Business Description

When your life savings are at stake, you need advice you can trust. You need a financial advisor who is objective; someone who is not paid more to sell you one product rather than another. You need a relationship with a firm that promises always to put your interest first, a firm with proven experience and the right credentials. Life Certain Wealth Strategies, LLC. offers you all this and much more.

General Information

Gender:

Male

CRD#:

3125223

Firm CRD#:

421

Name of Broker/Dealer:

Woodbury Financial Services, Inc.

Name of Custodial Firm:

Pershing, LLC

States Licensed in:

CO, AK, NY, NJ, IL, IN, OH, FL, CA, GA, KS, NM, TX, WY, AZ

States Willing to do Business in:

Years of Experience in Financial Services:

Number of Years with Current Firm:

Work Experience:

experienced Certified Financial Planner Practitioner. I employ the 6 step financial planning process endorsed by the Certified Financial Planner Board of Standards and adhere to their code of ethics

I work with the following types of clients:

Businesses, Individual Investors, Non-Profit Organizations

Foreign Languages Serviced:

Spanish

Education

Academic Background

BA, Economics
MBA

Services

Investment Types:

Options, Alternative Investments, Exchange Traded Funds (ETFs), Bonds, Stocks, Annuities, Insurance, Mutual Funds, Options & Futures, Socially Responsible Investments (SRI)

Qualifications & Memberships

Certifications, Accreditations & Designations:

CERTIFIED FINANCIAL PLANNER™ Certificant, Life Underwriter Training Council Fellow (LUTCF), Accredited Asset Management Specialist (AAMS®), Chartered Financial Consultant (ChFC®), Chartered Life Underwriter (CLU®)

Securities Licenses:

Series 65, Series 63, Series 24, Series 7, Series 4

Insurance and Annuity Licenses:

Variable Annuity, Variable Life

Financial Organization Memberships:

Financial Planning Association (FPA), National Association of Insurance and Financial Advisors (NAIFA), Paladin Registry, Million Dollar Roundtable

Firm Information

Number of Advisors in Office:

Up to 10 employees

I work with clients as part of a team:

Yes

Firm's Number of Clients:

245

Firm's Number of Planning Clients:

Firm's Number of Managed Clients:

139

Advisor's Number of Clients:

Assets Managed by Advisor:

$38,000,000

Compliance

Registered Representative:

Yes

Investment Advisor Representative:

Yes

Compliance Disclosures in Last 5 years:

I have a clean record

Criminal Disclosures in Last 5 years:

I have a clean record

Compensation & Fees

Fee Structure:

I am a fee-based financial professional

Compensation Methods:

Hourly, Flat Fee, Commissions, Based on Assets

Fee % Based on Assets:

0.95%

Minimum Fee Charged for Managed Accounts:

N/A

Prepared By:

Herb White, CFP®

Frequently Asked Questions

Q.	What are your qualifications? What is your education background?

Q.	What is your approach to financial planning?

Q.	What services do you offer?

Q.	If you are going to manage my account, will you obtain my permission every time you buy or sell something?

Q.	Have you ever been charged with any breaches?

Q.	Do you provide a free initial consultation?

What are your qualifications? What is your education background?

over 12 years experinence as Certified finacial Planner. CFP, CLU, ChFC, following Licenses: Series 4,7,24,63,65

What is your approach to financial planning?

We take a consultative approach.

What services do you offer?

Retirement Planning, Investment Planning, Estate Planning, Tax Planning

If you are going to manage my account, will you obtain my permission every time you buy or sell something?

Yes

Have you ever been charged with any breaches?

Do you provide a free initial consultation?

Yes