| Advisor Profile |
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| Name: |
Susan Allan |
| Phone Number: |
(610) 228-0506 |
| Website: |
Visit Website
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Business Description |
| To be known by my clients, friends and associates as a knowledgeable, helpful financial advisor who advises affluent individuals and business owners interested in building, preserving and protecting their wealth through a wise financial plan. I handle my business with the highest regard for my clients interests and always keep their needs first above all else.
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General Information |
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| Name of Broker/Dealer: |
Stifel Nicolaus
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| Name of Custodial Firm: |
Stifel Nicolaus
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| States Licensed in: |
PA, NJ, FL, NY, NC, DE, OH, NV, MN, NH,CT, AK, CA, KY, MA, MI, RI,MD NV,
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| Years of Experience in Financial Services: |
9
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| Number of Years with Current Firm: |
1
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| Work Experience: |
Financial Planning, Investments, Retirement Plans, Insurance, College Savings Plans, Annuities, CD's, Municipal Bonds.
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| I work with the following types of clients: |
Businesses, Individual Investors, Non-Profit Organizations
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Education |
| Academic Background |
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| Degrees in Marketing and Management -Ohio University (1976) Finance 1980 |
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Services |
| Investment Types: |
Bond Mutual Funds, Bonds, Stocks, Annuities, Insurance, Mutual Funds, Alternative Investments, Mortgages & Real Estate, Exchange Traded Funds (ETFs), Socially Responsible Investments (SRI)
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Qualifications & Memberships |
| Certifications, Accreditations & Designations: |
Accredited Asset Management Specialist (AAMS®), Chartered Retirement Plans Specialist (CRPS®), Insurance License (Life & Health; Long Term Care; Specify below), Personal Financial Specialist (PFS), Accredited Wealth Management Advisor(AWMA)
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| Securities Licenses: |
Series 6, Series 63, Series 65
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| Insurance and Annuity Licenses: |
Health, Annuity, Disability, Variable Life, Long Term Care, Life, Variable Annuity
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| Non-Financial Organization Memberships: |
Kiwanis,
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Firm Information |
| Number of Advisors in Office: |
10 - 99 employees
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| Assets Managed by Firm: |
Yes
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| Advisor's Number of Clients: |
550
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| Advisor's Number of Managed Clients: |
294
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| Advisor's Number of Planning Clients: |
480
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| Assets Managed by Advisor: |
$25,000,000
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Compliance |
| Registered Investment Advisor: |
Yes
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| Registered Representative: |
Yes
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| Investment Advisor Representative: |
Yes
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| I am an acknowledged fiduciary: |
Yes
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| Compliance Disclosures in Last 5 years: |
I have a clean record
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| Criminal Disclosures in Last 5 years: |
I have a clean record
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Compensation & Fees |
| I am a fee-based financial professional: |
Yes
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| Minimum Portfolio Size for New Managed Accounts: |
$100,000
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| Compensation Methods: |
Commissions, Based on Assets
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| Fee % Based on Assets: |
1.5
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| Additional Details on Charges: |
CALL ME TO ASK. WE CURRENTLY HAVE 6 DIFFERENT PLANS DEPENDING ON THE SIZE OF THE ASSETS AND THE INTERESTS OF THE CLIENT.
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| Minimum Fee Charged for Managed Accounts: |
$1,000
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| Minimum Fee Charged for Hourly Planning Accounts: |
NA
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| Minimum Fee Charged for Flat Fee Accounts: |
NA
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| Prepared By: |
Susan Allan |
Frequently Asked Questions |
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| Q. |
Do you have a customer satisfaction or refund policy? |
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No refunds are available at this time for services provided. |
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What are your qualifications? What is your education background? |
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I am fully trained and licensed in all areas of Financial Planning needs.
I am a Chartered Retirement Planning Specialist, a Financial Planning Specialist and I am licensed and trained in Insurance, Taxes, and can help you or find the correct specialist that can help you with all your financial questions. |
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What is your approach to financial planning? |
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I will customize your investments to fit your profile or I can put together what is best suited for your future financial needs. |
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What services do you offer? |
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Help with investing money, planning for retirement or savings for college.
Insurance and Tax issues. I have access to professional money managers if you have a lot of money and need someone to manage an inheritance or your 401K rollover. |
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How many clients do you currently manage? |
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Will you be the only person working with me? |
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No, I have a staff of people in my office. |
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How are you compensated? How will I pay for your services? |
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Fee based for your investments. Everything else is either free or for a small flat fee depending on the need. |
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If you are going to manage my account, will you obtain my permission every time you buy or sell something? |
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I can manage your account either way. Discression or non-Discression accounts are both available and cost is not different for either. |
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Do you offer any guaranteed results? |
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No, we are not allowed to promise and guarantee any investment results. If you find someone that says they will guarantee something, run away, they are a fraud. |
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How much risk should I be willing to take? |
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We will determine that based on your circumstances. |
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Have you ever been charged with any breaches? |
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What services do you provide? What are your specialties? |
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Investment management, planning, forcasting, and most of all risk management. Speciality is customized portfolio's and frequent monitoring. |
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What is your experience? How many clients do you currently manage? |
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I have over 500 clients, which is the industry standard for our field and currently manage $25 million. |
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What financial institution(s) do you represent? |
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Stifel Nicolaus, a nation broker dealer, member of SIPC and NYSE. Has been in business for over 100 years. |
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How do you charge for your services? |
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Fee based or transaction based depending on your needs. |
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Do you provide a free initial consultation? |
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Of course we do. In fact if you need more time, I will give you more time and a second meeting to go over any additional questions you may have. |
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Why should I choose you as my financial advisor? |
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Trust. That is the number one reason to pick someone to help you grow your money and I treat each client's money as if it were my own family's. |
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What are your management fees? |
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I accept what every is the lowest possible for you the customer.
I typically receive less than 1% fee on 401K plans |
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What kind of plans do you specialize in? |
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Small and Medium Size companies that have anywhere from 2 to 200 employees. |
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Do you have a minimum requirement for number of employees or total investment value? |
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Minimum employees to make sense to do a 401K is 2 or more. However, there are many other kinds of retirement plans available to small business. I can offer the 401K or Simple IRA or SEP IRA. |
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What type of plans do you offer? |
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401K, SEP IRA, Simple IRA and Regular IRA. There are also the money purchase plans and a few other options. |
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Do you offer any additional services? |
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Planning Meetings for all the employees that are free and held once a year to help the staff invest wisely. |
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What are your qualifications? |
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I currently have many 401K plans that I manage and I am a Chartered Retirement Plans Specialist, which is the highest level of training one can receive for retirement plans. |
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What is your approach to 401 K plan rollovers? |
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I review the plan and then compare it to a group of similar plans to be sure the fees and the investment choices are the best available. |
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How long does the process of rolling over a 401K plan usually take? |
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Usually one to two months. |
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What financial institutions do you represent? |
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Everyone that offer a 401K plan. |
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How many years of experience do you have? |
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What are your fees for this service? |
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How many 401K rollover clients do you currently manage? |
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Why should I roll over my 401K plan to your firm? |
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If you are not getting results from your current 401k company in either regular service or investment advice, you need to speak to me. |
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Do you provide a free initial consultation? |
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Yes, inital consultations are always free. |
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