Business Description

We are an Investment Consulting firm (not an asset manager) working primarily with High Net Worth Individuals. We sell no products; are totally independent and objective.

We follow a Prudent Investment Process, helping our Clients with education, information, tools and decision-making to: A.) determine appropriate Effective Diversification (with suitable risk and return); B.) Select mutual funds or managers for each asset class / type of investment, based on our research; C.) Evaluate performance of the portfolio and each manager on a quaterly basis, and D.) Deal with retirement, estate planning, etc. issues, working with accounting and tax specialists of the Client's choice.

In short, we do what clients would do for themselves if they had the time, resources, know-how, experience and contacts to do so. We provide as much information and research as a Client wishes.

By helping clients control portfolio expenses, we normally save clients more than the fee for our services.

General Information

Gender:

Male

CRD#:

2860777

SEC File#:

142243

States Licensed in:

Years of Experience in Financial Services:

Number of Years with Current Firm:

I work with the following types of clients:

Individual Investors, Businesses

Foreign Languages Serviced:

Spanish

Education

Academic Background

Harvard College (1966). Graduated cum laude.

Services

Investment Types:

International Investments, Alternative Investments, Mutual Funds

Qualifications & Memberships

Securities Licenses:

Series 65

Firm Information

Number of Advisors in Office:

Up to 10 employees

Compliance

Registered Investment Advisor:

Yes

Compliance Disclosures in Last 5 years:

I have a clean record

Criminal Disclosures in Last 5 years:

I have a clean record

Compensation & Fees

I am a fee-based financial professional:

Yes

Minimum Portfolio Size for New Managed Accounts:

$100,000

Compensation Methods:

Based on Assets

Fee % Based on Assets:

Additional Details on Charges:

We charge an annual Consulting Fee based on Assets beginning at 1% for U.S. clients and then decreasing as assets increase.

Prepared By:

Hadley Williams