Business Description

The intertwining of day-to-day life with your financial future is something you may not have considered. When you're planning your finances, you're actually planning your life and that's exciting. You deserve the attention of a professional you can trust to believe in you as much as you believe in yourself. As your financial planner I work for your best interests at all times. Since clients are not generic their financial plans shouldn't be either. As your advisor I first listen, then create a strategy unique to you, and make changes as needs, financial situations, life stages and goals change. My role becomes coach and partner so that our relationship is an ongoing association based on mutual trust and respect and you have financial peace of mind.

General Information

Gender:

Female

CRD#:

1127610

Insurance License#:

0621490

Name of Broker/Dealer:

Associated Securities Corporation

Name of Custodial Firm:

Pershing LLC

States Licensed in:

CA, FL, Il, Ne, CO

States Willing to do Business in:

All states

Years of Experience in Financial Services:

Number of Years with Current Firm:

Work Experience:

For the past 23 years I have specialized in financial and retirement planning along with asset management. I have also had extensive insurance experience at the beginning of my career.

I work with the following types of clients:

Individual Investors, Businesses

Education

Academic Background

Graduate of Moser Business School in Chicago. Credentials for ChFC, CLU from American College, Bryn Mawr, PA

Services

Investment Types:

Exchange Traded Funds (ETFs), Alternative Investments, Mutual Funds, Insurance, Annuities, Stocks, Bonds

Qualifications & Memberships

Certifications, Accreditations & Designations:

Insurance License (Life & Health; Long Term Care; Specify below), Chartered Life Underwriter (CLU®), Chartered Financial Consultant (ChFC®)

Securities Licenses:

Series 6, Series 7

Insurance and Annuity Licenses:

Variable Annuity, Long Term Care, Disability, Life, Health, Variable Life, Annuity

Financial Organization Memberships:

Society of Financial Services Professionals, Financial Planning Association (FPA)

Non-Financial Organization Memberships:

San Francisco East Bay Opera Guild, Soroptimist International

Firm Information

Number of Advisors in Office:

Up to 10 employees

Firm's Number of Clients:

200

Firm's Number of Planning Clients:

Firm's Number of Managed Clients:

Assets Managed by Firm:

$20000000

Advisor's Number of Clients:

200

Advisor's Number of Managed Clients:

Advisor's Number of Planning Clients:

Assets Managed by Advisor:

$20000000

Compliance

Registered Investment Advisor:

Yes

Registered Representative:

Yes

Investment Advisor Representative:

Yes

I am an acknowledged fiduciary:

Yes

Compliance Disclosures in Last 5 years:

I have a clean record

Criminal Disclosures in Last 5 years:

I have a clean record

Compensation & Fees

I am a fee-only financial professional:

Yes

I am a fee-based financial professional:

Yes

Minimum Portfolio Size for New Managed Accounts:

$150000

Compensation Methods:

Hourly, Flat Fee, Based on Assets

Fee % Based on Assets:

Varies

Hourly Rate:

150

Flat Fee Rate:

$2000

Additional Details on Charges:

$100,000 - $250,000........1.25%
$251,000 - $500,000........1.00%
$501,000 - $800,000,,,,,,, .90%
$801,000 - $1 Million........ 85%
Over One Million Negotiated Fees

Minimum Fee Charged for Managed Accounts:

Minimum Fee Charged for Hourly Planning Accounts:

$150

Minimum Fee Charged for Flat Fee Accounts: