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Business Description |
As you near retirement, it is especially important to make the right financial decisions. We help you make smart financial decisions by following, and teaching you, the five proven guidelines to creating lasting wealth and investment income. To have ongoing financial success throughout retirement, you must understand:
1) The dangers of active money management. Although alluring, no academic studies support the success of active management. This can be a sure fire way to erode your wealth.
2) The 5 rules you must follow when taking withdrawals from investment accounts. These rules allow you to monitor and make adjustments along the way so you never run the risk of spending too much.
3) Why you don’t want to buy annuities unless you fit a select and narrow set of criteria.
4) The biggest mistakes upcoming retirees make with their money.
5) Insurance needs change later in life; the questions you need to ask to determine what types and amounts of insurance you really need.
Email us and we will be glad to send you a free report, “5 Proven Guidelines to Creating Lasting Wealth and Investment Income.” |
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General Information |
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| Years of Experience in Financial Services: |
14
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| Number of Years with Current Firm: |
5
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| I work with the following types of clients: |
Businesses, Individual Investors
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Education |
| Academic Background |
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You want to hire an advisor that keeps up on the latest research that is relevant to your situation. I have focused my continuing education courses on financial issues pertinent to business owners, executives and high net worth families.
I have a BS and MBA in Finance from Seton Hall University (1995). |
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Services |
| Investment Types: |
Stocks, International Investments, Bonds, Exchange Traded Funds (ETFs), Alternative Investments, Mutual Funds, Socially Responsible Investments (SRI)
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Qualifications & Memberships |
| Certifications, Accreditations & Designations: |
CERTIFIED FINANCIAL PLANNER™ Certificant
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| Securities Licenses: |
Series 65
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| Financial Organization Memberships: |
National Association of Insurance and Financial Advisors (NAIFA), Financial Planning Association (FPA)
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Firm Information |
| Number of Advisors in Office: |
Up to 10 employees
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| I work with clients as part of a team: |
Yes
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| Firm's Number of Clients: |
120
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| Firm's Number of Planning Clients: |
100
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| Firm's Number of Managed Clients: |
120
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| Assets Managed by Firm: |
Yes
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Compliance |
| Registered Investment Advisor: |
Yes
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| Registered Representative: |
Yes
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| Investment Advisor Representative: |
Yes
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| I am an acknowledged fiduciary: |
Yes
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| Compliance Disclosures in Last 5 years: |
I have a clean record
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| Criminal Disclosures in Last 5 years: |
I have a clean record
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Compensation & Fees |
| I am a fee-only financial professional: |
Yes
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| Minimum Portfolio Size for New Managed Accounts: |
$400,000
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| Compensation Methods: |
Based on Assets, Flat Fee
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| Additional Details on Charges: |
We work on a fee-only basis. This is our only method of compensation and it is the same way you compensate other professionals you depend on for specialized knowledge and services, for example your doctor, CPA or attorney. Paying your advisor a fee eliminates several potential conflicts of interest because our advice is not impacted by the interests of third parties. We do not receive compensation from any third party such as brokerage firms, investment companies, or insurance companies.
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| Minimum Fee Charged for Managed Accounts: |
$3,000.00
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| Minimum Fee Charged for Flat Fee Accounts: |
$6,000.00
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| Prepared By: |
David Rosenthal, CFP® |
Frequently Asked Questions |
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