Business Description

Putney Financial Advisors offer a team approach to Financial Planning and the Wealth Management process. Our experienced partners are dedicated to providing clients with quality research, advice, implementation and periodic planning reviews at the highest professional level. Investment philosophy considers capital preservation and growth of capital as the most important objectives, along with reducing income and estate taxes. The combination equals effective Wealth Management.

Trust, integrity and a genuine concern for the best interests of clients, ensure that Chuck and the entire staff of Putney Financial (and affiliated firm Putney-Klien) serve clients with superior and ethical consultation designed to help clients fulfill their objectives and sustain a long-term relationship.

General Information

Gender:

Male

CRD#:

1061641

Firm CRD#:

1938

Insurance License#:

0A29079

Name of Broker/Dealer:

FSC Securities Corporation

Name of Custodial Firm:

Pershing LLC

States Licensed in:

California, Oregon,Montana,Nevada,Arizona, Maine,New York.

States Willing to do Business in:

California, Oregon and Arizona

Years of Experience in Financial Services:

Number of Years with Current Firm:

Work Experience:

Charles "Chuck" Putney founded Putney Financial Advisors (PFA), the financial services arm of Putney Klein Associates, Inc., a tax preparationa nd planning firm. Wealth management is an ongoing process in which we guide and coach clients to reach their personal financial goals, inlcuding: financial independence, estate preservation, and a legacy of wealth, significance and values.

After a career in engineering, managment and management consulting, Chuck entered the tax and financial services profession in 1970. Chuck is a Certified Financial Planner (CFP). He is an Enrolled Agent (EA), licensed to practice before the Internal Revenue Service and a Fellow of The National Tax Practice Institute. PFA is a Registered Investment Advisor and Chuck is a Registered Principal with FSC Securities Corporation.

Professional affiliations include the Financial Planning Association, The California Estate Planning Council, The National Association of Enrolled Agents, The California Society of Enrolled Agents, and The International Association of Advisors in Philanthropy. My Putney has served as an adjunct instructor at Golden Gate University, teaching financial planning and tax courses. He has been quoted on financial and tax matters in the Contra Costa Times and Asset Magazine. He has also served as an officer and director of various Lions charities and community organizations.

I work with the following types of clients:

Individual Investors

Foreign Languages Serviced:

None.

Education

Academic Background

Graduate of the University of Washington, with a BSME

Services

Investment Types:

Real Estate, Stocks, Alternative Investments, Mortgages & Real Estate, Bonds, Annuities, Insurance, Mutual Funds, Socially Responsible Investments (SRI)

Qualifications & Memberships

Certifications, Accreditations & Designations:

CERTIFIED FINANCIAL PLANNER™ Certificant, Insurance License (Life & Health; Long Term Care; Specify below), Certified Senior Advisor (CSA)®, Enrolled Agent (EA)

Securities Licenses:

Series 66, Series 24, Series 7

Insurance and Annuity Licenses:

Variable Annuity, Long Term Care, Variable Life, Disability, Annuity, Health, Life

Financial Organization Memberships:

National Association of Enrolled Agents, Financial Planning Association (FPA)

Non-Financial Organization Memberships:

Lions Clubs International.

Firm Information

Number of Advisors in Office:

Up to 10 employees

I work with clients as part of a team:

Yes

Firm's Number of Clients:

800

Firm's Number of Planning Clients:

160

Firm's Number of Managed Clients:

Assets Managed by Firm:

Yes

Advisor's Number of Clients:

160

Advisor's Number of Managed Clients:

Advisor's Number of Planning Clients:

Assets Managed by Advisor:

$40 Million

Compliance

Registered Investment Advisor:

Yes

Registered Representative:

Yes

Investment Advisor Representative:

Yes

Compliance Disclosures in Last 5 years:

I have a clean record

Criminal Disclosures in Last 5 years:

I have a clean record

Compensation & Fees

Fee Structure:

I am a fee-based financial professional

Minimum Portfolio Size for New Managed Accounts:

$100,000

Compensation Methods:

Flat Fee, Hourly, Based on Assets

Fee % Based on Assets:

1.0%

Hourly Rate:

$350.00

Additional Details on Charges:

$100,000 to $250,000 1.40% per year
$250,001 to $1,000,000 1.35% per year
$1,000,0001 to $2,000,000 1.25 per year
$2,000,001 plus 1.05% per year

Minimum Fee Charged for Managed Accounts:

$1000.00

Minimum Fee Charged for Hourly Planning Accounts:

$500.00

Minimum Fee Charged for Flat Fee Accounts:

$1500.00

Prepared By:

Charles Putney