Business Description

We help high net worth individuals, professionals, small business owners and women investors in their desire to understand, build and retain their wealth.

General Information

Gender:

Male

CRD#:

1279211

Firm CRD#:

1279211

Insurance License#:

Life, Disability, Health, Annuity

Name of Broker/Dealer:

Cambridge Investment Research, Inc.

Name of Custodial Firm:

Pershing, LLC

States Licensed in:

WA, ID, CA, HI, AK,

States Willing to do Business in:

See Web site

Years of Experience in Financial Services:

Number of Years with Current Firm:

Work Experience:

Started in 1971

I work with the following types of clients:

Individual Investors, High Net Worth, Businesses

Education

Academic Background

BA, Business - Gonzaga University (1968-1970) Eastern Washington University (1970-1972)
Chartered Life Underwriter (CLU) 1982
Chartered Financial Consultant (CHfC) 1989
Registered Financial Consultant (RFC) 1985
Certified Wealth Preservation Planner (CWPP) 2006
Certified Asset Protection Planner (CAPP) 2006
Master of Science in Taxation, Golden Gate University 2008

Services

Investment Types:

Mutual Funds, Insurance, Annuities, FOREX & Currency, Alternative Investments, Mortgages & Real Estate, Exchange Traded Funds (ETFs), Stocks, Bonds

Qualifications & Memberships

Certifications, Accreditations & Designations:

MS (Tax), Chartered Life Underwriter (CLU®), Registered Financial Consultant (RFC), Chartered Financial Consultant (ChFC)

Securities Licenses:

Series 63, Series 24, Series 7

Insurance and Annuity Licenses:

Variable Annuity, Variable Life, Disability, Casualty, Accident, Annuity, Health, Life

Financial Organization Memberships:

Financial Planning Association (FPA), Society of Financial Services Professionals, Wealth Preservation Institute, Paladin Registry

Firm Information

Number of Advisors in Office:

Up to 10 employees

I work with clients as part of a team:

Yes

Firm's Number of Clients:

Assets Managed by Firm:

50,000,000

Advisor's Number of Clients:

Assets Managed by Advisor:

50,000,000

Compliance

Registered Representative:

Yes

Investment Advisor Representative:

Yes

I am an acknowledged fiduciary:

Yes

Compliance Disclosures in Last 5 years:

I have a clean record

Criminal Disclosures in Last 5 years:

I have a clean record

Compensation & Fees

I am a fee-only financial professional:

Yes

I am a fee-based financial professional:

Yes

Minimum Portfolio Size for New Managed Accounts:

100000

Compensation Methods:

Hourly, Based on Assets, Commissions, Flat Fee

Fee % Based on Assets:

.25 - 1.00

Hourly Rate:

$225.00

Minimum Fee Charged for Managed Accounts:

1% less 1M

Minimum Fee Charged for Hourly Planning Accounts:

$225.00

Minimum Fee Charged for Flat Fee Accounts:

$1,500

Prepared By:

Perry Smith

Most Recent Update:

06/27/2008