Business Description
I help clients clarify their vision of their "ideal future" by working to deliver a value driven financial planning process that is based on joint discovery. This process allows clients to make the best decisions to optimize their wealth and their lives. Whether a client's objective is one of accumulation, preservation, or distribution they will be in a position to make an informed decision and utilize the best tools to help meet their objectives. My process always caters to the general objectives of maximizing flexibility while minimizing taxes and complexity for my clients.
General Information Gender:    Male CRD#:    4438327 Name of Broker/Dealer:    NFP Name of Custodial Firm:    National States Licensed in:    TX, AR, OR Years of Experience in Financial Services:    8 Number of Years with Current Firm:    3 I work with the following types of clients:    Individual Investors, Businesses
Education Academic Background   Undergraduate degree - Austin College JD - SMU, Robert Dedman School of Law
Services Investment Types:    Real Estate, Bonds, Stocks, Annuities, Insurance, Commodities, Mutual Funds, Alternative Investments, Exchange Traded Funds (ETFs)
Qualifications & Memberships Certifications, Accreditations & Designations:    CERTIFIED FINANCIAL PLANNER™ Certificant, Insurance License (Life & Health; Long Term Care; Specify below), Certified in Long-Term Care (CLTC), Accredited Asset Management Specialist (AAMS®) Securities Licenses:    Series 66, Series 7 Insurance and Annuity Licenses:    Disability, Long Term Care, Variable Annuity, Variable Life, Life, Health, Annuity Financial Organization Memberships:    Paladin Registry
Firm Information Number of Advisors in Office:    Up to 10 employees
Compliance Registered Representative:    Yes Investment Advisor Representative:    Yes I am an acknowledged fiduciary:    Yes Compliance Disclosures in Last 5 years:    I have a clean record Criminal Disclosures in Last 5 years:    I have a clean record
Compensation & Fees I am a fee-based financial professional:    Yes Minimum Portfolio Size for New Managed Accounts:    150,000 Compensation Methods:    Based on Assets, Flat Fee Additional Details on Charges:    I am compensated in three ways: 1) A fee for service: The fee covers one year of service from myself and my staff. It would include developing a comprehensive plan that addresses all your concerns, any meetings with you and your advisor(s), and implementing the plan. The fee is based on time and complexity. 2) Asset Management or Product Implementation Fees. I do receive fees for asset management services. Often they are less than what you currently pay to manage your assets. 3) Personal Introductions
Prepared By:	Bradley Cantrill

Frequently Asked Questions

Q.	Do you have a customer satisfaction or refund policy?

Q.	What are your qualifications? What is your education background?

Q.	What is your approach to financial planning?

Q.	What services do you offer?

Q.	How many clients do you currently manage?

Q.	Will you be the only person working with me?

Q.	How are you compensated? How will I pay for your services?

Q.	If you are going to manage my account, will you obtain my permission every time you buy or sell something?

Q.	Do you offer any guaranteed results?

Q.	How much risk should I be willing to take?

Q.	Have you ever been charged with any breaches?

Q.	What services do you provide? What are your specialties?

Q.	What is your experience? How many clients do you currently manage?

Q.	What financial institution(s) do you represent?

Q.	How do you charge for your services?

Q.	Do you provide a free initial consultation?

Q.	Why should I choose you as my financial advisor?

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Q.	Do you have a customer satisfaction or refund policy?
Not a formal one.

Q.	What are your qualifications? What is your education background?
I attended Austin College and Southern Methodist University School of Law. Qualifications include the CFP, JD, and AAMS designations. I also hold a Series 7, 66, and Group 1 insurance license.

Q.	What is your approach to financial planning?
I take a comprehensive approach and look at all areas of concern in the Financial Planning Process. My approach utilizes our firm strengths and combines this with to expertise of several strategic partners to deliver a high level of value and service to the client.

Q.	What services do you offer?
Personal Financial Planning Investment Planning Estate Planning Risk Management Services Business Succession Strategies

Q.	How many clients do you currently manage?
62.

Q.	Will you be the only person working with me?
I am the primary point of contact, but I also bring in other advisors who specialize in specific services when appropriate.

Q.	How are you compensated? How will I pay for your services?
I am a fee based advisor. Planning fees are paid annually and vary among then needs of the individual. Investment Advisory Fees are assessed quarterly and come directly out of the investment account. All fees are disclosed in writing at the first meeeting.

Q.	If you are going to manage my account, will you obtain my permission every time you buy or sell something?
I do not operate using advisor discretion which means that investment strategies are discussed and agreed to by the client before making a transaction.

Q.	Do you offer any guaranteed results?
No. I'm not in the gurantee business. I do hope however that a well thought out plan based on your values will inspire a new level of financial confidence and create peace of mind.

Q.	How much risk should I be willing to take?
That depends on you and your specific objective(s). All risk is measured using a risk management profile and then incorported into a customized comprehensive Investment Policy Statement.

Q.	Have you ever been charged with any breaches?
No.

Q.	What services do you provide? What are your specialties?
I provide my clients with comprehensive financial planning services. I specialize in giving clients a process to execute their vision and personal financial values.

Q.	What is your experience? How many clients do you currently manage?
I've been in business since 2001. I currently have 62 familes that I advise. I'm looking to add an additional 55-60 familes to a high service practice.

Q.	What financial institution(s) do you represent?
None. I am an independent advisor who operates with an open platform.

Q.	How do you charge for your services?
I charge a fee for planning and an annual retainer. I charge an investment advisory fee for managing money. Fees vary and are based on time and complexity of the situation. Fees are all disclosed in writing before an engagement begins.

Q.	Do you provide a free initial consultation?
Yes.

Q.	Why should I choose you as my financial advisor?
My practice is built around the principals of service, objectivity, and competency. If these are values and qualities that you are seeking in an advisor then you should strongly consider using my services. I certainly would welcome the opportunity to meet you.