Business Description

Helping people improve their financial situations is our mission. One definition of insanity is doing what you've always done and expecting different results. It is true that in order to work towards improving your outcome you'll need a proven, systematic process that is easy to implement and maintain. We've been entrusted to help hundreds of families, businesses, charities and pension funds work towards reaching their goals - truly an honor and a responsibility we do not take lightly - we treat client assets as if they are our own. We can help you protect what you have by making responsible decisions today as well as watching out for your future - helping you avoid potential problems decades down the road. The forethought we put into the process is something many people don't appreciate for years until they realize how important a decision years ago is in their life today. We have a proven process using Moneytrax, our financial modeling system to allow you to see complex financial

General Information

Gender:

Male

CRD#:

2538140

Name of Broker/Dealer:

Cambridge Investment Research

Name of Custodial Firm:

NFS, LLC, Schwab, Fidelity, Rydex

States Licensed in:

CT, NY, MA, FL, NH, VT, ME, NC, WA, CA, OH, RI, WV, NC, AZ, KY, UT

States Willing to do Business in:

CT, NY, MA, FL, NH, VT, ME, NC, WA, CA, OH, RI, WV, NC, AZ, KY, UT

Years of Experience in Financial Services:

Number of Years with Current Firm:

I work with the following types of clients:

Individual Investors, Non-Profit Organizations, towns, Businesses

Education

Academic Background

UCONN BGS

Services

Investment Types:

Real Estate, Annuities, Bonds, Stocks, Insurance, Commodities, Mutual Funds, FOREX & Currency, Options & Futures, Alternative Investments, Mortgages & Real Estate, Exchange Traded Funds (ETFs), Socially Responsible Investments (SRI)

Qualifications & Memberships

Certifications, Accreditations & Designations:

Chartered Life Underwriter (CLU®), Certified in Long-Term Care (CLTC), Certified Investment Management Analyst (CIMA®), CERTIFIED FINANCIAL PLANNER (CFP®), Chartered Financial Consultant (ChFC), Certified Senior Advisor (CSA)®, Certified Financial Planner

Securities Licenses:

Series 66, Series 65, Series 63, Series 55, Series 24, Series 22, Series 7, Series 6

Insurance and Annuity Licenses:

Long Term Care, Health, Annuity, Variable Annuity, Life, Variable Life, Disability

Financial Organization Memberships:

Paladin Registry, Financial Planning Association (FPA), Society of Financial Services Professionals

Firm Information

Number of Advisors in Office:

Up to 10 employees

I work with clients as part of a team:

Yes

Firm's Number of Clients:

650

Assets Managed by Firm:

Yes

Compliance

Registered Investment Advisor:

Yes

Registered Representative:

Yes

Investment Advisor Representative:

Yes

I am an acknowledged fiduciary:

Yes

Compliance Disclosures in Last 5 years:

I have a clean record

Criminal Disclosures in Last 5 years:

I have a clean record

Compensation & Fees

I am a fee-only financial professional:

Yes

I am a fee-based financial professional:

Yes

Minimum Portfolio Size for New Managed Accounts:

$none

Compensation Methods:

Based on Assets, Flat Fee, Hourly

Fee % Based on Assets:

0.5%

Hourly Rate:

$125.00

Additional Details on Charges:

Annual retainer available. Annual fee as a % of assets under management is on a sliding scale from 0.5% to 1.5% depeninding on how much you've entrusted with us.

Minimum Fee Charged for Managed Accounts:

$none

Minimum Fee Charged for Hourly Planning Accounts:

$none

Minimum Fee Charged for Flat Fee Accounts:

$none

Prepared By:

Michael Chadwick

Most Recent Update:

10/03/2008

Business Description

General Information

Education

Services

Qualifications & Memberships

Firm Information

Compliance

Compensation & Fees

Frequently Asked Questions