| Advisor Profile |
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| Name: |
John Fitzgerald Acosta |
| Phone Number: |
(866) 690-0241 |
| Website: |
Visit Website
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| Research This Advisor |
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| Request More Information |
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| To contact this advisor or to receive more information, please call the phone number or visit the website listed above. |
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| Prepared By: |
John Fitzgerald Acosta |
| Most Recent Update: |
07/14/2008 |
Frequently Asked Questions |
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| Q. |
Do you have a customer satisfaction or refund policy? |
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What services do you provide? What are your specialties? |
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I provide financial management, including portfolio management. I have a special understanding of the capital markets,(equities), with an emphasis on fixed income. |
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What is your experience? How many clients do you currently manage? |
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I have been directing/managing investments for 12 years. I currently have approximately 335 clients. |
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What financial institution(s) do you represent? |
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How do you charge for your services? |
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My sevices are either on a fee-basis (annual percent on assets managed)or by transaction (commissions). Several clients have a combination of both. Its a matter of analyzing your specific needs and determining which arrangement is most cost-effective. |
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Do you provide a free initial consultation? |
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Why should I choose you as my financial advisor? |
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I am well-versed in various financial matters with a great deal of experience through challenging environments. That being said, ultimately its a matter of our agreeing on philosophy and strategy. Its a decision we must both agree on. |
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What are your qualifications? |
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I have 12 years experience in financial services and am currently a Portfolio Manager. I am also a Financial Planning Specialist and have been certified in Alternative Investments and ETFs. Furthermore, while at Merrill Lynch for 6 years I successfully completed the Professional Development Program and was a Certified Financial Manager. |
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| Q. |
What is your approach to 401 K plan rollovers? |
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As with anything, before initiating a rollover request, its important to review the individual's variables (i.e., point in life, projected time to retirement, other investment/asset sources, risk profile, etc.). That will lead to an investment strategy being formulated. At that point, the transition should begin. |
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How long does the process of rolling over a 401K plan usually take? |
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Typically, the process cannot begin until 30 days after employee-employer separation (there have been cases of 60 days). At that time, depending on the efficiency of the employer's HR department, it can take anywhere from 30 to 45 days. |
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What financial institutions do you represent? |
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| Q. |
How many years of experience do you have? |
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| Q. |
What are your fees for this service? |
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The fees for this service are geared toward the management of the assets, as opposed to the process of converting the account(s). My sevices are either on a fee-basis (annual percent on assets managed)or by transaction (commissions). Several clients have a combination of both. |
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How many 401K rollover clients do you currently manage? |
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Approximately 100 clients. |
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Why should I roll over my 401K plan to your firm? |
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I am an experienced professional in the transition process, as well as the management of the assets. Not all plans are created equal and in various cases, there are special considerations. |
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| Q. |
Do you provide a free initial consultation? |
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