retirement fund such as a 401k or an IRA, The Provenza Group can review and suggest viable options to help your funds work for your benefit. Because we are an independent firm, we have the ability to offer a wide variety of products, not just proprietary products. Our goal is to provide each of our clients with a plan that will help provide income through their retirement years. We offer a no-cost, no-obligation initial consultation and are conveniently located in Owings Mills with appointment times that are convenient for all.
Securities and Investment Advisory Services offered through ING Financial Partners, Inc. Member SIPC.
The Provenza Group is not a subsidiary of, nor controlled by, ING Financial Partners. Neither The Provenza Group nor ING Financial Partners give specific legal or tax advice. |
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| Prepared By: |
Theodore Provenza |
Frequently Asked Questions |
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Do you have a customer satisfaction or refund policy? |
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We do not move forward with a prospective client unless they are comfortable with our recommendations. |
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What are your qualifications? What is your education background? |
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See Bio and visit our website mycep.com for more info on our team of professionals |
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What is your approach to financial planning? |
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We focus on the worst case scenario so your options should always be more than you expect |
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What services do you offer? |
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Comprehensive estate planning
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Will you be the only person working with me? |
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No, we subscibe to the team approach |
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How are you compensated? How will I pay for your services? |
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Fees or commissions-the client agrees upfront |
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If you are going to manage my account, will you obtain my permission every time you buy or sell something? |
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All trades require client approval before execution |
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Do you offer any guaranteed results? |
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Some companies we represent provide guarantees |
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How much risk should I be willing to take? |
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As much or as little -or none-as the client approves |
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Have you ever been charged with any breaches? |
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What services do you provide? What are your specialties? |
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Please visit our website www.mycep.com |
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What is your experience? How many clients do you currently manage? |
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Visit our website for more details
www.mycep.com |
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What financial institution(s) do you represent? |
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I offer a wide variety of products through ING Financial Partners including, but not limited to ING products. |
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How do you charge for your services? |
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Fees or commissions-the client agrees upfront |
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Do you provide a free initial consultation? |
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Why should I choose you as my financial advisor? |
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After a thorough needs analysis, I can suggest options that may enhance the probability of success to your retirement goals. |
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What are your qualifications? |
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Certified Estate Planner, Registered Representative and Advisor Representative of ING Financial Partners. |
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What is your approach to 401 K plan rollovers? |
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I would need to meet with a person individually to get a feel for risk tolerance as well as financial goals. |
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How long does the process of rolling over a 401K plan usually take? |
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What financial institutions do you represent? |
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I offer a wide variety of products through ING Financial Partners. |
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How many years of experience do you have? |
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What are your fees for this service? |
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This depends on how a client wants to proceed with our recommendations, but there is no fee ever charged unless all parties are onboard with the objective. |
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Why should I roll over my 401K plan to your firm? |
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I would need to set up an initial consultation to see if we are a good fit for each other, we both need to have confidence in each other, if not, neither one of us should proceed. |
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Do you provide a free initial consultation? |
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