| Advisor Profile |
 |
| Name: |
Richard L. Behr, Jr., MBA, AIF®, PRP®, QPFC® |
|
|
 |
| Request More Information |
|
|
|
|
|
|
Business Description |
"IMC" is a boutique wealth management firm specializing in developing, implementing and monitoring wealth planning techniques for high net worth investors. Our goal is to earn the right to be called a clients trusted advisor. The wealth management business is crowded with many similar vendors, especially the brokerage houses that compete in a highly similar and commoditized fashion. IMC has attempted to separate itself from the competition by developing unique relationships with industry partners, while concurrently developing a highly qualified staff.
IMC is part of a national organization of investment professionals called Champion Capital Research. We work with a nationwide network of high net worth advisors specializing in the money management for a unique class of investors who are interested in the capability and power of Wall Street while being complimented with a highly personalized and independent touch. |
|
| |
|
|
General Information |
|
|
|
|
|
|
|
|
| Name of Broker/Dealer: |
Financial Telesis, Inc.
|
|
| Name of Custodial Firm: |
Charles Schwab & Co, Exeter Trust Co.
|
|
| States Licensed in: |
Colorado
|
|
| States Willing to do Business in: |
ALL. But prefer local, so that we can develop a strong client/advisor relationship.
|
|
| Years of Experience in Financial Services: |
30
|
|
| Number of Years with Current Firm: |
20
|
|
| I work with the following types of clients: |
Individual Investors, Businesses
|
|
| |
|
Education |
| Academic Background |
| |
BS, Finance St. Francis of Loretto (1973)
MS, Finance University of Colorado (1993)
Post Graduate Studies at Wharton School of Economics. Emphasis on Retirement Plans. |
|
| |
|
Services |
| Investment Types: |
Exchange Traded Funds (ETFs), Bonds, Stocks, Annuities, Insurance, Mutual Funds
|
|
| |
|
Qualifications & Memberships |
| Certifications, Accreditations & Designations: |
Chartered Financial Analyst (CFA), Accredited Investment Fiduciary® (AIF)
|
|
| Insurance and Annuity Licenses: |
Life
|
|
| Financial Organization Memberships: |
American Institute of Certified Public Accountants (AICPA), Amer Soc of Pension Profsnls & Actuaries (ASPPA), National Association of Personal Financial Advisors (NAPFA)
|
|
| Non-Financial Organization Memberships: |
Member of the Economic Development Group in the South Metro Chamber of Commerce and sits on the Health Care Task Force, the Legislative Action Committee, and the Renewable Energy Task Force for the Chamber.
Board Member and Finance Chairman for The Rocky Mountain College of Art & Design.
Finance Committee of my local church.
|
|
| |
|
Firm Information |
| Number of Advisors in Office: |
Up to 10 employees
|
|
| I work with clients as part of a team: |
Yes
|
|
| Firm's Number of Clients: |
150
|
|
| Firm's Number of Planning Clients: |
150
|
|
| Firm's Number of Managed Clients: |
140
|
|
| Assets Managed by Firm: |
$50,000,000
|
|
| Advisor's Number of Clients: |
150
|
|
| Advisor's Number of Managed Clients: |
150
|
|
| Advisor's Number of Planning Clients: |
150
|
|
| Assets Managed by Advisor: |
$50,000,000
|
|
| |
|
Compliance |
| Registered Investment Advisor: |
Yes
|
|
| I am an acknowledged fiduciary: |
Yes
|
|
| Compliance Disclosures in Last 5 years: |
I have a clean record
|
|
| Criminal Disclosures in Last 5 years: |
I have a clean record
|
|
| |
|
Compensation & Fees |
| I am a fee-only financial professional: |
Yes
|
|
| I am a fee-based financial professional: |
Yes
|
|
| Minimum Portfolio Size for New Managed Accounts: |
$75,000
|
|
| Compensation Methods: |
Based on Assets
|
|
| Fee % Based on Assets: |
1.0% Avg
|
|
|
|
| Additional Details on Charges: |
Fees range from: 0.6 - 2.2% for assets under management, depending on the strategy.
|
|
| Minimum Fee Charged for Managed Accounts: |
0
|
|
| |
|
| |
| |
| Prepared By: |
Richard L. Behr, Jr., MBA, AIF®, PRP®, QPFC® |
Frequently Asked Questions |
|
| Q. |
Do you have a customer satisfaction or refund policy? |
| |
Clients can terminate The Advisor relationship at any time with a 30 day written notice. Fees are reimbursed and pro-rated for the quarter. |
|
| Q. |
What are your qualifications? What is your education background? |
| |
BS, Finance 1973, MS, Finance 1993, Post Grad Studies Wharton School of Econ: CFP Designtn(inactive) CFA Chartered Financial Analyst Level One Candidate, AIF Accredited Investment Fiduciary 2007, Rice University fi360 2007, PRP Plansponsor Retirement Professional 2007, Life Insurnce Colo 2009, QPFC Qualified Plan Financial Consultant (in process) |
|
| Q. |
What services do you offer? |
| |
Wealth Management: Investment Review and Planning. Retirement Planning. |
|
| Q. |
How many clients do you currently manage? |
|
| Q. |
Will you be the only person working with me? |
|
| Q. |
How are you compensated? How will I pay for your services? |
| |
A percentage of assets deducted directly from your investment account. |
|
| Q. |
If you are going to manage my account, will you obtain my permission every time you buy or sell something? |
| |
This depends on your personal preference as well as the type of investment(s) you are in. |
|
| Q. |
Do you offer any guaranteed results? |
| |
No. Past performance is not a guarantee of future returns. |
|
| Q. |
How much risk should I be willing to take? |
| |
Your risk level is decided by you and upon completion of a profile which rates your overall risk tolerance and time horizon. In addition to IMC understanding your unique situation, goals and current financial data. |
|
| Q. |
Have you ever been charged with any breaches? |
|
| Q. |
What is your experience? How many clients do you currently manage? |
| |
BS, Finance 1973, MS, Finance 1993, Post Grad Studies Wharton School of Econ: CFP Designtn(inactive) CFA Chartered Financial Analyst Level One Candidate, AIF Accredited Investment Fiduciary 2007, Rice University fi360 2007, PRP Plansponsor Retirement Professional 2007, Life Insurnce Colo 2009, QPFC Qualified Plan Financial Consultant (in process). We manage around 150 clients. |
|
| Q. |
What financial institution(s) do you represent? |
| |
We work with several. At the time, Charles Schwab is where the majority of our client assets are held. |
|
| Q. |
How do you charge for your services? |
| |
Percentage of assets under our management. |
|
| Q. |
Do you provide a free initial consultation? |
|
| Q. |
What are your qualifications? |
| |
Please visit our dedicated 401k Plan website at:
www.401ksquared.com |
|
| Q. |
How long does the process of rolling over a 401K plan usually take? |
|
| Q. |
How many years of experience do you have? |
|
| Q. |
What are your fees for this service? |
| |
Same as financial advisory clients |
|
| Q. |
How many 401K rollover clients do you currently manage? |
|
| Q. |
Do you provide a free initial consultation? |
|
|
|
